1. Colorado First Time Home Buyer:
Essential Information
@cobroker1
+Brian Quigley
Mortgage Blog
WWW.BRIANQUIGLEY.COM

2. 1. Know your budget
• Look at your finances
• Determine what is affordable based on:
• Current income
• 5 to 10 years from now
• Establish Limits from the
start to avoid mistakes
@cobroker1 BrianQuigley.com

3. 2. Research and understand
the different mortgage types
• Decide if Fixed Rate or Adjustable Rate
Mortgage
• Do you need a jumbo
loan?
• We can help you realize
each loan is unique
@cobroker1 BrianQuigley.com

4. 3. Understand your credit score
• Identify what your credit score is
• Consult with a
professional to ensure
that you can get the
home you want
@cobroker1 BrianQuigley.com

5. 4. Compare rates
• Seek professional help
• Understand local
mortgage rates
• Make sure you are
getting the best deal
@cobroker1 BrianQuigley.com

6. 5. Get pre-approved
• Do not negotiate
until pre-approved
• You may not be
considered a serious
buyer
@cobroker1 BrianQuigley.com