Turning 65? Need help with your Medicare choices. This may be the answer. The information is general enough that it is relevant in most situations and specific enough so you know exactly the questions to ask of your Medicare Insurance Agent. If your Insurance Agent is not Certified to offer Medicare plans or you just need an answer from an expert visit www.123EasyMedicare.com or call us directly at 877-220-1089. We are here to help!

1. “THE AMERICAN RETIREMENT ADVISOR” David P. Schaeffer, CLTC, CSA, Serving Arizona, California, Minnesota and Nevada www.AmericanRetirementAdvisors.com david@ARA123.com 877-220-1089

2. Selecting a Medicare Supplement or a Medicare Advantage Plan

3. Medicare and Medigap or Medicare Advantage Original Medicare Medicare Parts A & B Supplement your Medicare Benefits Transferyour Medicare Benefits to a Medicare Advantage plan Employee or Retiree Group Coverage Your group may require Medicare Parts A & B Part D Prescription Drug Plan may be included or purchased separately Medicare Supplement Medigap Plan’s A-L You must have Medicare Parts A & B Part D Prescription Drug Plan must be purchased separately Medicare Advantage Plan You must have Medicare Parts A & B (HMO, PPO, PFFS, MSA) Part D Prescription Drug Plan may be included, purchased separately or prohibited Medicaid and Medicare Advantage Plan You must have Medicare Parts A & B (Usually an HMO) Part D Prescription Drug Plan is included

4. Medicare and Medigap or Medicare Advantage

5. Medicare and Medigap or Medicare Advantage

6. Medicare and Medigap or Medicare Advantage

7. Medicare and Medigap or Medicare Advantage

8. Medicare and Medigap or Medicare Advantage 111 0 35 $ 261 per month $ 116 per month Includes Medicare, Medicare Advantage and RX Plan Includes Medicare, Medigap and RX Plan

9. Medicare and Medigap or Medicare Advantage Legal Mumbo Jumbo In this presentation we are not selling any specific product. Our purpose is to educate the general public on a general subject or class of products. If you are interested in specific information about specific products we will be happy to provide you with the insurance company created product information approved by the department of insurance in your state.

10. Real solutions for today's financial challenges. David P. Schaeffer, CLTC, CSA, Serving Arizona, California, Minnesota and Nevada www.AmericanRetirementAdvisors.com david@ARA123.com 877-220-1089