Schemes

1. Recent Government Initiatives
for Economic Progress

3. • A programme to transform India into digital
empowered society and knowledge economy
 The focus is on making technology central to enabling
change
 It is an Umbrella Programme – covering many
departments
Digital India

4. Vision of Digital India
• Infrastructure as Utility to Every Citizen
• Governance and Services on Demand
• Digital Empowerment of Citizens

5. • High speed internet as a core utility
• Cradle to grave digital identity -unique, lifelong, online,
authenticable
• Mobile phone & Bank account enabling participation in
digital & financial space
• Easy access to a Common Service Centre
• Shareable private space on a public cloud
• Safe and secure Cyber-space
Vision Area 1: Infrastructure as a
Utility to Every Citizen

6. • Seamlessly integrated across departments or jurisdictions
• Services available in real time from online &mobile
platform
• All citizen entitlements to be available on the cloud
• Services digitally transformed for improving Ease of Doing
Business
• Making financial transactions electronic & cashless
• Leveraging GIS for decision support systems &
development
Vision Area 2: Governance & Services
On Demand

7. • Universal Digital Literacy
• Universally accessible digital resources
• All documents/ certificates to be available on cloud
• Availability of digital resources / services in Indian languages
• Collaborative digital platforms for participative governance
• Portability of all entitlements through cloud
Vision Area 3: Digital Empowerment
of Citizens

8. • Broadband Highways
• Universal Access to Mobile Connectivity
• Public Internet Access Programme
• e-Governance: Reforming Government through Technology
• e-Kranti - Electronic Delivery of Services
• Information for All
• Electronics Manufacturing
• IT for Jobs
• Early Harvest Programmes
Aims of Digital India 9 PILLARS

9. www.mygov.in
• The citizen-centric platform
empowers people to connect with
the Government & contribute
towards good governance
www.digitallocker.gov.in
Dedicated personal storage
space, linked to each resident’s
Aadhaar number
Digital India Services By GOI

10. • Students can come to the portal to
download a prescribed eBasta or
explore eBastas and e-Contents
available on the portal and
download those that they need
www.ebasta.in
• Jeevan Pramaan is a biometric
enabled digital service for
pensioners. Pensioners of Central
Government, State Government or
any other Government
organization can take benefit of
this facility.
www.jeevanpramaan.gov.in
Digital India Services By GOI

11. • National Scholarships Portal is one-stop
solution through which various services
starting from student application,
application receipt, processing, sanction
and disbursal of various scholarships to
Students are enabled.
http://www.scholarships.gov.in
• The E-Greetings portal aims to promote
a contemporary and eco-friendly
method of sharing greetings by
Government officials and agencies as
well as citizens to colleagues and
friends for National Holidays and other
national occasions
www.egreetings.india.gov.in
Digital India Services By GOI

12. • Documents mostly prevalent in
physical form, leading to huge
administrative overhead
• Challenge to residents in
submitting multiple physical
copies of the documents
DIGITAL LOCKER
• ORS is a framework to link various
hospitals across the country for
Aadhaar based online registration and
appointment system. Portal facilitates
online appointments with various
departments of different Hospitals.
http://orf.gov.in
Digital India Services By GOI

13.  Overall Costs of Digital India
• Rs 100,000 Cr in ongoing schemes
• Rs 13,000 Cr for new schemes & activities
Estimated Costs Of Digital India Project

14. • Broadband in 2.5 lakh villages, universal
phone connectivity
• Net Zero Imports by 2020
• 400,000 Public Internet Access Points
• Wi-fi in 2.5 lakh schools, all universities;
Public wi-fi hotspots for citizens
• Digital Inclusion: 1.7 Cr trained for IT,
Telecom and Electronics Jobs
Impacts of Digital India

15. • Job creation: Direct 1.7 Cr. and Indirect
at least 8.5 Cr.
• e-Governance & eServices: Across
government
• India to be leader in IT use in services
– health, education, banking
• Digitally empowered citizens – public
cloud, internet access
Continue…

16.  Program on this scale never conceived
 Each Pillar/program has own challenges
 Human Resource Issues
 Ministries – Need a Chief Information Officer / Chief
Technology Officer (CIO/CTO)
Challenges & Changes Needed

17.  Financial Resource Issues
 Mostly structured around ongoing programs :
Better focus, need some restructuring
 A few new programs may be needed:
In Electronics manufacturing and Skill Development
 Coordination Issues
 Program covers many other departments
 Need commitment and effort
 Leadership and support critical for success

18. PRADHANMANTRI JAN DHAN
YOJANA

19. INTRODUCTION
• On 15th August 2014, India’s prime minister announced the financial inclusion
mission titled “Pradhanmantri Jan-Dhan Yojana”.
• Jan-Dhan Yojana roughly translates into English as “People’s Wealth
Scheme”.
• Announced the launch of this scheme at the Red Fort on the occasion of
India’s Independence Day.
• Launched on 28 August in 77000 of arias.

20. About PMJDY
• The name “Jan Dhan” was chosen through an Online Competition on the
MyGov Platform, received more than 6000 suggestions from Indian citizens
• 7 individuals was suggested “Jan Dhan”
• Slogan – Mera Khata-Bhagya Vidhaatha
• Primarily the PMJDY Scheme is meant for those who do not have a savings
bank account
• Only 58% of Indian citizens are having a bank account

21. Aims of PMJDY
• To bring poor financially excluded people into banking system.
• It covers both urban & rural areas.
• Raise of Indian Economy.
• To decrees corruption in Govt subsidy schemes.
• Digital India

22. Benefits of Opening bank A/c Under PMJDY
• Account can opened with zero balance.
• Not required to maintain any minimum
balance.
• ATM card can be issued.
• Accident insurance up to 100,000.
• Medical insurance cover of 30,000.
• 5000 of overdraft available only after 6
months if your account is found.

23. Participants
• SBI
• Bank of Baroda
• Bank of India
• Canara Bank
• IDBI Bank
• Indian Bank
• PNB
• Union Bank of India
• Oriental Bank of commerce
• Axis Bank
• Federal Bank
• HDFC Bank
• ICICI Bank
• Indus Bank
• ING Vysha Bank
• Andhra Bank
• YES Bank
• Kotak Mahendra Bank
• Karnataka Bank
Nationalized Banks Private –Sector Banks

24. Reaching of Target with in a Day
Banks
• IDBI
• Union Bank
• Dena Bank
• ICICI
• Bank of Maharashtra
• SBI
No. of Accounts
• 3,62,000
• 5,50,000
• 3,00,000
• 1,00,000
• 2,90,000
• 20,00,000(from Aug-16)

26. Mudra Bank Scheme
• The Micro Units Development and Refinance Agency bank or also known
as MUDRA Banks is one of the largest yojana launched by the PM of India
• Launched on 8th of April looking forward to the development of small
entrepreneurs

27. Objectives of Mudra Bank
• To build a suitable system to grow these businesses by providing finance
• To setup a good method of using the last-mile credit agent scheme system to
small and micro business.
• To make a good credit guarantee system
• To ensure businessman that the business won’t be a failure
• Registering all the Microfinance Institutions and agencies to evaluate the
performance rating

28. Schemes offered by mudra bank
• Currently the scheme will be offering three types of loan divided in three segments
known as the starters, the mid-stage finance and next level growth seekers.
• The 3 types of loans are :-
1.Shishu – it will be lending the amount of Rs.50,000 for start-ups
2.Kishor – for funding mid-level organisations in the range of Rs. 50,000 to Rs.
5,00,000.
3.Tarun – for the next level organization to help them grow. This will cover loan from
Rs. 5 lakh to 10 lakh

29. Benefits of Mudra bank in Indian
Economy
• Development of SMEs
• Employment in Rural
• GDP
• Make in India
• Facilitates Infrastructure
• Increasing Standard of living and poverty level

30. Budget 2015
• There are 5.77 crores small business units.
• 62% are Scheduled Caste ,Scheduled Tribe or other backward classes
• Only 4% of such units get institutional finance
• Will have a corpus of Rs.20,000 crore and a credit guarantee corpus of Rs 3,000 crore
• Mudra will provide up to Rs. 10 lakh / unit at rate of 7%

32. • The current education system does not focus on
training young people in employable skills that
can provide them with employment
opportunities
• With the expected economic growth, this
challenge is going to only increase further, since
more than 75% of new job opportunities are
expected to be skill-based.
• The government, thus, is strongly emphasizing
on upgrading people’s skills by providing
vocational education and training to them.

33. Objectives of ‘Skill India’
• To create opportunities, space and scope for the development of the talents of
the Indian youth
• To develop more of those sectors which have already been put under skill
development for the last so many years
• To identify new sectors for skill development
• To provide training and skill development to 500 million youth of our country by
2020, covering each and every village

34. Features of Skill India
• The emphasis is to skill the youths so that they get employment and also improve
entrepreneurship
• Provides training, support and guidance for all occupations like carpenters, cobblers,
welders, blacksmiths, masons, nurses, tailors, weavers etc.
• Emphasis on new areas like real estate, construction, transportation, textile, gem
industry, jewellery designing, banking, tourism and various other sectors, where skill
development is inadequate or nil
• The training programmes would be designed in such a way which will meet would
the domestic as well as the international demand

35. Features of Skill India
• Create a hallmark called ‘Rural India Skill’, so as to standardise and certify the
training process
• Tailor-made, need-based programmes would be initiated for specific age groups
like language and communication skills, life and positive thinking skills,
personality development skills, management skills, behavioural skills, including
job and employability skills
• The course methodology of ‘Skill India’ would be innovative, which would include
games, group discussions, brainstorming sessions, practical experiences, case
studies etc.

36. Schemes Under Skill India
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
Skill Loan scheme
National Policy for Skill Development and Entrepreneurship 2015
Recognition of Prior Learning (RPL)

37. Schemes Under Skill India
National Policy for
Skill Development
and
Entrepreneurship
2015:
This will offer policy direction to all stakeholders for skill
development and growth of entrepreneurship ecosystem
Pradhan Mantri
Kaushal Vikas
Yojana
(PMKVY):
The objective of this scheme is to provide reward-based skill training.
Financial incentives will be offered to those who complete the
approved skill training programmes successfully. In the first phase
PMKVY is planning to provide skill training to 24 lakh youth all over
India.

38. Schemes Under Skill India
Recognition
of Prior
Learning
(RPL):
The skills of the youth who lack formal certification as well as
education will be recognised. This will cover young workers in the
country’s large unorganised sector. Over the next one year, the
government aims at certifying 10 lakh youth under the RPL
category of PMKVY.
Skill loan: A skill loan initiative will also be started where more than 34 lakh
youth, who want to attend skill development programmes, will be
given Rs 5000 to Rs 1.5-lakh loan

39. Advantages of Skill India
• Raising confidence, improving productivity and direction to the youth
• Enable the youth to get blue-collar jobs
• Skill development at school level to channelize them for proper job opportunities
• Balanced growth in all the sectors and all jobs be given equal importance
• Every job aspirant be given training in soft skills to lead a proper and decent life
• Reaching the rural and remote areas as well
• Combined effort of all to develop skills of the youth so that better results are
achieved in the shortest time possible.

40. Vision-Mission
• Youth who are jobless, college and school dropouts, along with the educated ones,
from rural and urban areas, all will be given value addition
• New ministry will be the certifying agency
• Certificates will be issued to those who complete a particular skill or programme
• Certificate has to be recognized by all public and private agencies and entities,
including overseas organisations
• A programme for the entire nation

41. Start up India

42. Introduction
• Startup India is a campaign started by our P.M Mr. Narendra Modi along with the
finance minister Mr. Arun Jaitley.
• It is an action plan aimed at promoting bank financing for start-up ventures to
boost entrepreneurship and encourage start ups with jobs creation.
• The Standup India initiative is also aimed at promoting entrepreneurship among
SCs/STs, women communities.

43. KEY POINTS
• The government programme aims to fill gaps in the economy for the growth
and development of startups and will aim to boost digital entrepreneurship at
the grassroots
• The government is expected to earmark around Rs 2,000 crore for the initiative.
• With the Government’s support, a startup can be built in a day which will
definitely motivate many young entrepreneurs to turn ideas into action
thereby increasing the jobs in India as well,”says M N Vidyashankar, President,
IESA.

44. KEY POINTS
• It is focused on to restrict role of States in policy domain and to get rid of
"license raj" and hindrances like in land permissions, foreign investment
proposal, environmental clearances
• Single Window Clearance even with the help of a mobile application
• 10,000 crore funds of fund
• 80% reduction in patent registration fee

45. KEY POINTS
• Freedom from Capital Gain Tax for 3 years
• Freedom from tax in profits for 3 years
• Eliminating red tape
• Self-certification compliance
• Innovation hub under Atal Innovation Mission
• Starting with 5 lakh schools to target 10 lakh children for innovation programme
Modified and more friendly Bankruptcy Code to ensure 90-day exit window
• Freedom from mystifying inspections for 3 years

46. Government Initiatives
• The Ministry of Human Resource Development and the Department of
Science and Technology have agreed to partner in an initiative to set up
over 75 such startup support hubs in the National Institutes of
Technology (NITs), the Indian Institutes of Information
Technology (IIITs), the Indian Institutes of Science Education and
Research (IISERs) and National Institutes of Pharmaceutical Education
and Research (NIPERs)

47. Prime Minister Narendra Modi with Finance Minister Arun Jaitley during
the launch of “Startup India” action plan at Vigyan Bhawan in New Delhi
on Saturday.

48. Investments
• Softbank, which is headquartered in Japan, has invested $2 billion into
Indian startups
• The Japanese firm had pledged the total investments at $10 billion
• Google declared to launch a startup, based on the highest votes in which the
top three startups will be allowed to join the next Google Launch pad Week,
and the final winner could win an amount of $100,000 in Google cloud credits
• PMMY (Pradhan Mantri Mudra Yojana) is also one of the similar initiatives to
refinance the micro units

49. 19 ACTION PLANS FOR STARTUPS
• Self Certification: The start-ups will adopt self-certification to reduce the
regulatory liabilities.
• Start-up India hub: An all-India hub will be created as a single contact point for
start-up foundations in India
• Register through app: An online portal, in the shape of a mobile application,
will be launched to help start-up founders to easily register.
• Patent protection: A fast-track system for patent examination at lower costs is
being conceptualized by the central government

50. Continue…
• Rs 10,000 crore fund :The government will develop a fund with an initial corpus of
Rs 2,500 crore and a total corpus of Rs 10,000 crore over four years, to support
upcoming start-up enterprises.
• National Credit Guarantee Trust Company : It is being conceptualized with a budget
of Rs 500 crore per year for the next four years to support the flow of funds to start-
ups.
• No Capital Gains Tax : At present, investments by venture capital funds are exempt
from the Capital Gains Tax.
• No Income Tax for three years : Start-ups would not pay Income Tax for three years.

51. Continue…
• Tax exemption for investments of higher value : In case of an investment of
higher value than the market price, it will be exempt from paying tax
• Building entrepreneurs : Innovation-related study plans for students in over 5
lakh schools.
• Atal Innovation Mission : The Atal Innovation Mission will be launched to
boost innovation and encourage talented youths.
• Setting up incubators: A private-public partnership model is being considered
for 35 new incubators and 31 innovation centres
• Research parks : The government plans to set up seven new research parks

52. Continue…
• Entrepreneurship in biotechnology : Establish five new biotech clusters, 50 new bio
incubators, 150 technology transfer offices and 20 bio-connect offices
• Dedicated programmes in schools : The government will introduce innovation-
related programs for students in over 5 lakh schools.
• Legal support : A panel of facilitators will provide legal support and assistance in
submitting patent applications and other official documents.
• Rebate : A rebate amount of 80 percent of the total value will be provided to the
entrepreneurs on filing patent applications.
• Easy rules : Norms of public procurement and rules of trading have been simplified
for the start-ups.

54. INDIAN ECONOMY
10th largest
GDP
8.9% growth
rate
Services are
main source
of economic
growth
Pioneer in
information
technology
Export
services and
merchandize

55. Intellectual Property Rights
creation a conducive
environment for the
protection of intellectual
property rights
Upgrading infrastructure,
building capacity and using
state-of-the-art technology
in the functioning of
intellectual property offices
in the country.

56. Foreign Direct Investment
India has already
marked its presence
as one of the fastest
growing economies of
the world.
It has been ranked
among the top 3
attractive
destinations for
inbound investments.
Since 1991, the
regulatory
environment in terms
of foreign investment
has been consistently
eased to make it
investor-friendly.

57. Hurdles To Our Economic Growth
Poor
education
Slow growth
rate
Strict
government
polices
High land cost

58. Critics Reviews on Modi’s Initiatives
Make in India Campaign
• Reserve Bank of India (RBI) governor Raghuram Rajan
said “India rather needs to make for India instead of
make in India”.
• He further said “Other emerging markets certainly
could absorb more, and a regional focus for exports
will pay off. But the world as a whole is unlikely to be
able to accommodate another export-led China”.

59. Continue…
Digital India initiative
• Facebook CEO Mark Zuckerberg wrote on his
Facebook Page "I changed my profile picture to
support 'Digital India', the Indian government's
effort to connect rural communities to the internet
and give people access to more services online,"
he wrote on his Facebook page.
• Zuckerberg asked his followers to show their
support for 'Digital India' initiative.

60. Continue
Clean India Campaign
• Delhi Chief Minister Arvind Kejriwal said "Not a single lane in this country has felt the
impact of this (Swatch Bharat Mission). There should be less talk and more work,"
Kejriwal said. "Some people sing songs of Swatch Bharat. Singing songs doesn't help, nor
does a photo-op of you cleaning a street, once a year.“
Startup India Initiative
• Appreciating PM Narendra Modi's Startup India programme, Infosys co-founder Narayana
Murthy said it will encourage entrepreneurship and generate jobs.
• "At the end of the day... it is about the power of entrepreneurship, how it can create lots
of jobs and how there is a need to encourage our youngsters to create even more jobs,"
he said while commenting on the Start Up India initiative.

61. Critique
• Narendra Modi has taken plenty of initiatives to boost India's
Economic Growth
• Trying to build Smart Cities
• To reduce travel time between cities by proposing Bullet Trains
• Initiating moves to turn India's Infrastructure into a World-Class level
• Subsequently transforming India into the World's Manufacturing Hub
• Empowering our Defense Sector by allowing 100% FDI
• Making Defense-Ties with most of the World's Powerful Nations

62. • https://en.wikipedia.org/wiki/Digital_India
• http://www.digitalindia.gov.in
• http://mudrabank.com
• http://indianexpress.com/article/india
• http://articles.economictimes.indiatimes.com
• https://en.wikipedia.org/wiki/Pradhan_Mantri_Mudra_Yojana
• http://www.skillindia.in
• http://www.makeinindia.com/sectors
Bibliography