This presentation is about the top three banks in India and about their financial structure.

1. PRESENTATION ONQUANTITATIVE
TECHNIQUES
By- Paridhi Kariwala

2. About Banking Sector in India:
The Banking sector in India has always been one of the most preferred
destinations for employment. In this decade, this sector has emerged
as a sunrise sector in the Indian economy. Banking sector index has
grown at a compounded annual rate of over 51 per cent since the
year 2001.The Banking Industry is recruiting in a big way. In the next
five years , banks will have to recruit almost 7.5 lakh people .
Now, banks have diversified their activities and getting into new
products and services. The expansion of the banking sector and its
convergence with the other financial sectors such as
insurance,NBFCs and Capital markets,retirement of the existing
employees and financial inclusion have created more number of
opportunities in the banking sector.

3. Top 3 Banks in India:

State Bank of India.

ICICI Bank.

Punjab National
Bank.

4. 1. State Bank Of India




The Largest state owned banking and financial
services company in India.
Which provides banking services to the customers,
and was incorporated in the year 1955.
Provided a range of financial services , which
includes life insurance, merchant banking, mutual
funds, credit card, factoring, security trading, pension
fund management and primary dealership in the
money market.
Its market capitalization is around (Rs. Cr.) 113,751

5. Revenue generated by SBI (Mar’09Mar’13)

6. Forecast of SBI for the year
2014
YEAR
NET PROFIT OF SBI(in
crore)(y)
Yt=a+bx(10295+1 Yt/y*10
251.5x)
0
RELATIVE TIME(X)
XY
X2
4
7792
85.42
2009
9121
-2
18242
2010
2011
9166
7370
-1
0
-9166
0
1
0
9043.5
10295
98.67
139.68
2012
11713
1
11713
1
11546.5
98.57
2013
14105
2
28210
4
12798
90.7
12515
10
51475
a=51475/5 = 10295
b=12515/10 =
1251.5
FORECAST FOR THE YEAR 2014
Yt=a+bx(10295+151.5*3) = 14049.5

7. The Graphical Presentation for
SBI
14000
12000
10000
RELATIVE TIME(X)
8000
6000
NET PROFIT OF SBI(in
crore)(y)
4000
2000
0
2009
2010
2011
2012

8. 2. ICICI Bank




ICICI Bank is the second largest bank with total
assets of Rs. 3849.70 bn and profit after tax Rs.
17.42 bn for the half year ended Sept 30th, 2008.
The bank has a network of about 1,400 branches
and 4,530 ATM’s in India and presence in 18
countries.
ICICI’s shareholding in ICICI Bank was reduced to
46% through a public offering of shares in India in
1998.
The fields where the bank deals in are
Deposits, Loans, Investments, Cards, Insurance, Onl
ine Services.

9. Revenue generated by ICICI Bank
(Mar’09- Mar’13)

10. Forecast of ICICI Bank for the year
2014
YEAR
2009
NET PROFIT
OF ICICI(IN
CRORE)(y)
6193
RELATIVE
TIME(X)
-2
XY
-12386
X2
4
2010
6834
-1
-6834
1
7398.8
108.26
2011
8615
0
0
0
9700.8
112.6
2012
11483
1
11483
1
12002.9
104.5
2013
15379
2
30758
4
14305
93.01
23021
10
48504
a=48504/5 = 9700.8
Yt=a+bx(9700.8+2
302.1x)
Yt/y*100
5096.6
82.2
b=23021/10 = 2302.1
FORECAST FOR THE YEAR 2014
Y=a+bx(9700.8+2302.1*3) =16607.1

11. The Graphical Presentation for ICICI
Bank
15000
10000
5000
NET PROFIT OF
ICICI(IN CRORE)(y)
RELATIVE TIME(X)
0
2009
-5000
-10000
-15000
2010
2011
2012
XY

12. 3. Punjab National
Bank






PNB is a state financial services company.
Registered on May 19, 1894.
The third largest government - owned commercial
Bank.
Ranked 1243 in Forbes Global 2000.
5100 branches across 764 cities which includes 5
overseas branches.
More than 60 million satisfied customers.

13. Revenue generated by Punjab National
Bank
(Mar’09- Mar’13)

14. Forecast of PNB Bank for the year
2014
YEAR
2009
NET PROFIT
OF PNB(in
crores)(y)
3090
RELATIVE
TIME(X)
-2
XY
-6180
X2
4
2010
3913
-1
-3913
1
3784.9
96.72
2011
4433
0
0
0
4213.4
95.04
2012
4884
1
4884
1
4641.9
94.49
2013
4747
2
9494
4
3356.4
70.7
4285
10
21067
a=21067/5 = 4213.4
Yt=a+bx(4213.4+428.5
*x)
Yt/y*100
3356
108.6
b=4285/10 = 428.5
FORECAST FOR THE YEAR 2014
Yt=a+bx(4213.4+428.5*3)=5498.9

15. The Graphical Presentation for PNB
Bank
12000
10000
8000
XY
6000
RELATIVE TIME(X)
4000
NET PROFIT OF
PNB(in crores)(y)
2000
0
-2000
-4000
2009
2010
2011
2012