2. Banking Industry -Huge potential to grow
• Impending Credit Growth - ~10% now vs 13.5% in last 5 years
• Credit Growth / GDP ratio – typically ~ 2.75 time GDP growth
• New Job Prospects in Banking Industry - ~1.5 million in next 10
years up from ~1.2 million now
• New Bank Licenses, Retirements, Financial Inclusion
• 7 branches per 1 lacs adult vs 40 branches in BRICS countries
• 1 branch per 64000 people in 1969 to 1 branch per 12300
people now
• Only 27% farming families have bank access
• Only 17% villages have bank branch
4. Do’s and Dont’s
• Don’t be in awe of MBAs
• You have to be a sales person irrespective of your role
• Presentation skills are good to have
• Avoid back office operations role
• Don’t undersell yourself at the time of Interview
• Be updated with Business, Industry & Economic affairs –
domestic / global
• Enhance communications skills
• Develop “Customer Friendly” orientation
• Develop knack for Networking