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2. Finding Car Insurance Answers in
New York
There are serious consequences for not having car insurance in
New York. Besides having to pay fines you may also find your car
impounded. Knowing car insurance answers in New York is the
first step to avoiding this unpleasant situation. You will not be
issued license plates in New York without insurance.

3. Department of Motor Vehicles
The Department of Motor Vehicles in New York requires two kinds
of proof of insurance, electronic proof and paper proof. Once the
DMV has these two forms of proof they will then issue you license
plates. The limit liabilities in New York are also higher then some
states.

4. State Requirements
The limit liability for bodily injury is $25,000 per person and
$50,000 per accident. In the case of death the limit is $50,000 per
person and $100,000 per accident. Property damage has a
minimum limit liability of $10,000 and basic no fault liability stands
at $50,000. Unlike some states uninsured motorist coverage is not
optional in New York.

5. Motorist coverage
For uninsured motorist coverage you are required to pay the same
rates as you would for bodily injury and death.

6. Where and How to Get Insurance
One of the car insurance answers in New York that needs to be
clarified is where you can buy your insurance. Some states will
allow you to buy out of state insurance. In New York however you
must buy insurance from an insurance company that is licensed
by the New York State Insurance Department.

7. Car insurance answers
Car insurance answers in New York about how to prove your
purchase of said insurance is fairly simple if somewhat tedious.
Once you have bought car insurance your insurance company will
contact the DMV electronically and inform them about your
purchase. The second piece of proof that you will produce in car
insurance answers in New York is a New York insurance ID card.

8. Following Up
What happens if your insurance is not up to date? The car
insurance answers in New York state that you are breaking the
law. This can happen if you have lapsed payment on your
insurance policy and your insurance company notifies the DMV.

9. Changed insurance companies
Another way that this might happen is if you have changed
insurance companies without notifying the first. If the DMV does
not receive notification from the new company you will get a letter.
This needs to be resolved right away before you end up with fines
for every day that you are uninsured or thought to be uninsured.

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http://allaboutinsuranceinfo.com/