The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure. http://www.researchmoz.us/the-insurance-industry-in-mozambique-key-trends-and-opportunities-to-2018-report.html

1. The Insurance Industry in Mozambique, Key Trends and Opportunities to 2018
Synopsis
The report provides in-depth market analysis, information and insights into the Mozambican insurance industry, including:
The Mozambican insurance industry's growth prospects by segment and category Key trends, drivers and challenges in the Mozambican insurance industry The
detailed competitive landscape in the Mozambican insurance industry Detailed regulatory policies of the Mozambican insurance industry
Executive summary
Timetric’s The Insurance Industry in Mozambique, Key Trends and Opportunities to 2018 report provides detailed analysis of the market trends, drivers,
challenges in the Mozambican insurance industry. It provides key performance indicators such as written premium, incurred loss, loss ratio, combined ratio, total
assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes
detailed information on the competitive landscape in the country. The report brings together Timetric’s research, modeling and analysis expertise, giving
insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details
of insurance regulations, and recent changes in regulatory structure.
Scope
This report provides a comprehensive analysis of the insurance industry in Mozambique:
It provides historical values for the Mozambican insurance industry for the report’s 2009–2013 review period, and projected figures for the
2013–2018 forecast period. It offers a detailed analysis of the key segments in the Mozambican insurance industry, along with market forecasts until 2018.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and
retentions. It profiles the top insurance companies in Mozambique and outlines the key regulations affecting them.
Reasons to buy
Make strategic business decisions using in-depth historic and forecast market data related to the Mozambique insurance industry and each segment and category
within it. Understand the demand-side dynamics, key market trends and growth opportunities in the Mozambican insurance industry. Assess the competitive
dynamics in the Mozambican insurance industry. Identify the growth opportunities and market dynamics in key segments. Gain insights into key regulations
governing the Mozambican insurance industry and their impact on companies and the industry's future.
Key highlights
The Mozambican insurance industry grew in terms of gross written premium recording a CAGR of 26.4% during the review period This was due to the
expansion of the life insurance segment, which grew at a review-period CAGR of 34.0%, followed by the non-life segment with 25.0% Increasing middle class
population, life expectancy rate and mandatory lines of insurance such as motor third-party insurance and aviation liability insurance were the key factors for
overall insurance industry’s growth In order to maintain growth, insurers are targeting microinsurance clients and focusing on product development to
cater to the needs of a wider market segment The Mozambican insurance industry is supervised and regulated by the Instituto de Supervisão de Seguros de
Moçambique (ISSM) operating under the Ministry of Finance There were 16 licensed insurance companies operating in the country as at the end of 2013.
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Mozambican Insurance Industry Overview
3.1 Mozambican Insurance Industry
3.2 Key Industry Trends And Drivers
3.3 Challenges
4 Industry Segmentation
4.1 Life Insurance
4.2 Non-life Insurance
4.2.1 Property Insurance
4.2.2 Motor Insurance
4.2.3 Liability Insurance
4.2.4 Marine, Aviation And Transit Insurance
4.3 Personal Accident And Health Insurance
4.4 Reinsurance
5 Governance, Risk And Compliance
5.1 Legislation Overview And Historical Evolution
5.2 Latest Changes In Regulations
5.3 Legislation And Market Practice By Type Of Insurance
5.3.1 Life Insurance
The Insurance Industry in Mozambique, Key Trends and Opportunities to 2018

2. 5.3.2 Property Insurance
5.3.3 Motor Insurance
5.3.4 Liability Insurance
5.3.5 Marine, Aviation And Transit Insurance
5.3.6 Personal Accident And Health Insurance
5.4 Compulsory Insurance
5.4.1 Motor Third-party Liability Insurance
5.4.2 Social Security System
5.4.3 Professional Indemnity Insurance For Insurance Intermediaries
5.4.4 Aviation Liability Insurance
5.5 Supervision And Control
5.5.1 International Association Of Insurance Supervisors
5.5.2 African Insurance Organization (aio)
5.5.3 Instituto De Supervisão De Seguros De Moçambique (issm)
5.6 Non-admitted Insurance Regulations
5.6.1 Overview
5.6.2 Intermediaries
5.6.3 Market Practices
5.6.4 Fines And Penalties
5.7 Company Registration And Operations
5.7.1 Types Of Insurance Organization
5.7.2 Establishing A Local Company
5.7.3 Foreign Ownership
5.7.4 Types Of License
5.7.5 Capital Requirements
5.7.6 Solvency Margins
5.7.7 Reserve Requirements
5.7.8 Investment Regulations
5.7.9 Statutory Return Requirements
5.7.10 Fee Structure
5.8 Taxation
5.8.1 Insurance Premium Or Policy Taxation
5.8.2 Withholding Taxes On Premium Paid Overseas
5.8.3 Corporate Tax
5.8.4 Vat
5.8.5 Captives
5.9 Legal System
5.9.1 Introduction
5.9.2 Access To Court
5.9.3 Alternative Dispute Resolution (adr)
6 Competitive Landscape
6.1 Overview
6.2 Leading Companies In The Mozambican Life Segment
6.3 Leading Companies In The Mozambican Non-life Segment
6.4 Leading Companies
6.4.1 Seguradora Internacional De Mocambique Sa (millennium Seguros) – Company Overview
6.4.2 Global Alliance – Seguros, Sa – Company Overview
6.4.3 Empresa Mocambicana De Seguros (emose) – Company Overview
6.4.4 Hollard Moçambique Companhia De Seguros – Company Overview
6.4.5 Companhia De Seguros Africa Austra, Sa – Company Overview
7 Macroeconomic Indicators
7.1 Gdp At Constant Prices (us$)
7.2 Gdp At Current Prices (us$)
7.3 Inflation
7.4 Total Life Expectancy
7.5 Total Internet Users
7.6 Total Labor Force
7.7 Rural And Urban Populations
7.8 Total Population
8 Appendix
8.1 Methodology
8.2 Contact Timetric
The Insurance Industry in Mozambique, Key Trends and Opportunities to 2018

3. 8.3 About Timetric
8.4 Timetric’s Services
8.5 Disclaimer
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The Insurance Industry in Mozambique, Key Trends and Opportunities to 2018