Mobile Payments — Where are we?

•

1 j'aime•512 vues

David Birch

Business

World View 2 Please copy and distribute Version 1, Jul-15-11 Starting in the centre of the world, which is Woking, or more specifically the car park at Woking railway station

Four-way view 3 Please copy and distribute Version 1, Jul-15-11 Here’s one way to look at the world of mobile payments

Examples 4 Please copy and distribute Version 1, Jul-15-11 Examples from each quadrant that have some key lessons wrapped up inside them

Japan: The MacDonald’s Club 5 Please copy and distribute Version 1, Jul-15-11 1 in 8 subscribers in Japan belong to the McDonald’s club

Kenya: M-PESA 6 Please copy and distribute Version 1, Jul-15-11 A quarter of Kenyan GDP passes through M-PESASource: Wired UK (6/11)

UK: Barclaycard and Orange 7 Please copy and distribute Version 1, Jul-15-11 Cards aren’t that cool, but phones are

US: Square 8 Please copy and distribute Version 1, Jul-15-11 This is the window into the new payments environment

Business Models 9 Please copy and distribute Version 1, Jul-15-11 What are the drivers for mobile, and why are some people mad for it while others are sceptical?

Technology and business model 10 Please copy and distribute Version 1, Jul-15-11 “I don’t care how it works, only what it does” Network Handset UICC (and SIM application) SIM Toolkit Secure Element (SE) Single-Wire Protocol (SWP) Trusted Service Manager (TSM)

The big picture 11 Please copy and distribute Version 1, Jul-15-11

There are many, many options 12 Please copy and distribute Version 1, Jul-15-11

Different business models 13 Please copy and distribute Version 1, Jul-15-11 The GSMA model SE under control of mobile operator UICC SE, SWP, TSM The bank experiment SE under control of issuer SD SE, TSM The Google Wallet SE nothing to do with bank or telco

Many thanks 14 Please copy and distribute Version 1, Jul-15-11 For more information Please feel free to contact me Do come and visit us online

Recommandé

Ages of moneyDavid Birch

Mobile wallet - the new normalDavid Birch

L3.Resurselefamilieisamuelnicoara

Identity is the new money (very short for banks)David Birch

NGI Mobile Identity UtilityDavid Birch

Towards Ambient AccountabilityDavid Birch

Time for some new thinking about IoTDavid Birch

Identity is the New Money, short (but not shored enough) version for WiredDavid Birch

Recommandé

Ages of moneyDavid Birch

Mobile wallet - the new normalDavid Birch

L3.Resurselefamilieisamuelnicoara

Identity is the new money (very short for banks)David Birch

NGI Mobile Identity UtilityDavid Birch

Towards Ambient AccountabilityDavid Birch

Time for some new thinking about IoTDavid Birch

Identity is the New Money, short (but not shored enough) version for WiredDavid Birch

Birch total payments_20x20sDavid Birch

Mass market payments need identity infrastrutureDavid Birch

Bea Din Izvorul Umpleriisamuelnicoara

CRUD chainsDavid Birch

CashlessnessDavid Birch

Trust, biometrics and mobile paymentsDavid Birch

RUSI Psychic ID SlidesDavid Birch

Everything's a ****ing blockchainDavid Birch

The Blockchain in 13 MinutesDavid Birch

Identity, the Internet of Things and the Blockchain David Birch

Blockchain revolutionDavid Birch

David Birch presents Mobile PaymentsCanvas8

Who pays for mobile broadband?Dr. Kim (Kyllesbech Larsen)

MoorelandMonitor - Future of Payments - Wallets (April 2014)Inga Barchan

Future of Payments - Wallets (April 2014)Peter Gonzalez

Top 12 Blog Posts of 2012Cisco Service Provider Mobility

Top 12 blog posts of 2012Cisco Service Provider

Young marketers eliter 3 assignment 5.2 - trường liêm - thanh thùy - k...Khánh Thy Nguyễn

Luca cioletti the past, the present and the future of mobile apps ecosystemGian-Luca Cioletti, Helping people and companies to grow!

$C:\users\luca cioletti the past, the present and the future of mobile apps ...$ $C:\users\luca cioletti the past, the present and the future of mobile apps ...$

C:\users\luca cioletti the past, the present and the future of mobile apps ...Luca Cioletti

OTT TV services on CE devices: feedback from the fieldErwan Nédellec

Contenu connexe

En vedette

Birch total payments_20x20sDavid Birch

Mass market payments need identity infrastrutureDavid Birch

Bea Din Izvorul Umpleriisamuelnicoara

CRUD chainsDavid Birch

CashlessnessDavid Birch

Trust, biometrics and mobile paymentsDavid Birch

RUSI Psychic ID SlidesDavid Birch

Everything's a ****ing blockchainDavid Birch

The Blockchain in 13 MinutesDavid Birch

Identity, the Internet of Things and the Blockchain David Birch

Blockchain revolutionDavid Birch

En vedette (11)

Birch total payments_20x20s

Mass market payments need identity infrastruture

Bea Din Izvorul Umplerii

CRUD chains

Cashlessness

Trust, biometrics and mobile payments

RUSI Psychic ID Slides

Everything's a ****ing blockchain

The Blockchain in 13 Minutes

Identity, the Internet of Things and the Blockchain

Blockchain revolution

Similaire à Mobile Payments — Where are we?

David Birch presents Mobile PaymentsCanvas8

Who pays for mobile broadband?Dr. Kim (Kyllesbech Larsen)

MoorelandMonitor - Future of Payments - Wallets (April 2014)Inga Barchan

Future of Payments - Wallets (April 2014)Peter Gonzalez

Top 12 Blog Posts of 2012Cisco Service Provider Mobility

Top 12 blog posts of 2012Cisco Service Provider

Young marketers eliter 3 assignment 5.2 - trường liêm - thanh thùy - k...Khánh Thy Nguyễn

Luca cioletti the past, the present and the future of mobile apps ecosystemGian-Luca Cioletti, Helping people and companies to grow!

$C:\users\luca cioletti the past, the present and the future of mobile apps ...$ $C:\users\luca cioletti the past, the present and the future of mobile apps ...$

C:\users\luca cioletti the past, the present and the future of mobile apps ...Luca Cioletti

OTT TV services on CE devices: feedback from the fieldErwan Nédellec

Luca Cioletti The Past, The Present And The Future Of Mobile Apps EcosystemGian-Luca Cioletti

Policy Control and Charging Workshop Issue 2 sampleAlan Quayle

The Speed Of MobileSeungyul Kim

Tablets - Epicenter for ConvergenceWenlie 'Lee" Ye

SLOCAMA App Development-ScovilRandy Scovil

Neumob -How To Improve Foreign Exchange Mobile App PerformancePaul Goodson

Mobile payments, e-money and mobile credit in JapanGerhard Fasol

Crowd Catcher: Take control of the Crowd (part 1 of 3) | QualiTest GroupQualitest

Telecoms 2.0: Understanding the Impact of Open MobileMobileMonday Norway

Similaire à Mobile Payments — Where are we? (20)

David Birch presents Mobile Payments

Who pays for mobile broadband?

MoorelandMonitor - Future of Payments - Wallets (April 2014)

Future of Payments - Wallets (April 2014)

Plus de David Birch

Drivers for CBDC and implications for architectureDavid Birch

Anonymous CBDC? No thanks.David Birch

Know ID Workshop, Part 2: Who Will Give Robots Passports?David Birch

Blockchains and BlockheadsDavid Birch

Money the next generationDavid Birch

A Short, Strategic Comment on Digital IdentityDavid Birch

Digital Identity, Not Digitised IdentityDavid Birch

The Smart Money is TokensDavid Birch

Open Banking: Digital Identity as a Bank StrategyDavid Birch

Self-Sovereign Digital IdentityDavid Birch

Money2020 Identity Workshop (Introduction Only)David Birch

The 5Cs (revised and updated)David Birch

Why use a Shared Ledger - short introductionDavid Birch

What's in the Blocks?David Birch

The Impact of FinTech on European BanksDavid Birch

Mobile World Congress 2015 "#appandpay vs. #tapandpay"David Birch

Plus de David Birch (16)

Drivers for CBDC and implications for architecture

Anonymous CBDC? No thanks.

Know ID Workshop, Part 2: Who Will Give Robots Passports?

Blockchains and Blockheads

Money the next generation

A Short, Strategic Comment on Digital Identity

Digital Identity, Not Digitised Identity

The Smart Money is Tokens

Open Banking: Digital Identity as a Bank Strategy

Self-Sovereign Digital Identity

Money2020 Identity Workshop (Introduction Only)

The 5Cs (revised and updated)

Why use a Shared Ledger - short introduction

What's in the Blocks?

The Impact of FinTech on European Banks

Mobile World Congress 2015 "#appandpay vs. #tapandpay"

Dernier

Cracking the Cultural Competence Code.pptxWorkforce Group

Organizational Transformation Lead with CultureSeta Wicaksana

Call Girls Hebbal Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangaloreamitlee9823

Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...allensay1

Ensure the security of your HCL environment by applying the Zero Trust princi...Roland Driesen

FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756dollysharma2066

B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptxpriyanshujha201

Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...daisycvs

Falcon's Invoice Discounting: Your Path to Prosperityhemanthkumar470700

BAGALUR CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRLkapoorjyoti4444

Falcon Invoice Discounting platform in indiaFalcon Invoice Discounting

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...Dave Litwiller

Call Girls In Noida 959961⊹3876 Independent Escort Service Noidadlhescort

Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...lizamodels9

Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...Dipal Arora

Katrina Personal Brand Project and portfolio 1kcpayne

Insurers' journeys to build a mastery in the IoT usageMatteo Carbone

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...Sheetaleventcompany

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...amitlee9823

Value Proposition canvas- Customer needs and painsP&CO

Dernier (20)

Cracking the Cultural Competence Code.pptx

Organizational Transformation Lead with Culture

Call Girls Hebbal Just Call 👗 7737669865 👗 Top Class Call Girl Service Bangalore

Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...

Ensure the security of your HCL environment by applying the Zero Trust princi...

FULL ENJOY Call Girls In Mahipalpur Delhi Contact Us 8377877756

B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx

Quick Doctor In Kuwait +2773`7758`557 Kuwait Doha Qatar Dubai Abu Dhabi Sharj...

Falcon's Invoice Discounting: Your Path to Prosperity

BAGALUR CALL GIRL IN 98274*61493 ❤CALL GIRLS IN ESCORT SERVICE❤CALL GIRL

Falcon Invoice Discounting platform in india

Enhancing and Restoring Safety & Quality Cultures - Dave Litwiller - May 2024...

Call Girls In Noida 959961⊹3876 Independent Escort Service Noida

Call Girls From Pari Chowk Greater Noida ❤️8448577510 ⊹Best Escorts Service I...

Call Girls Navi Mumbai Just Call 9907093804 Top Class Call Girl Service Avail...

Katrina Personal Brand Project and portfolio 1

Insurers' journeys to build a mastery in the IoT usage

Chandigarh Escorts Service 📞8868886958📞 Just📲 Call Nihal Chandigarh Call Girl...

Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...

Value Proposition canvas- Customer needs and pains

Mobile Payments — Where are we?

1. A world view… a few examples… discussion about business models Mobile PaymentsWhere are we? Society for Computers and Law, London, July 2011 Version 1, Jul-15-11 1 Please copy and distribute

2. World View 2 Please copy and distribute Version 1, Jul-15-11 Starting in the centre of the world, which is Woking, or more specifically the car park at Woking railway station

3. Four-way view 3 Please copy and distribute Version 1, Jul-15-11 Here’s one way to look at the world of mobile payments

4. Examples 4 Please copy and distribute Version 1, Jul-15-11 Examples from each quadrant that have some key lessons wrapped up inside them

5. Japan: The MacDonald’s Club 5 Please copy and distribute Version 1, Jul-15-11 1 in 8 subscribers in Japan belong to the McDonald’s club

6. Kenya: M-PESA 6 Please copy and distribute Version 1, Jul-15-11 A quarter of Kenyan GDP passes through M-PESASource: Wired UK (6/11)

7. UK: Barclaycard and Orange 7 Please copy and distribute Version 1, Jul-15-11 Cards aren’t that cool, but phones are

8. US: Square 8 Please copy and distribute Version 1, Jul-15-11 This is the window into the new payments environment

9. Business Models 9 Please copy and distribute Version 1, Jul-15-11 What are the drivers for mobile, and why are some people mad for it while others are sceptical?

10. Technology and business model 10 Please copy and distribute Version 1, Jul-15-11 “I don’t care how it works, only what it does” Network Handset UICC (and SIM application) SIM Toolkit Secure Element (SE) Single-Wire Protocol (SWP) Trusted Service Manager (TSM)

11. The big picture 11 Please copy and distribute Version 1, Jul-15-11

12. There are many, many options 12 Please copy and distribute Version 1, Jul-15-11

13. Different business models 13 Please copy and distribute Version 1, Jul-15-11 The GSMA model SE under control of mobile operator UICC SE, SWP, TSM The bank experiment SE under control of issuer SD SE, TSM The Google Wallet SE nothing to do with bank or telco

14. Many thanks 14 Please copy and distribute Version 1, Jul-15-11 For more information Please feel free to contact me Do come and visit us online