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4 th  ANNUAL CONFERENCE  |  OCTOBER 16-17, 2009  |  HUNTINGTON BEACH, CA LOAN MODIFICATION & BANKRUPTCY BASICS PANEL 9:00 am – 10:30 am
WELCOME TO THE LOAN MODIFICATION  AND BANKRUPTCY BASICS PANEL PANELISTS: DAMIAN NASSIRI  |  CUONG M. NGUYEN LYNDA T. BUI  |  ANN N. NGUYEN MODERATORS: DUYEN NGUYEN  |  MINH HOANG
PRE-FORECLOSURE TIMELINE  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
PRE-FORECLOSURE TIMELINE ( CONTINUED… ) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FORECLOSURE TIMELINE ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FORECLOSURE TIMELINE ( CONTINUED … ) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FORECLOSURE LEGISLATION PROPOSAL AB 1588: MONITORED MORTGAGE WORKOUT PROGRAM ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
FORECLOSURE STATISTICS ( REALTYTRAC  ) CALIFORNIA RATE MAP FORECLOSURE ACTIVITY BY MONTH FORECLOSURE ACTIVITY BY COUNTY FORECLOSURE ACTIVITY & HOME PRICE INDEX ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
BANKRUPTCY  BASICS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
GOAL OF BANKRUPTCY ,[object Object]
UNITED STATES BANKRUPTCY COURT ,[object Object]
PROS AND CONS OF BANKRUPTCY ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
BANRUPTCY CHAPTERS ,[object Object],[object Object],[object Object],[object Object]
ETHICAL OBLIGATIONS:  WHAT CLIENTS MUST KNOW  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
ETHICAL DUTY to properly advise clients: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
BANKRUPTCY: AUTOMATIC STAY ,[object Object],[object Object],[object Object],[object Object],[object Object]
DEBTS IN BANKRUPTCY  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CHAPTER 7 VS. CHAPTER 13 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
CHAPTER 7 VS. CHAPTER 13 ( CONTINUED… ) ,[object Object],[object Object],[object Object],[object Object],[object Object]
CHAPTER 7 VS. CHAPTER 13 ( CONTINUED… ) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
DENIAL OF DISCHARGE ,[object Object],[object Object],[object Object],[object Object],[object Object]
NON-DISCHARGEABLE DEBTS ,[object Object],[object Object],[object Object],[object Object]
COMMON EXEMPTIONS ,[object Object],[object Object],[object Object]
EXEMPTIONS ,[object Object],[object Object],[object Object],[object Object]
WILDCARD EXEMPTION ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
RESIDENCE/HOMESTEAD EXEMPTION ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
IN ORDER TO KEEP A CAR OR HOUSE ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
BANKRUPTCY PRACTITIONER PITFALLS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
ETHICAL OBLIGATIONS ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
WATCH OUT FOR TRUSTEE’S AVOIDANCE POWERS: ,[object Object],[object Object],[object Object]
HAVE QUESTIONS?

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Bankruptcy Basics Slideshow

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  • 2. 4 th ANNUAL CONFERENCE | OCTOBER 16-17, 2009 | HUNTINGTON BEACH, CA LOAN MODIFICATION & BANKRUPTCY BASICS PANEL 9:00 am – 10:30 am
  • 3. WELCOME TO THE LOAN MODIFICATION AND BANKRUPTCY BASICS PANEL PANELISTS: DAMIAN NASSIRI | CUONG M. NGUYEN LYNDA T. BUI | ANN N. NGUYEN MODERATORS: DUYEN NGUYEN | MINH HOANG
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