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2. People do anything that will make them happy or satisfied. And the most
common thing that happens is they spend so much money on things that can
make them happy. Learning how to save money has a great effect on every
individual’s personal development. Most people who always spend money on
their vices or other things usually have no savings. For example, you spend all
your money on things that are not important. When the time comes that you
need to buy an important thing, you have no choice but to borrow money from
other people.
Even if you are spending money for your own interest, you can be able to save
money. If you are saving money, you won’t have a big problem when the time
comes that you need money for some important things. For example, you need
to repair or change the ceiling of your house. You won’t have a problem on
thinking where to get the money for the expenses because you have savings.
Basically, saving money will make your life easy especially on some unexpected
expenses.

4. As I’ve mentioned in the introduction, even if you are spending money for your
own interest, you can still able to save money. The most common mistake of a
person is when they think that they can’t save money because they don’t have
much money. The best way to increase your savings is to save a little but often. If
you don’t start on saving money, you will just forget about it and you will just
continue on spending. If you start saving money little by little but often, there
are times that you won’t notice that your money is getting bigger. The more you
see that your savings is increasing or rising, the more you get motivated to add
more or save more.

5. If you are really willing to save money, you can create a spreadsheet for your
savings. If you create a spreadsheet, you can estimate the money that you save
and the exact money that you put in your bank every week or every month. You
can also search for spreadsheet online that sums up all the savings for you. If you
have a spreadsheet, you don’t need to sum all your savings in your head. You can
also set the amount of money that you save every week or every month. For
example, for the 1st week, you need to put $10 in your bank and it increases
every week. You can immediately identify the amount of money that you save
for the year if you do it. Make sure that you can afford to put the money that you
set for each week.

6. This is one of the best things that you need have to be motivated on saving
money. Having a goal on saving money can be a great help to keep you
motivated. For example, you want to buy a new phone; you will definitely put
money in your bank instead of spending it on some other things. There are also
times when you already have the money that you need to buy your phone, but
you will forget about the reason why you save money in the first place and you’ll
just continue on putting money on your bank.

7. Most people spend money on buying meals or other stuffs to treat themselves
after a long day of hard work. Think of other things that can remove your stress
or boost your mood without spending so much money. You can organise some
fun things to do in your house with your friends or family. Sometimes people
spend money when they are bored or lonely. You can watch a movie with your
friends or family or buy some ingredients at the market and try cooking a meal
that you never cooked before. There are lots of things you can do to entertain
yourself or ending up the day without spending money.

8. Reading finance blogs can also motivate you to save money. You can get some
tips and good financial habits on reading finance blogs. It is really interesting to
know the lives of other people and see what they are doing to save money. You
can also create your own finance blog and share some of your own tips and
advice with other people. Creating your own finance blog will not only help you
connect with other people that have the same way of thinking as you, but it will
also motivate you to continue putting or saving money on your bank so that you
can feel proud when you share how good you are doing with other people.

9. If you really have a problem on saving money and you think you need an advice,
don’t feel embarrassed to look for support from other people. All you need to do
is to hear advice from a person who is an expert on financial matters. A financial
expert will definitely come up with a plan that will help you on any money
problem.

10. If you want to know more about personal development, you can contact us or
follow us on Twitter.