3. GENERAL STATEMENT
Flood
is usually an overflow of an expanse
of water that submerges land and the inflow
of tide onto land. Floods are the most
frequent and costly natural hazards, causing
almost 90 percent of all the damage related
to natural disasters. Floods usually cause
large-scale loss of human life and wide
spread damage to properties. This damage
is known as flood damage.
4. THE PROCESS
o
Floods occur when
the ground can’t
hold any more rain.
There is too much
rain to be absorbed
by the earth and the
water stays on top
of the earth and
runs off to the rivers
and seas. This is
normally happens
during the very
heavy rain seasons.
o
After severe
thunderstorms,
monsoons, hurricanes
and typhoons, the water
fills up the rivers and then
the rivers overflow their
banks and the water comes
onto the land and a flood
devastates the land.
Sometimes there is a
blockage in the runoff and
again the water overflows
and goes on the land and
makes a flood.
5. CLOSING
Floods are the most
frequent type of disaster
worldwide. Thus, it is
often difficult or
impossible to obtain
insurance policies which
cover destruction of
property due to flooding,
since floods are a
relatively predictable risk.