Originally presented to high net worth individuals in The Villages, FL

1. Welcome to the
Mid-year
Economic Outlook
Your Host:
CERTIFIED FINANCIAL PLANNER™
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2. Economic Review
 Strategies to Consider
 Suggestions & Ideas
 Questions & Answers
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 Protection
 Retirement Plan
 Investments
 Tax Planning
 Estate Planning

4. 4www.bigcharts.com

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7.  U.S. Interest Rates
 Corporate Earnings
 Oil Prices
 Foreign Interest Rates
 China
 The Upcoming Presidential Election
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13. Source: Principal.com

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 The first quarter of 2016 marked the sixth period in a row of
quarterly declines — the longest period of consecutive drops
outside of a recession, according to Goldman Sachs.
 Although the tone of quarterly earnings this season was
distinctly negative, that doesn’t mean we’re heading into
recession.
 Analysts are optimistic that earnings will recover to their
previous levels throughout 2016 as pressures from energy
prices and exchange rates subside.
 Corporate earnings need to be monitored.

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 Oil prices in 2016
returned to 2004 levels
 Energy related
companies make up
over 15% of S&P 500
 Many company earnings
are impacted by oil
prices

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 Oil prices have continued to be
volatile in 2016
 Oil Prices should be monitored
by investors

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Many Central Banks worldwide are currently
offering NEGATIVE rates to investors

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 China was once
forecasted to grow
at robust rates
 In June of 2016
China’s central
bank warned of
slower growth
forecasts

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 U.S. Interest Rates
 Corporate Earnings
 Oil
 Foreign Interest Rates
 China

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27.  An index, whether S&P 500 or the Dow Jones, isn’t
a measure of your portfolio.
 It’s what your portfolio is doing, not what “the
market” is doing, that is important.
 Your portfolio doesn’t always move in lock step
with any single market or index.
Indexes cannot be invested in directly, are unmanaged
and do not incur management fees, costs and expenses.
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28.  It’s near impossible to consistently predict
market declines or increases.
 It’s equally as hard to predict how long a
market decline or increase will last.
 It’s almost impossible to consistently predict
the absolute best time to get in or out of the
market!
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31. Re-evaluate your investment goals and objectives
Confirm your investment timelines
 Short Term
 Longer Term
 Re-evaluate your risk tolerance
 Conservative… Moderate….Aggressive
 Make sure your investments match your risk
tolerance level
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32. Analyze your true cash flow requirements.
 Review your emergency fund needs – keep
enough liquid for 6-12 months of living
expenses plus planned expenditures.
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 Meet With You!
 Confirm your risk tolerance is where
it should be for your situation.
 Rebalance – Where appropriate
 Capital Gains & Loss Tax Harvesting
 Review Your Retirement Plans

34.  Analyze your sources of income and true
cash flow requirements
 Review your overall tax planning
strategies
 Review your emergency fund needs
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Investors need to prepare
for any environment!

36. We review
changes
for our clients
regularly!
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Investors need to prepare
for any environment!

38. What can you expect from us?
 Constant communication
 More frequent discussions
 We are constantly reviewing
economic, tax, estate and
investment issues for our clients
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Investors need to prepare
for any environment!

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 We will maintain a non-emotional objective
 We will avoid knee-jerk reactions
 We will assist you in making decisions that
are always in your best interest! - and
 WE WILL BE HERE FOR YOU!
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41. Available Soon
Our latest newsletters
and reports
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Add a friend to
our mailing
list.
They will
thank you!
Portfolio Rebalancing in Today’s Market:
Consider More Than a Formula!
ELLIOTT WEALTH MANAGEMENT
SERVICES, LLC-June 2016
The Four Phases of Retirement-May 2016
Quarterly Economic Update
First Quarter 2016

42. Help Us Help Others !
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43. We appreciate the opportunity to
assist With
YOUR financial needs!
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45.  Securities offered through SagePoint Financial, Inc., member
FINRA/SIPC. Advisory services offered through Elliott Wealth
Management Services, LLC, a registered investment advisor not
affiliated with SagePoint Financial, Inc. Member FINRA/SIPC.
Neither SagePoint Financial nor its representatives provide legal
or tax advice.
If legal or tax advice or other expert assistance is required, the
service of a currently practicing professional should be sought
This information is not intended to be a substitute
for specific individualized tax, legal, or
investment planning advice.
Contents Provided by APFA, Inc. © 2016
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