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Let’sGetStarted
The overall onboarding
experience is cool. a lot of
nice 3d illustrations with focus
on InstaPay services
However, I expected more
emphasis on the key
InstaPay’s value proposition
which is "instancy". This is
what InstaPay provides
differently compared to the
traditional money transfer
methods
You need to read between the
lines to find out
Also, this cool button is pretty
clear to me, however, will it be
understandable for non-tech-
savvy users?
Few clicks
Let's start with this sentence
that asks you to "Select," even
though the selection act
requires showing multiple
choices
However, only one option has
been shown to me
So,Whydoesthathappen?
So,Whydoesthathappen?
Simply,becauseInstaPay
designteamdidn’tdesigna
personalizedexperience
basedontheusertypewhich
leadtoaninconsequential
userexperience
This screen is designed for
users who have 2 Sim cards
rather than designing for the
bigger segment who have a
single sim card
Another unusual thing here is,
you can’t enter the phone
number as it usually happens
in the fintech apps. What if I
want to register for someone
else?

what if I want to log in to
another account???
Click
This pop-up here asks you to
use mobile data instead of
Wifi without explaining why?!
Although, this is a very
unusual thing!
Click
Once you click send SMS, you
get directed to a screen
where you are asked to send
strange SMS to a strange
number “4551” without
explaining what is happening
and why it is happening!!!
I checked this step on Android
and found the experience to
be even stranger
First, They show me this
strange message with the
same number without adding
enough clarification
Secondly, they told me that
you might need to pay some
money to continue
And it gets even worse
because it asks me to
remember my choice, which
implicitly means I might need
to pay money every time I use
the app
And by the way, The app
didn't ask me to turn off my
wifi on Android
This all raises a lot of privacy
concerns and raises more
questions than it answers
But of course you don't have
to worry, this app is provided
by the Central Bank right?
But where in the app is that
mentioned? I can't recall
anything similar in the
onboarding process
But of course, no need for
getting worried, this app is
provided by the central bank
right ?
Besides how many people
really know what the Central
Bank is? So they may need to
add extra clarification
But where in the app that
mentioned I can’t remember
anything similar on the
onboarding process
So a quick recap before
moving forward. So to be able
to pass the first step in the
registration process, you have
to do/have the following:
So a quick recap before
moving forward. to be able to
pass the first step in the
registration process, you have
to do/have the following:
1- You have the user's SIM
card inserted into the phone

2- Mobile data and good
cellular network

3- You may need to pay some
money
Back to the last step
Click
Nice touch, letting users know
what happened with their
phone number
Fill out and
click
Click
Type bank name
Before moving forward I
decided to do something a bit
evil.
What if I typed a not listed
bank?
I tried Agricultural bank
Ops,nothingappeared
️

Theworstwaytodealwith
wronguserinputisnottodeal
withitatall,whichmakesthe
userthinkseitherhetyped
thebanknamewrongorhe
shouldtypethefullname,
eitherway,theuserjourney
withtheappisover
️

Theworstwaytodealwith
wronguserinputisnottodeal
withitatall,whichmakesthe
userthinkseitherhetyped
thebanknamewrongorhe
shouldtypethefullname,
eitherway,theuserjourney
withtheappisover
 

Wewilldiscussthisissuein
detailinthediscussion
sectionbelow
Click
I wish they better emphasized
on what card number is
especially, since this section
elements have almost equal
visual weight with no clear
visual hierarchy, so users
might jump directly to the
input fields labels
Type
Now, what is that ATM PIN
that consists of 16 numbers
that I need to enter?
Yes, you got it right. This input
field accepts only one digit
per sub-component (4 in
total)
Although both input fields
have exactly the same styling,
they accept a different
number of digits
Click
Now, I need to enter
something called IPA
Let’s find out what is this
So, IPA basically stands for
Instant Payment Address
They used IPA instead of
Instant Payment Address,
although they use Instant
Payment Address on all other
screens
They used IPA instead of
Instant Payment Address,
although they use Instant
Payment Address on all other
screens
Type and Click
amrshawki
I appreciate they asked for
confirmation, however, yeah,
you guessed it right, there is a
UX issue. Can you guess the
issue?
amrshawki
They should have used the
address name instead of the
passive form
amrshawki
Now much better
Modified Version
amrshawki
You might think I'm exaggerating. You
will change your mind when you
consider the following:
Modified Version
amrshawki
You might think I'm exaggerating. You
will change your mind when you
consider the following:
1- Users will not be able to change
their IPA later at all

2- The input text is light grey and not
clear enough

3- No validation or double entry
options like other input fields.
Password or e-mail for example
Modified Version
amrshawki
Click
Modified Version
Enter OTP
For reasons of bad luck. The
two words “IPN” & “PIN” are so
similar which causes visual
confusion
IPN UX Writer could have
tackled this issue in a different
way, something like

“Enter new InstaPay PIN code”
Now much better
Modified Version
Nice touch:

Always show password
requirements upfront
Enter & Click
Meaftercompletingthe
registration
The Home screen is pretty
organized with a clear
separation between sections
and clear titles for each
section
I don’t see a benefit for this
banner. I believe they use it as
a placeholder for later uses
One feature that I like very
much is this one
You have to click here to
display how much money you
have in your account
The design considers the
context. You may be sending
money to someone standing
next to you
Like your friend to whom you
owe money for the food order
he made for you
On the other hand, one of the
things that bothers me the
most is this popup that keeps
telling me that my session has
expired whenever I stop using
the app for a short while
I know this a privacy and
banking thing but It's time to
be designed better
I tried to know exactly how
much time it takes until the
session gets expired but I
failed so I will assume 30
seconds
This is a counter. Starts from
10 and count down until user
gets logged out
Modified Version
Now much better


1- Explaining why session gets
expired

2- Give users freedom and
control

3- Clear CTA

4- No technical jargons
Modified Version
Now, let’s take a deep look at
the structure of this screen
What you will find out is the
following
These 2 design elements
navigates you exactly to the
same screen
And, these 2 design elements
navigates you exactly to the
same screen
And, these 2 design elements
also navigates you exactly to
the same screen
And finally, these 2 elements
navigates you to 2 screens
with different layout, although,
the same navigation bar item
is marked as selected
2
1
This design element (1)
navigates you to the other
screen (2). The confusion
happens here because they
didn't remove the navbars
from the inner screens
IPN Navigation


Too much replication lead to
unorganized content
Collect Money
Send Money
Send Money

Again
Collect Money

Again
Services
More Menu
Manage
One more thing, IPN does not
provide any app tutorial or
something similar for new
joiners and since the app is
designed for a very large and
diverse customer segment, it
was a must
Now Let’s send some money
Last time, our friend Omar
from Telda Audit regretted
that he returned the money
So this time I will send the
money to my dad
Click
There are 4 methods to send
money. I will chose the
“mobile number” method
I don’t know about you, But I
used to send money using the
recipient’s bank account
number not his/her phone
number. I don't know if this is
something possible with the
usual transfer from the bank
IPN doesn't mention anything
related to this issue neither in
the phone number
placeholder nor in the tooltip
Type phone number
Type amount
As it is always said, the devil
is in the details. So I decided
to try something a little evil
What if I tried to type a
number consisting of 4 digits
or more
In less than 2 seconds, can
you guess what is this
number?
I bet it took you more than 2
seconds to know the number
and you might even had to
count the number of the digits
as I did
Now, Can you try again?
Modified Version
How long did take from you to
know the number this time?
Much shorter right? I think you
got my point
Now, Can you try again?
Modified Version
Click
This screen is too busy to be a
confirmation screen as the
user's main goal is to confirm
the transaction only
This screen is too busy to be a
confirmation screen as the
user's main goal is to confirm
the transaction only
 

We will talk more about that in
discussion section below
Click
This is the best place to
suggest adding the recipient
to the favorites
This is the best place to
suggest adding the recipient
to the favorites
This is what’s called in the
product world the Aha
moment, when the user
realizes the key benefit of the
app
It’s all about making the
experience faster not only on
the function level but also, on
the user experience level. isn't
it?
Inthediscussionsectionbelow,wewill
discussindetailafewthingswementioned
intheslideshow.Enjoyreading

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