There are many things which come together to make for a successful business enterprise. These things are conveniently divided into four key managerial segments or functional areas of business including the production, marketing, human resource development and finance.

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Thinking about earning your master's degree online? There are many benefits associated with
having a graduate degree. Earning a masters of science, arts or one of the coveted master of
business administration degrees could put you in a better place professionally and financially. If
you are a working professional or have a family, you have a lot to consider but an online masters
degree may help ease the burden of a busy life. Let's talk about the advantages of earning an
online Master's or MBA degree first.
Looking at figures and income projections for various masters degree credentialed worker:
- Individuals with a master's degree average $11,300 more a year than bachelor's degree holders.
- The net present value of a master's degree versus a bachelor's degree is $216,000.
- The future value (over 40 years) of a master's degree versus a bachelor's degree is $1,520,900.
(Certain professional and MBA degrees will yield more)
If you choose to pursue an online masters degree program you will be building on the knowledge
base you already have while adding skills, credentials and perhaps accomplishing a personal
milestone.
Online Graduate Degrees
The availability of online masters degree programs are plentiful. Make sure the schools and
programs are accredited! It is important to note that:
- The quality of education from accredited online colleges is the same as their on-campus
counterparts.
- Most colleges and universities do not indicate on graduate certificates or transcripts whether a
course or program was earned on-campus or online.
- Online courses operate with the same syllabi and deliver the same end product as on-campus
courses.
- A survey of 2,500 online students and professors indicated that online courses were at least as
rigorous as, and many times more rigorous than, traditional face-to-face courses.
- Preference for one setting over the other will depend on your life circumstances and whether or
not you are able to move or find a graduate program nearby that offers exactly what you're looking

2. for.
- Diplomas from accredited online programs are honored by employers, licensing agencies and
certification boards. Note: Make sure the schools you are interested in are accredited. There are
many non-accredited master's programs cropping up, particularly online MBA programs. Check
with the U.S. Department of Education to make sure the school is accredited by a recognized
accrediting agency.)
Graduate studies are characteristically more specialized and intense in focus than your typical
undergraduate programs. It is very important to choose the program that most closely matches
your personal goals and area of desired expertise. Take some time to consider the types of
graduate programs available.
Master's Degree Programs - What's available online?
Master of Arts (M.A) and Master of Science (M.S):
Master's degree programs are available online and in hundreds of subject areas. A master's
degree will give you continued depth and expertise in an area, and open up doors for higher
paying jobs. Master's level programs are usually 30 to 60 credit hours long, depending on the
discipline or profession. Correspondingly, it will take from 1-4 years to complete. The work is more
focused within a specialty area and research of some sort is ordinarily involved. Sometimes a
master's level degree will be included within a doctoral program, but most times a master's degree
is completed independently of a doctoral degree. Three popular types of master's programs are
listed here.
Master of Education (M.Ed.):
Online graduate degrees in education are becoming a popular option for teachers already in the
profession seeking to further develop their skills and move to a higher salary bracket. A M.Ed. or
M.S. in Education usually requires the completion of 36 -48 credit hours. Some programs will
accept a limited amount of transfer credits. Those graduating from 4-year colleges who go directly
to a master's degree program enter the working world equipped with an advanced degree. Others
may want to have a few years of on the job experience first. Every state has its own licensing and
certification requirements for teachers, so be diligent and check with your state for specific course
requirements.
Master Of Science in Nursing (M.S.N.):
An advanced nursing degree that allows a registered nurse to become certified in a clinical
specialty or as a nurse practitioner, nurse anesthesiologist, or nurse midwife. The pay scale for
this degree is substantially higher than the BSN, and prospects for advancement are very good.
Master of Business Administration (M.B.A.):
An M.B.A degree is an advanced degree in business management and is a highly valuable asset
to the person who desires a leadership role in the business world, in higher education or in
industry. M.B.A. programs do an excellent job of preparing professionals for the top paying jobs

3. that will be available to them. Core topics in any type of M.B.A. program will include economics,
accounting, marketing, quantitative analysis, and organizational management and psychology. It
may be worthwhile to consider one of these specialized M.B.A. programs, as income and level of
position will likely be higher than a generic business M.B.A.. Some options are: Executive MBA for
those with substantial management experience who want to obtain higher, top paying positions.
MBA in IT Management d esigned for the experienced IT professional seeking mid- to upper-level
positions in various fields.
MBA in International Business for those interested in global issues and economy.
MBA in Project Management designed for mid- to upper-level management positions in industry
and business.
MBA in Organizational Psychology prepares you for positions in business and higher education.
MBA in Health Care Management - an extremely valuable degree in health care with sub-
specialties within this degree type.
MBA in Human Resources designed to prepare you for mid- to upper level human resource
positions.
MBA in Marketing designed for those whose specialty is specific to sales, marketing advertising.
MBA in Accounting and Finance for those looking to advance in the world of banking, investing
and finance, among other settings. You will need to do some research and thinking about your
own background and goals to make sure you find the M.B.A. program that will get you where you
want to go.
Cost & Financing
Cost of online master's degree programs (MA and MS degrees) vary, but average about $22,000.
An MBA varies more widely, but averages around $30,000. Financing options for accredited online
master's programs are the same as accredited on-campus programs and include:
- Federal Financial Aid Programs
- Scholarships and private financing
- Employer reimbursement
Request Information from online schools you are interested in to obtain financial aid information
specific to each school. You will need to fill out a Graduate FAFSA form.
What's next? You have some homework to do! If you are serious about getting an online master's
degree, we can help. Good luck!

4. By Laurie Jerome-Pertilla
http://www.Mycollegesolution.com - Directory of accredited online colleges, universities and
campus based schools nationwide.
Article Source:
http://EzineArticles.com/?expert=Laurie_Jerome-Pertilla
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The Truth About Managing Change:
http://blog.pro2sell.com/category/ms-in-finance
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