PSD2 Solutions What we have learnt and what lies ahead Carlo Marcoli, Solution Architect - Technical Sales - IBM Cloud at IBM

1. PSD2 Solutions
What we have learnt and what lies ahead
—
Carlo Marcoli
cmarcoli@uk.ibm.com

2. Agenda
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• Open API in Banking
• PSD2: enabler or hindrance?
• The new art of the possible
• TPP reference app
• Try it yourself!

3. Find out more
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40+
Context
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4. API Adoption
Before PSD2
—

5. 5
The payment platform
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6. 6
The fintech hub
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7. Group Name / DOC ID / Month XX, 2018 / © 2018 IBM Corporation 7
The marketplace
—

8. Enter PSD2
—

9. Third Party
Third Party IT
Infrastructure
Customer
European
Directory
Qualified Trust Service
Provider (QTSP)
From one…..
—

10. …..to many
—

11. Lessons Learnt
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• Open API security
• The role of digital identity
• Cloud in banking
• Standardize vs Connect

12. Banking APIs
What’s next?
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• Lending
• Corporate/SME integration
• Marketplaces
• Internal APIs

13. The new art of the possible
for TPPs
—
API Consumption
API Exposure

14. 14
API
API
API

15. Personas
15

16. User Journey – Anne Marie
16

17. User Journey – Sophie
17

18. User Journey – Anne Marie
18

19. User Journey – Anne Marie
19

20. 20
Solution
—
NearForm
Polaris
Yapily
IBM
App Connect
IBM
Cloudant
Twillio
Thebanks

21. Demo
21

22. Resources
—
Find out more:
• Open banking API case studies
• PSD2 Reference Architecture
• Open data - Integration blog
• NearForm
Try it yourself:
• IBM App Connect
• Yapily
Get in touch:
Carlo Marcoli