- 8.25% per annum or 8.75% per annum for a 3-year or 5-year investment - Interest can be paid as an income or rolled up - Automatic exit upon maturity, and no need to get involved. - First floating charge over all of the Company assets, which are held by an FCA-authorised company acting as Trustee for the benefit of the investors. - Available in any of the three wrappers: cash, ISA, and pension. This is an opportunity to invest in 8.75% for 5 years debentures from an innovative loans company with a market capitalisation of £10m. The company has a simple business model, lending through three wholly owned subsidiaries offering cash flow, finance and investments and bridging loans. The company which is a Plc has been strategically formed to add value to the companies it supports. It is a team of business builders whose individual experience encompasses finance, operations, marketing, product development and sales. This enables the three subsidiaries to provide a personable and knowledgeable underwriting service that was described by an existing customer who simply said, ‘it’s like business banking used to be.’ The people behind the company are passionate about finance and enhancing UK business. Their objective is to help to bridge the corporate funding gap and stimulate the growth of UK business. Subsidiary 1 - Cash flow loans are available to established UK limited and LLPs that are keen to grow facilitated through a secured flexible revolving credit facility as an alternative to a bank overdraft or business loan. Credit lines are between £10,000 and £500,000 and operate in a similar way to a bank overdraft. Subsidiary 2 - Finance loans and investments subsidiary takes an equity stake in the company in conjunction with longer-term loans, with repayments to suit the individual company profile. Typically these companies will have demonstrated the ability to invest, grow and successfully manage their existing cash flow credit facility. Subsidiary 3 - The bridging loans subsidiary specialises in providing funding to the commercial property sector. The funds are always 100% secured against real assets and supported by additional security. Funding solutions are between £50,000 to £500,000 and are only provided to experienced, solvent commercial borrowers. The company won the Client Choice Award for Best Commercial Property Lender Corporate Live Wire 2016 Financial Award. The debentures on offer relate to the bridging loans subsidiary.

1. ▶▶ Minimum from £5,000
▶▶ Fixed return 8.75% for 5 years
▶▶ Client Choice Award 2016
▶▶ Listed on recognised exchange
▶▶ Cash and ISA investment only
▶▶ Available to all investors
“This innovative PLC
has a vastly experienced
management team”
B2B BRIDGING FINANCE
The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services
and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in any investment activity, may expose an
individual to a significant risk of losing all of the property or other assets invested.

2. This is an opportunity to invest in 8.75% for 5 years
debentures from an innovative loans company with
a market capitalisation of £10m. The company has a
simple business model, lending through three wholly
owned subsidiaries offering cash flow, finance and
investments and bridging loans.
The company which is a Plc has been strategically
formed to add value to the companies it supports.
It is a team of business builders whose individual
experience encompasses finance, operations,
marketing, product development and sales. This
enables the three subsidiaries to provide a personable
and knowledgeable underwriting service that was
described by an existing customer who simply said, ‘it’s
like business banking used to be.’
The people behind the company are passionate about
finance and enhancing UK business. Their objective
is to help to bridge the corporate funding gap and
stimulate the growth of UK business.
BUSINESS TO BUSINESS LOANS COMPANY
F.R.E.S.H. INVESTMENT
F FIXED INCOME
Yes. See Key Features for rates.
R REGULAR HIGH INCOME
Yes. Six monthly in arrears.
E EXIT STRATEGY
Yes.
S SECURITY
Yes. Secured against company assets.
H HANDS OFF MANAGEMENT
Yes. No involvement needed.

3. “IT’S LIKE BUSINESS BANKING
USED TO BE!”
Subsidiary 1 - Cash flow loans are available to
established UK limited and LLPs that are keen to grow
facilitated through a secured flexible revolving credit
facility as an alternative to a bank overdraft or business
loan. Credit lines are between £10,000 and £500,000
and operate in a similar way to a bank overdraft.
Subsidiary 2 - Finance loans and investments
subsidiary takes an equity stake in the company in
conjunction with longer term loans, with repayments to
suit the individual company profile.
Typically these companies will have demonstrated the
ability to invest, grow and successfully manage their
existing cash flow credit facility.
Subsidiary 3 - The bridging loans subsidiary
specialises in providing funding to the commercial
property sector. The funds are always 100% secured
against real assets and supported by additional
security. Funding solutions are between £50,000 to
£500,000 and are only provided to experienced, solvent
commercial borrowers. The company won the Client
Choice Award for Best Commercial Property Lender
Corporate Live Wire 2016 Financial Award.
The debentures on offer relate to the bridging loans
subsidary. Available to cash and ISA investors only.
KEY FEATURES
MINIMUM INVESTMENT
£5,000
ANNUAL RETURNS (NET BEFORE TAX)
8.75% for 5 years
CAPITAL GROWTH POTENTIAL
No
OPTION TO ‘ROLL UP’ INTEREST?
Yes
LOCATION
UK
INVESTMENT TERM
5 years
INVESTMENT TYPE
Indirect participation – Debentures.
CURRENCY
GBP
SPECIAL FEATURES
• Standard asset can sell at anytime
AVAILABLE TO CASH INVESTORS?
Yes
AVAILABLE TO PENSION INVESTORS?
No
INVESTMENT RISK
• Bond issuer defaults
• Housing market stalls

4. Disclaimer
Avantis Wealth Ltd is not authorised or regulated by the Financial Conduct Authority (FCA). This is not a financial promotion or an invitation to invest.
Avantis Wealth Ltd does not provide any financial or investment advice. We provide a referral to a regulated advisor who will offer appropriate advice, or to the company offering
an investment who will determine your suitability for the investment prior to any offer being made. We strongly recommend that you seek appropriate professional advice before
entering into any contract. The value of any investments can go down as well as up and you might not get back what you put in. You may have difficulty selling any investment at
a reasonable price and in some circumstances it might be difficult to sell at any price.
Do not invest unless you have carefully thought about whether you can afford it and whether it is right for you and if necessary consult with a professional adviser in accordance
with the Financial Services and Markets Act 2000. These products are not regulated by the FCA or covered by the Financial Services Compensation Scheme and you will not have
access to the financial ombudsman service.
This page does not constitute an offer to invest but is for information only. Persons expressing an interest in the bond will receive an invitation document, which they should read
and ensure they fully understand prior to making any decision to subscribe. Persons in any doubt regarding the risks associated with investments of this nature should consult a
suitable qualified and authorised advisor.
F - Fixed income: an income you can rely on
R - Rewarding return: typically 7%-15%
annually, sometimes more
E - Exit strategy defined: knowing when the
investment matures with confidence you
can exit
S - Security in place: to protect your capital
in the unlikely event of a problem
H - Hands-off: more time to get on with your
life because you won’t need to get involved
OUR VALUES
The relationship with you is the most
important asset we have. These four values
underpin the decisions we make and the
way in which our company operates:
INTEGRITY, HONESTY, RESPECT, RESPONSIBILITY
ABOUT AVANTIS WEALTH
Avantis Wealth is a specialist in high income, alternative
investments. We help clients achieve market leading
returns from their savings, capital and pensions, leading
to greater financial security and a better quality of life.
We target annual returns in the range of 7%-15%
net p.a. with investments that meet our F.R.E.S.H.
investment strategy. Our investments meet these
criteria and can make a significant difference to your
income now and fund value.
The senior management team comprises a close-knit
group of investment professionals with more than 75
years of combined investment experience.
The team maintains an outstanding network of
alternative and asset-backed investment providers,
routes to market and property professionals. These
are vital in uncovering new market leading alternative
investment opportunities for our clients.
FIND OUT MORE
Landline 01273 447 299
Freephone 0800 612 0880
Email invest@avantiswealth.com
Website www.avantiswealth.com
F.R.E.S.H. INVESTMENT,
OUR UNIQUE APPROACH
Our F.R.E.S.H. Investment criteria
developed by Rod Thomas FCA, allows
us to select the very best investments
to offer to our clients. F.R.E.S.H.
investments satisfy the following criteria: