1. KAG Group
Within a decade of inception, KAG has grown to be a
prominent corporate advisory group and a full-service
investment banking company in the region. The group has
emerged as a thought leader, by seeking out-of-the-box
solutions in today’s complex world.
Conceptualised by a group of self-reliant and
complementing professionals, KAG engages more than 250
business houses in the region.
Our client portfolio constitutes several leaders in their
respective industries. They approach us for bespoke
solutions based on our domain expertise and insights in
capital raising and advisory.

2. Corporate Advisory Services
At KAG, we thrive on complexities and challenges; high-
stake decision making with aggressive timelines aren’t new
to us.
We combine business, functional and technical skillsets to
create solutions and strategies for our clients and help them
emerge as clear leaders. We create need-based solutions
fully customised to the client’s organisational culture and
processes.
Our corporate advisory practice is led by senior
professionals with subject matter expertise in banking,
audit & taxation, corporate law etc., thereby delivering top-
notch advice and execution services to our clients which
complement their growth strategies.

3. Corporate Advisory Services
CFO ASSIST
Turnkey F&A Solutions – Fully managed outsourced finance department
encompassing required CFO support, all controller and back office activities.
CFO & Analytical Support – Provides critical advisory and analytical support
executives for companies at any stage.
Others - Funds management & planning, Banking relationship,
MIS reporting, Compliances, Costing and Analysis
TRANSACTION ADVISORY
Credit-rating Consulting & Assistance – Companies, Debt & Structured Products
Project reports, Business Plans & Financial modelling
Financial due-diligence, Pre-IPO preparation & IPO grading
Business & Asset Valuation
INDIA ENTRY SERVICES
Incorporation services, Government approvals, Industrial regulations advisory
AUDIT, TAX & CORPORATE LAW
Comprehensive audit services
Tax Advisory - Business tax advisory & compliance, tax accounting, risk advisory,
services
Corporate & Commercial Law – India entry & new business advisory, M&A, Real
Estate, IPR, JVs & Collaborations, Due Diligence etc.
STRESSED ASSET ADVISORY
Financial restructuring & Turn-around management
Asset Reconstruction planning & advisory
Assets servicing & Lenders’ advisory
Distress Financing, M&A, Asset Sale
Domain Expertise
Automobiles
Capital Goods
Chemicals
Education
FMCG
Food & Beverages
Healthcare
Hospitality
Infrastructure
Logistics
Pharmaceuticals
Power
Printing & Publishing
Real Estate
Renewables
Retail
Technology
Waste Management

4. Debt Syndication
Liquidity management is a critical function for any business,
whether it is for short term obligations or for business
expansions.
We understand the needs of different industries and offer
matching products and services to our clients. We also
create specific products exclusively to address special
situations of clients.
We work very closely with Financial Institutions, Housing
Finance Companies, Public & Private sector banks, Non-
Banking Companies, Asset Management Companies etc., in
India and abroad and are abreast with the latest products in
the market.

5. Debt Syndication
SHORT TERM FUNDS
Term Loans, Working Capital funding through Cash Credit, Over
draft, Packing Credit, Export Finance, Purchase & Sales Bill
Discounting,
PROJECT FINANCING & LONG-TERM FUNDS
Indian Rupee & Foreign Currency Term Loans, External Commercial
Borrowings, Export Credit Agency backed long-term debt, Other
lines of Credit, Subordinated debt & Mezzanine Financing, FCNR (B)
Loans, Corporate Loans (against hard collateral)
STRUCTURED TRADE FINANCE
Prepayment/pre-export finance, back-to-back letters of credit,
invoice financing, facilities for intermediaries and Export Credit
Agency (ECA) Financing.
OTHERS
M&A Financing, Asset Backed Financing, Structured Finance (like
high-yield mezzanine or equity linked debt, Placement of CPs, NCDs
and bonds, Credit-linked notes, Placement to institutional investors
under SEBI QIP Guidelines, Lease Rental Discounting,
CAPITAL MARKETS
Loans against Securities, Margin Funding, Promoter Funding, IPO
Financing, ESOP Financing
.
NON-FUND BASED PRODUCTS
Bank Guarantee, Performance Guarantee, Letters of Credit,
Buyers Credit etc.
SUPPLY CHAIN FINANCING
Dealer/ Vendor Financing
REAL ESTATE FINANCING
Land finance, Construction Finance, Inventory discounting,
Non-Convertible Debentures, Structured Finance
INFRASTRUCTURE FINANCING
Structures in Public-Private Partnerships, ECB, Power
Project financing ( against Purchase Agreement with
Government), BOT type contracts on road infrastructure,
Sector subsidy funds (Hospitality and Entertainment,
Technology & Innovation etc.), Social Impact Funds etc.
INTERNATIONAL FINANCING
Cross-border JV Financing, Turn-key projects, Pre & Post
Shipment Credit
ASSET FINANCING
Hire Purchase, Operating / Financial lease

6. Investment Banking Services
Equity infusion is like adrenalin rush, which energises the
business and scales it to new levels of growth.
Whether it is a significant growth opportunity through
acquisition/ merger or to de-risk personal capital or net-
worth diversification, we bring business sense and deep
sectoral experience to address them all.
We network very closely with Industry Experts, Syndicates,
Private Equity & Venture Capital firms, Family Offices and
Fund Managers of several Collective Investment Schemes to
match our client’s requirement

7. Investment Banking Services
Information Collection & Collateral Preparation
Review the business model, financial results
Develop & refine financial model & projections
Prepare Information Memorandum
Analyse structure & timelines
Valuation & Structure Analysis
Establish valuation based on standard models
Devise funding options based on valuation/ structural goals
Analyse transaction structure alternatives
Road Shows
Identify potential investors
Coordinate preliminary meetings
Shortlist prospective investors & solicit term-sheets
Bid Evaluation
Compare & Analyse bids and considerations
Select investor and sign exclusive term-sheet
Due Diligence
Coordinate due-diligence process
Transaction Closure
Prepare & negotiate a definitive agreement
Coordinate requisite regulatory approvals
Close transaction and issue shares to investors
INVESTMENT
BANKING
SERVICES
MERGERS&
ACQUISITIONS
MANAGEMENT
BUY-OUTS
VENTURE
CAPITAL & HNI
INVESTMENTS
CROSS BORDER
TRANSACTIONS
VALUATION &
FAIRNESS
OPINIONS
PRIVATE
EQUITY
Scope of our services

8. Private Wealth
Warren Buffet once said, “It is not necessary to do
extraordinary things to get extraordinary results.”
At KAG, we love to interact with our clients through their
own channels and at their own pace. But we try to have the
right conversations, which are centered around them and
their dreams, in a transparent and personalized way.
Our endeavour is to understand our clients’ needs and
intentions, then ‘work within the system’ to create solutions
to help them. This is our recipe to unique client
experiences.
In addition, we use this knowledge to offer holistic wealth
solutions, encompassing areas such as tax, trusts, estate
and retirement planning, risk management etc.

9. Private Wealth
We are committed to help our clients reach their life goals. We
offer professional services with integrity and transparency. We
believe in being objective and impartial and not to be
subordinated to personal gain or advantage.. We maintain highest
level of confidentiality and undertake thorough diligence on our
service process and delivery.
PLANNING
In today's uncertain economy, financial planning has become
increasingly important. With an overwhelming number of options
for saving and investing, managing your finances can be difficult.
Whether you are an affluent individual or in the process of
building your wealth, the plan helps you see the big picture and
set life goals.
STRATEGY
A financial strategy has to start early, continues for a life time and
largely depends on the key phases of one's life, the risk appetite
and the liquidity requirement. Spending, saving and budgeting
also play crucial roles in developing the strategy. One should also
be prepared for contingencies and plan ahead for the
dependents in case of an eventuality.
RESULTS
Result of a financial plan is a joint effort between the client and
the planner. One should set realistic and measurable goals,
understand the effects of each financial decision and periodically
evaluate the progress.
Differentiated Products
Equity Portfolio Management Strategies
Dividend Yield
Equities
Fixed Income
Funding
Global Investment Products*
Mutual Funds
Lending
Portfolio Management Services
Private Equity
Real Estate
Structured Products*
Other Alternatives
Services
Depository
Estate Planning
Financial Planning
International & Domestic Investment Strategy*
Private Trust formation*
Risk Management
Tax Planning
Wealth Management
Will Creation*
*Through our select partners

10. India Access Strategy
Different cultures, Different languages, Different
approaches. But as the quote goes, India is the land of
Infinite Power, Endless Possibility and Boundless
Opportunity.
With one of the best GDP growth rates, demographic and
foreign exchange advantage, Indian market is attracting
global collaboration. Investment flow into almost every
sector (Education, Food, Energy, Infrastructure, Health Care
and Retail) of the Indian economy is creating a historic
opportunity for entrepreneurs and SMEs worldwide to enter
India.

11. India Access Strategy
Market Intelligence
Primary* & Secondary research
Market & Industry analysis
Target company profiling
Business viability analysis
Competition Landscape
Strategy formulation & Business Plan
Incorporation & Business Set-up
Company formation & structuring
Incubation, Product registration
Regulatory advice
Corporate Law & Taxation
Vendor & other business contracts
Executive Search*
Due Diligence
Financial due diligence
Regulatory approvals
Intellectual Property clearances*
Sales processes & performance
Market Mapping
Business vendors
Distributors/ Sales Partners
Acquisition targets
*Through our select partners
Entering India comes with multifaceted steps and procedures. For new-comers
without deep insight into the regulatory policies and structures of Indian markets,
it might be a challenging task.
We propose a long-term support framework for our clients through our sector and
technical experts. We have the capability and consulting strength in multiple
industries and functions across the country at any stage or in any transaction
structure.
JOINT-
VENTURES
CAPITAL
MARKETS
M&A
PUBLIC
RELATIONS
OUT-
SOURCING
SUPPLY
CHAIN
MANU-
FACTURING
GREEN-
FIELD
FDI
R & D
SOCIAL
IMPACT
TRADE
FRANCHISING
TECHNOLOGY

12. Business Development
While many businesses have top-notch sales teams with
skillsets and capabilities to pursue new business
opportunities, many of them seem to pursue only
immediate opportunities and often don’t have the
bandwidth and are too expensive a resource to concentrate
on building new pipeline.
We work with clients that realise the need for a dedicated
Business Development function which can articulate
complex messages to senior executives, utilise the same
advanced sales skills and methodologies the sales teams are
deploying, build and execute target account plans in
conjunction with top management, and work
collaboratively to develop the opportunities they find
beyond the first engagement to maximise the pipeline
generated, reduce funnel leakage and ensure that sale
expenditure is invested wisely.

13. Business Development
Over the last 20 years, KAG Partners collectively and individually developed relevant networks which has proved effective in new
business leads for our clients which ultimately contributed to the bottom line.
Market Researchers Management Consultants Family Offices Regulatory Bodies
Academic Institutions Professional Marketers Subject Matter Experts Business Leaders
Investment Bankers Industry Associations Trade Organisations Cross-border investment
forums
High Net-worth Influencers Media Tax Specialists Commercial Banks

14. Real Estate
Real estate constitutes a significant allocation in most of our
client portfolios. With access to more than 100 micro
consultants and realty professionals in India and abroad, we
tap our resources and apply our insights to advise our
clients to make the best decisions in real estate.
Our regional experience and domain expertise backed by
our extensive network, duly supported by our lending
partners, allows us quick access and closures of the most
relevant real estate opportunities, thereby enhancing value
to the clients who owns, occupies or invests in real estate
through us.

15. Real Estate
CAPITAL MARKETS
• Real Estate Private Equity, REITs
• Sale of Leased Property (Investment
Sales)
• Investment Acquisitions
• Investment Disposals
CORPORATE FINANCE
• Sales lease back structuring & execution
• Transaction Structuring
• Fund raising (Equity or Debt)
• Mergers & Acquisitions
• Joint Ventures
REAL ESTATE FINANCING
• Land finance
• Construction Finance
• Inventory discounting
• Non-Convertible Debentures
• Structured Finance
INTERNATIONAL FINANCING
• Foreign Direct Investments
• Collective Investment Schemes
• Business Trusts
ASSET FINANCING
• Home Loans
• Mortgage backed credit
• Rental Discounting
LEASING
CREDIT
EQUITY
INVESTMENT
SALE
JOINT
VENTURE
PRIMARY &
SECONDARY
MARKET
ADVISORY
SERVICES
OFF SHORE
RENTAL
DISCOUNTING
END-USE &
OWNERSHIP
CLIENT

16. Advisory Board
C K KERALA VARMA: Mr. Varma, retired as a Deputy General
Manager handling corporate credit in State Bank of India, has 36
years of premier banking experience with acquired expertise in
credit products (appraisal and follow-up, project finance,
rehabilitation, restructuring, financial re-engineering), having handled
corporate, mid-corporate and SME credit in Chennai, Bangalore,
Hyderabad, Kochi, Visakhapatnam Thiruvananthapuram,, Mumbai,
Delhi, Kolkata, Ahmedabad, Baroda, Bhopal, Chandigarh, Ludhiana
and Lucknow.
N SUBRAMANIAN: Mr. Subramanian is a Fellow Member of the
Institute of Chartered Accountants of India having qualified in the
year 1984. He has over 20 years experience in the profession of
Accountancy and allied areas. He is the senior Partner of the firm
Subramanian & Swaminathan which he established in the year 1987.
S DEVARAJ: Mr. Devaraj has 25 years of independent practice as
Chartered Accountant with in-depth exposure in taxation (Direct and
indirect) corporate law, MIS design and implementation, project
reports, project implementation, management of time and cost
overrun in addition to costing, accounting and audit.
O MATHEW JOLLY: Mr. Jolly has 25 years of rich experience in the
area of banking operations, corporate credit, international trade and
financial transactions through a long stint in a large corporate entity
focusing on the finance and treasury functions. He is also adept in
the implementation and enforcing of strict internal audit system in
all financial operations.
P J GEORGE : Mr. George is a senior and distinguished
practitioner in the High court of Chennai, having been in
practice for over 45 years and specializes in drafting and
conveyancing and advises over 30 builders and developers in
the region, apart from several large multinational and local
corporates as clientele. He is also in the advisory panel of
many banks and financial institutions. For routine work, he has
a team of juniors, and also has access to senior consultants
in specialized fields
SWAMINATHAN GANESH: Mr. Ganesh has over 35 years of rich
experience in financial consulting. As a senior finance
professional he has handled a variety of assignments in private
equity, restructuring of companies and mergers & acquisitions.
His widespread networks in business and industry circles are a
valuable and add significant value to the clients.
P N SWAMINATHAN: Mr. Swaminathan has over 35 years of rich
experience in financial services consulting. As GM/VP at IFCI &
IFIN, he has acquired hands-on experience in Credit Appraisal &
Underwriting, Monitoring, resolution of Non- Performing Assets,
recovery processes like DRT, SRFAESI, provisioning & CDR etc. He
is also well experienced in Capital Markets & Commodity broking.
N JAYANTHI: Mrs. Jayanthi has specialized in taxation, corporate
law, compliance with Company Law Board rules and regulations,
IFRS implementation, business valuation, banking and audit of
trusts/NGOs in her 23 years of practice as a Chartered Accountant.

17. Executive Leadership
ANOOP GEORGE: Anoop is the founder of KAG Group. Before he
started KAG, Anoop was heading Corporate Finance portfolio of a
national NBFC. He brings over 20 years experience in capital raising,
restructuring, recapitalisations and operational excellence. He works
closely with several corporate boards, investors, creditors and senior
management on developing business strategies and maximising
shareholder value.
ABRAHAM MATHEW MARRATE: Abraham brings over fifteen
years of institutional sales background from industries like
telecom, finance and insurance. Throughout his career he has
driven client acquisitions through building multiple business
accretion channels.
ARUN ARAVIND: Arun has more than 15 years experience in
financial markets, primarily in institutional treasuries and capital
market products. In his last assignment, he was heading the regional
business for a top-rated mutual fund. Prior to that he has set up new
business territories for Global Asset Management companies in
India, Middle East & North Africa
BIJU KURUVILLA: As a career banker, Biju has over 15 years of
progressive experience in retail consumer and corporate banking
with special focus on Investment Banking and Private Wealth
Management. He has worked with a few of the largest foreign and
Indian multi-national commercial banks and investment banking
companies.
DANNY THOMAS: Danny held several key positions in India and
abroad, covering manufacturing and operations in his eighteen
year career with a global footwear major. During his tenure,
he advised clients on technology, supply chain management,
international trade and regulatory framework
DINU KURIAN ALEXANDER: With more than eighteen years
experience in Food & Beverages, Banking & Financial Services and
Healthcare, Dinu specialised in large team management, with an
eye for quality. He has also owned marquee client relationships
and overseen several large transactions.
SAJI PHILIP: A marketing specialist with more than seventeen
years of experience, Saji comes from a multidisciplinary
background . He has had stints in areas of Human Resources
Consulting, International Industrial Sourcing, Food & Beverages,
Hospitality etc. Saji is also a motivational speaker and trainer.
SANKARA BALAJI: Balaji specialized in accounting and finance
during his stint in various industries like media & publishing,
public relations etc. He was one of the early members of the
KAG team and has a deep understanding of financial
structuring and lending products.
SUBRAMANIAM VISHWANATHAN: With over fifteen years in
telecom industry covering key account relationships, product and
customer life cycle management, marketing communication and
distribution, Subramaniam has demonstrable skills in
strategizing, conceptualizing, launching and improving several
businesses.

18. Contact us Disclaimer
CHENNAI
‘Jasmina’ Second Floor, 30/5 Cooperative Colony
(Behind Park Sheraton Hotel)
Shriram Nagar, Alwarpet, Chennai – 600018
Phone: +91 44 42154022
BENGALURU
No. 916, B Wing,
Mittal Tower,
M G Road, Bangalore – 560001
Phone: +91 80 41250173 or 65700700
KOCHI
34-2554, T P Road
(Behind Modern Food Industries)
Edappally P O, Kochi – 682024
Phone: +91 96000 05565
Please send in your enquiries to
manager@kagfactors.com
.
.
The material in this presentation has been prepared by KAG
Group and is only general background information about KAG’s
activities as on the date of this presentation and is not an offer
document. This information is given in summary form and does
not purport to be complete. Information in this presentation
should not be considered as advice or a recommendation to
clients or potential clients in relation to securing our services
and does not take into account your particular objectives,
financial situation or needs. Before acting on any information
you should consider the appropriateness of the information
having regard to these matters, any relevant offer document
and in particular, seek independent advice.
KAG does not undertake any obligation to publicly release
the result of any revisions to this presentation to reflect
events or circumstances after the date hereof. While due
care has been used in the preparation of this note, actual
deliverables may vary based on the specific scope of work.