Consolidation college loans-Wistuo Finance Information

Wistuo Finance Information: Wistuo-Consolidation College Loan-Student Loan

Wistuo Finance Information
Wistuo Banking, Budgeting, Career, Work, College, Education, Family, Home, Insurance,
Loans, Real Estate, Retirement, Taxes Information

Tuesday, September 11, 2007

Wistuo-Consolidation College Loan-Student Loan

Many individuals must take out loans from national lenders and private banks in

order to pay for their education. When a student finally reaches the end of his or

her college career, finding a way to pay off student loan debt can be extremely

difficult.

Many federal loans can be consolidated into one student loan payment. Two of

the most common loans students apply for and use are Stafford loans and

Perkins loans. However, if you decided to take out private loans to pay for

college, then you won't be able include them in a federal student loan

http://wistuo.blogspot.com/2007/09/wistuo-consolidation-college-loan.html (1 of 7)9/24/2007 10:06:28 AM


consolidation program.

Private loans are not under the same federal restrictions as federal loans, and

students should never include their private loans in the same federal student

loan consolidation program.

Once you know if you can consolidate your student loans, you should start to

shop around for lenders. Several national lenders help students consolidate loan

payments, such as Next Student or Loan Approval Direct.

It is very important to compare several lenders because each one will offer

different loan terms and interest rates. Because the federal government

regulates the interest rates for federal loans, students are able to get a lower

interest rate when choosing to consolidate student loans.

When you choose a lender and apply for their student loan consolidation

program, you will end up combining all of your student loan debt into one

monthly payment. By going through this process, you can lower your payments

by close to 60 percent, depending on the lender.

Not only will you have one simple payment to make, but also you will only have

to deal with one lender instead of several. The only downfall when you

consolidate student loans is your payment plan may run longer due to the fact

you combined several payments.

There is plenty to worry about as you prepare to finish your collegiate education.

You need to find a job, pack up all of your belongings, and, oh yes, graduate!

The last thing you need is more mental baggage, especially financial in nature.



Choosing to consolidate loan payments will make your student loan debt

payments easier. You may even end up saving a good deal of money.

Email this • Technorati: 1 link to this item • Subscribe to this feed • Sphere: Related

Content • Save to del.icio.us • Add to del.icio.us • Digg This! • Share on Facebook • outside.

in: geotag this post • Discuss on Newsvine • Stumble It!

Diposting oleh Wistuo Finance di 12:14 AM

Label: College and Education

0 komentar:

Post a Comment

Newer Post Older Post Home

Subscribe to: Post Comments (Atom)

GeekySpeaky: Submit Your Site! Blogarama



Wistuo Finance
Information
Visit this group

Wistuo Finance Recource

Auto Insurance
q

Blogger
q

Student Loans Info
q

Yahoo Finance
q

Finance Information

follow me on Twitter

Wistuo Finance Archive



w 2007 (339)
q

w September (339)
r

w 21 Sep (41)
s

Bank Loans for Small Businesses-Wistuo Finance Inf...
s

Payday for Lenders?-Personal and Small Business-Wi...
s

Suze Orman Money Matters-Personal and Small Busine...
s

Losing Your Lender-Personal and Small Business-Wis...
s

Loans in the Family-Personal and Small Business-Wi...
s

An Introduction to Small Business Administration L...
s

The Dangers of Cosigning a Loan-Personal and Small...
s

Homework for Homeowners-Loans-Wistuo
s

Proper Beneficiary Designations are Critical-Home ...
s

10 Things Your Mortgage Lender Will Not Tell You-H...
s

Bridge Loans Can Help Pay Off Your Old Home-Home L...
s

What Kind of Loan Should You Get?-Home Loans-Wistu...
s

Tapping the Equity in Your Home-Home Loans-Wistuo ...
s

Mortgage Insurance-Home Loans-Wistuo Finance Infor...
s

10 Questions to Ask Your Mortgage Lender-Home Loan...
s

Questions to Expect From Your Mortagage Lender-Hom...
s

Questions to Expect From Mortgage Lenders-Home Loa...
s

Prequalified or Preapproved Borrowers Have an Edge...
s

What Lenders Look For-Home Loans-Wistuo Finance In...
s

Pluses and Pitfalls of Home Equity Borrowing-Home ...
s

Should You Pay Points on Mortgage Loans?-Home Loan...
s

Looking at a Mortgage Recast-Home Loans-Wistuo Fin...
s



Taxing Properties-Taxes Advice and Strategy-Wistuo...
s

Tracking Down Old Tax Records-Taxes Advice and Str...
s

Surviving an Audit-Taxes Advice and Strategy-Wistu...
s

Tax Bill Too Big? IRS Offers Payment Options-Taxes...
s

Make the Most of Charitable Giving-Taxes Advice an...
s

Share the Wealth-Taxes Advice and Strategy-Wistuo
s

Top Seven Tax Breaks for Seniors (and Their Famili...
s

A Tax-Skipping Move for Seniors-Taxes Advice and S...
s

Moving? Save Money on Taxes-Taxes Advice and Strat...
s

Ten Steps to a Lower Tax Bill-Taxes Advice and Str...
s

Home Sweet Homeownership Tax Breaks-Taxes Advice a...
s

Help From Uncle Sam in Caring for Your Aging Paren...
s

Properly Defined Dependents Can Pay Off at Tax Tim...
s

The Tax Joys of Parenthood-Taxes Advice and Strate...
s

Escape From Estimated Taxes-Taxes Advice and Strat...
s

The Better Way to Cut Your IRS Bill-Taxes Advice a...
s

Check With Tax Preparer So Your Return Checks Out ...
s

Getting Organized Is the First Step in Filing Your...
s

How to Not Get Scammed at Tax Time-Taxes Advice an...
s

• 20 Sep (53)
s

• 19 Sep (31)
s

• 18 Sep (31)
s

• 17 Sep (46)
s



• 16 Sep (31)
s

• 14 Sep (50)
s

• 12 Sep (25)
s

• 11 Sep (31)
s


Consolidation college loans-Wistuo Finance Information

Recommandé

Recommandé

Contenu connexe

Dernier

Dernier (20)

En vedette

En vedette (20)

Consolidation college loans-Wistuo Finance Information