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Pre-Paid Legal Services, Inc. and subsidiaries
Five Areas To Evaluate ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Company ,[object Object],[object Object],[object Object],Harland C. Stonecipher Founder, Chairman, and CEO
Pre-Paid Legal Has Been Featured  in Many Major Publications ,[object Object],[object Object],[object Object],[object Object]
The U.S. Chamber of Commerce Thomas J. Donohue, President and Chief Executive Officer of the U.S. Chamber of Commerce recently wrote in a letter to Harland Stonecipher, “It is clear that millions of Americans are seeking viable business opportunities in order to secure their financial future, be their own boss, and better balance the responsibilities of career and family.  Pre-Paid Legal Services and companies like yours are propelling this powerful trend forward. In doing so, you are not only providing unique opportunities for the Pre-Paid participants, you are also ensuring that the spirit of free enterprise in our country remains strong and vibrant.”
Sales History ,[object Object],GROSS REVENUE IN MILLIONS 2001  2002  2003  2004  2005  2006 $303  $350  $361  $386  $423  $444 0 $500 $400 $300 $200 $100
It’s Not If, But When ,[object Object],[object Object],[object Object],100 M 75 M 50 M 25 M 0  36 Million 93 Million Hospitalizations in 2002* Court Filings in 2002**
Have You Ever . . . ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Main Reasons People Don’t Seek Legal Counsel: ,[object Object],[object Object],[object Object],The Most Common Responses To A Legal Dispute Are To: ,[object Object],[object Object]
What Do We Do ,[object Object]
Who Is Covered By The  Pre-Paid Legal Membership? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Five Areas of Coverage Expanded Family Plan ,[object Object],[object Object],[object Object],[object Object],[object Object]
Preventive Legal Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter.  One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.  These services are available to you immediately when you enroll!
Motor Vehicle Legal Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],These services are available just 15 days after enrollment! Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.
Trial Defense Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.
IRS Audit Legal Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.
25% Preferred Member Discount ,[object Object],[object Object],[object Object],[object Object],The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.
Legal Shield ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.
How Much Will It Cost ,[object Object],[object Object]
Identity Theft Shield ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
It’s No Secret:  Identity Theft is A Major Problem In America ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Identity Theft Shield With Kroll ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Credit Report ,[object Object],Continuous Credit Monitoring Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report…
Identity Restoration ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
How Much Will This Peace Of Mind Cost ,[object Object],[object Object],[object Object]
It’s Simple ,[object Object],[object Object],[object Object],[object Object]
Certified Field Training Program ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Get A Check, Then Get A Raise ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],When your three new recruits sign up their three new recruits with a membership, you will receive  an additional $225 in CFT commissions as well as $75 in membership sale overrides as you help them CFT qualify.   Amounts shown are representative of commissions on the $26 family plan. Commissions will be pre-rated for all other plans. Memberships sold by Associates participating in this program are still subject to applicable licensing requirements. You Associate New Recruit with a Membership   New Recruit with a  Membership   New Recruit with a  Membership   New Recruit with a  Membership
Advanced Commissions - $26 Plan Residual income begins after the advance period. That  means you get paid month after month for the life of the membership.  Team Override Advance Personal  Sales Advance All you have to do is collect: $26.00  1st Month's fee +  $10.00   One Time Enrollment $36.00 Executive Director Senior   Associate Associate 182.50 32.50 150.00 125.00 100.00 75.00 25.00 25.00 25.00 Director Manager CFT Associate 25.00 25.00 132.50 100.00 75.00 50.00 25.00 Cumulative Override Advance
Get A Check, Then Get A Raise ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],When your three new recruits sign up their three new recruits with a membership, you will receive  an additional $311 in CFT commissions as well as $103 in membership sale overrides as you help them CFT qualify.   Amounts shown are representative of commissions on the $26 Family Plan plus the $9.95 Identity Theft Shield. Commissions will be pre-rated for all other plans. Memberships sold by Associates participating in this program are still subject to applicable licensing requirements. You Associate New Recruit with a Membership   New Recruit with a  Membership   New Recruit with a  Membership   New Recruit with a  Membership
Advanced Commissions - $35.95 ($26 PPL Family Plan + $9.95 Identity Theft Shield) All you have to do is collect: $35.95  1st Month's fee +  $10.00   One Time Enrollment $45.95 Executive Director Senior   Associate Associate 252.35 44.94 207.41 172.84 138.27 103.71 34.57 34.57 34.57 Director Manager CFT Associate 34.57 Residual income begins after the advance period.  That  means you get paid month after month for the life of the membership.  183.22 138.28 103.71 69.14 34.57 34.57 Team Override Advance Personal  Sales Advance Cumulative Override Advance
Pre-Paid Legal Pays You Every Day ,[object Object]
This Business Is Easy ,[object Object],[object Object],[object Object],[object Object],DVDs& CDs Recordings Website Third Party
The Top 10% Have  Or Can Afford Legal Access The Bottom 10% Have Access To Legal Aid or Public Defender Target Customer $15-$25  Billion Market Pre-Paid Legal Services ® , Inc.  gives middle income North  America equal access to justice. The Target Market is Huge
The Market Timing Is Perfect 100 % 75 % 50 % 25 % 0 % Less than 3% of North Americans Have  A Pre-Paid Legal  Services  Membership Approximately 80% Of Europeans Have  Legal Coverage
Current Market Penetration This map illustrates Pre-Paid Legal Services ® , Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership. Less than 1% penetration 1% to 3% penetration More than 3% penetration Plan not available
Timing Is Key ,[object Object],THE GROWTH OF HMO’S ,[object Object],[object Object],60% 50% 40% 30% 20% 10% 0% 1  2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17
Success Stories ,[object Object]
Pre-Paid Legal Services, Inc. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Pre-Paid Legal Services Evaluates Company Areas Marketplace Product Compensation Timing History

  • 1. Pre-Paid Legal Services, Inc. and subsidiaries
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  • 5. The U.S. Chamber of Commerce Thomas J. Donohue, President and Chief Executive Officer of the U.S. Chamber of Commerce recently wrote in a letter to Harland Stonecipher, “It is clear that millions of Americans are seeking viable business opportunities in order to secure their financial future, be their own boss, and better balance the responsibilities of career and family. Pre-Paid Legal Services and companies like yours are propelling this powerful trend forward. In doing so, you are not only providing unique opportunities for the Pre-Paid participants, you are also ensuring that the spirit of free enterprise in our country remains strong and vibrant.”
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  • 29. Advanced Commissions - $26 Plan Residual income begins after the advance period. That means you get paid month after month for the life of the membership. Team Override Advance Personal Sales Advance All you have to do is collect: $26.00 1st Month's fee + $10.00 One Time Enrollment $36.00 Executive Director Senior Associate Associate 182.50 32.50 150.00 125.00 100.00 75.00 25.00 25.00 25.00 Director Manager CFT Associate 25.00 25.00 132.50 100.00 75.00 50.00 25.00 Cumulative Override Advance
  • 30.
  • 31. Advanced Commissions - $35.95 ($26 PPL Family Plan + $9.95 Identity Theft Shield) All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Executive Director Senior Associate Associate 252.35 44.94 207.41 172.84 138.27 103.71 34.57 34.57 34.57 Director Manager CFT Associate 34.57 Residual income begins after the advance period. That means you get paid month after month for the life of the membership. 183.22 138.28 103.71 69.14 34.57 34.57 Team Override Advance Personal Sales Advance Cumulative Override Advance
  • 32.
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  • 34. The Top 10% Have Or Can Afford Legal Access The Bottom 10% Have Access To Legal Aid or Public Defender Target Customer $15-$25 Billion Market Pre-Paid Legal Services ® , Inc. gives middle income North America equal access to justice. The Target Market is Huge
  • 35. The Market Timing Is Perfect 100 % 75 % 50 % 25 % 0 % Less than 3% of North Americans Have A Pre-Paid Legal Services Membership Approximately 80% Of Europeans Have Legal Coverage
  • 36. Current Market Penetration This map illustrates Pre-Paid Legal Services ® , Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership. Less than 1% penetration 1% to 3% penetration More than 3% penetration Plan not available
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