This case study explains the importance of having a trauma insurance to protect you in your critical times.

1. Insurance Fundamentals
Part - III
Only 3% Australians have a Trauma Insurance Cover,
while the figure should be higher.
Brian and Lynn Boggs are happy to include trauma
insurance as part of their financial plan, as when both
were undergoing treatment for critical illnesses,
trauma insurance helped them recover.
Here’s their Case Study

2. The importance of trauma insurance: A Case Study
Brian and Lynn Boggs included trauma insurance (a cover that pays a lump sum if
you suffer a critical illness) when they made insurance arrangements as part of a
financial plan in the mid-1990s.
Five years later, Brian was diagnosed with prostate cancer and five years after that
Lynn with a brain tumour. Brian's trauma claim was paid promptly and in full.
When his wife, Lynn, lodged her claim for a non-malignant tumour in the carotid
artery leading to her brain, which required radical surgery, she had a fight on her
hands in more ways than one. While the specialists said it was a brain tumour, the
insurer said the site of the tumour was not what it envisaged when it developed its
policy.
The Boggses won the argument and the insurer eventually paid.

3. Low Trauma Insurance Coverage in Australia
Only 3% of Australians have a trauma cover, while the figure
should be higher.
Having trauma insurance helped the Boggses to spend time
recuperating and not racing back to work.
It provided them the ability to get their head space right, of course
there is no alternate to the medical condition they are in.

4. What does Trauma Insurance Cover?
Trauma insurance is designed to help your finances keep going. A lump sum
payment is made if you are diagnosed with a wide number of serious illnesses
such as:
- Cancer
- Benign brain tumor
- Burns
- Serious injury
- Heart attack
- Diabetes
- Stroke
- Coronary artery bypass surgery
-Angioplasty
There are more illnesses that this insurance covers.
Buy now or get professional advice.

5. Call Insurance is an insurance provider that offers
insurance plans for Australia.
The insurance plans are flexible and can be tailored
per your needs.
Visit www.callinsurance.com.au for more.
You can also contact us directly.
Call us at 1300 073 305; write to us at admin@callinsurance.com.au