I Will Teach You To Be Rich by Ramit Sethi. This abbreviated presentation is for my personal reference on the actionable tips, which are all I need because I read the book. I recommend you do the same.

2. Slideshow put together by: Colin Postpost.colin@gmail.comWeb development and e-marketing campaignsImport / export management for US-South AmericaInmersiones ingleses en CundinamarcaFreelance writingwww.expat-chronicles.com Prepared by Colin Post – find me at www.expat-chronicles.com

3. Anyone reading this review of the book, just buy it. It's worth it. Prepared by Colin Post – find me at www.expat-chronicles.com

4. 6 Weeks of Action Steps Prepared by Colin Post – find me at www.expat-chronicles.com Week 1 – set up credit cards and learn how to improve credit history. Week 2 – set up the right bank accounts, negotiating to get no-fee, high interest accounts. Week 3 – open 401K and investment account. Week 4 – figure out how much you’re spending, and how to make money go where you want it to go. Week 5 – automate infrastructure to make accounts play together nicely. Week 6 – learn why investing isn’t picking stocks, and how to get the most with little work.

5. Week 1 Action Steps Get your credit report and credit score. Set up credit card. Insist on not paying annual fees or service charges. Get a card with rewards that fit your lifestyle. Set up auto-payment so it’s paid in full every month. If you have debt, start paying it off completely. Prepared by Colin Post – find me at www.expat-chronicles.com

6. Week 2 Action Steps Open a checking account or assess your current one. No fees, no minimums. Open an online high-interest savings account. (Optional) Open online checking account. Fund your online savings account. Set up auto contributions. Prepared by Colin Post – find me at www.expat-chronicles.com

7. Week 3 Action Steps Open a 401(k). Contribute enough to get the full match. Come up with a plan to pay off your debt. Open a Roth IRA and set up automatic payment. Prepared by Colin Post – find me at www.expat-chronicles.com

8. Week 4 Action Steps Get your paycheck, determine your spending, and figure out what your Conscious Spending Plan looks like. 50-60% fixed costs, 10% long-term investments, 5-10% savings goals, 20-35% guilt-free spending. Optimize your spending. (find and make cuts) Pick your big wins, use the envelope system. Maintain your Conscious Spending Plan. Prepared by Colin Post – find me at www.expat-chronicles.com

9. Week 5 Action Steps List all your accounts in one place with passwords. Link your accounts together. Set up Automatic Money Flow. Create system that automatically sends money to investment accounts, savings account, fixed costs, and credit card. Resetting billing cycles with credit cards may be needed. Prepared by Colin Post – find me at www.expat-chronicles.com

10. Week 6 Action Steps Figure out your investing style. Simple options, lifecycle fund, more control, etc. Lifecycle fund is autopilot, simplest option. Research your investments. Buy your fund. Prepared by Colin Post – find me at www.expat-chronicles.com

11. Checking Account Resources Credit unions or local banks No fees or minimums permitted Schwab Bank Investor Checking with Schwab One Brokerage Account Brokerage account necessary for waiving fees ING Direct Electric Orange Prepared by Colin Post – find me at www.expat-chronicles.com

12. Savings Account Resources ING Direct Orange Savings Allows virtual sub-accounts and automatic transfers Emigrant Direct Generally highest or 2nd highest interest rate HSBC Direct Also among highest interest rates available Prepared by Colin Post – find me at www.expat-chronicles.com

13. Discount Brokerage Resources Vanguard – www.vanguard.com $3,000 minimum can’t be waived T. Rowe Price – www.troweprice.com $1,000 minimum waived with $50 / month auto contribution Schwab – www.schwab.com $1,000 minimum waived with $100 / month auto contribution Automatically link to a Schwab high-interest checking account Prepared by Colin Post – find me at www.expat-chronicles.com

14. Ramit On Buying Houses “When I ask my younger friends why they want to buy a house, they stare at me blankly. ‘They’re a good investment,’ they reply like brainless automatons who are at risk of being smacked by me.” Prepared by Colin Post – find me at www.expat-chronicles.com