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Why I Hate Obamacare
 The Unaffordable Care Act




     by   Craig Casey
www.themegallery.com




       #1 Unaffordable




The CBO projected Obamacare
will cost over $1 trillion in 10
years. My estimate: $5 Trillion.
COBRAhealth.com/Unaffordable.html
www.themegallery.com




#2 Freedom of
choice is taken
away

 HSAs, HDPs, FSAs, &
 Co-ops will probably be
 eliminated on exchanges.
 COBRAhealth.com/Unaffordable.html
www.themegallery.com




                    #3 Few Options



Exchanges offer 4 plan options;
bronze, silver, gold, & platinum.

 COBRAhealth.com/Unaffordable.html
www.themegallery.com




  #4 Defunding Medicare




Obamacare takes $565 million from
Medicare to pay for Medicaid
expansion.
 COBRAhealth.com/Unaffordable.html
www.themegallery.com




#5 Individual
Mandate


Obamacare forces you to buy
health insurance starting in 2014,
regardless of want or need.

 COBRAhealth.com/Unaffordable.html
www.themegallery.com




 #6 Costlier Drugs


The $2.5 billion excise tax on
drug companies will get passed
to you.

 COBRAhealth.com/Unaffordable.html
www.themegallery.com




#7 Limits Competition




Obamacare micro manages Health In
surers, and they can be
kicked off exchanges.

 COBRAhealth.com/Unaffordable.html
www.themegallery.com




 #8 IMAB



The Independent Medicare Advisory
Board: UNElected officials, limiting
Medicare spending & rationing
healthcare.
  COBRAhealth.com/Unaffordable.html
HealthCare Rationing
        5 Part Concept
         More Insureds


                Fewer Doctors


                     Costlier Drugs


Quality                   Fewer Hospitals
Dropping
in Healthcare                     Less Care



 COBRAhealth.com/Unaffordable.html
www.themegallery.com




#9 Comprehensive Benefits




Obamacare forces plans to include mat
ernity, pediatrics, and no
caps, raising premiums.

  COBRAhealth.com/Unaffordable.html
www.themegallery.com




#10 Guaranteed Issue




Since insurance carriers have to
cover you, they will raise your
premiums dramatically. Claim jump, a
nyone?

 COBRAhealth.com/Unaffordable.html
www.themegallery.com



#11 Medical Loss Ratios




Insurers must pay 85% of their
revenue in medical expenses,
Increasing healthcare inflation.
COBRAhealth.com/Unaffordable.html
www.themegallery.com




      #12 Higher Taxes




Obamacare charges Insurers $8
billion to be passed to consumers
in higher premiums.
 COBRAhealth.com/Unaffordable.html
www.themegallery.com




             #13 Fewer Hospitals



Section 6001 of Obamacare stops ne
w physician-owned hospitals
from treating Medicare patients.

  COBRAhealth.com/Unaffordable.html
www.themegallery.com


  #14 Runaway Spending




Obamacare requires at least two
public options and puts millions on Med
icaid, with no limit on spending. Sec. 13
34a.
  COBRAhealth.com/Unaffordable.html
www.themegallery.com




 #15 Subsidy Return




Some taxpayers may have to pay
back up to $2,500 in subsidies if
their income goes up substantially.
  COBRAhealth.com/Unaffordable.html
www.themegallery.com




#16 Marriage




Married taxpayers will not get equivalen
t subsidies as singles,


  COBRAhealth.com/Unaffordable.html
www.themegallery.com




#17 EHRs




Using Obamacare, the government is tr
ying to get access to all your
electronic health records.

  COBRAhealth.com/Unaffordable.html
www.themegallery.com




#18 False #s



 Obamacare did not account for
 funds to set up federal exchanges, d
 ouble counted cuts to Medicare, and
 used phony CLASS revenue.

  COBRAhealth.com/Unaffordable.html
www.themegallery.com




#19 Restricts OTC Drugs



Obamacare requires HSA holders to
get a prescription for OTC drugs.
Incurring $77 billion more in fees &
testing & $25 billion in prescriptions.*

  COBRAhealth.com/Unaffordable.html
www.themegallery.com



I saved this slide for the things I l
ike about Obamacare:




  COBRAhealth.com/Unaffordable.html
Obamacare Conclusion




Higher Taxes
Medicare Broke
Limited Choices   Repeal, then
Rationing Care    real reform.
Higher Prices
www.themegallery.com


What should you do?




Carry health insurance until 2014,
implementation of ACA.
Shop multiple insurers.
 COBRAhealth.com/Unaffordable.html
www.themegallery.com




     Can’t afford coverage?




Jump and dump. You can still have h
ealthcare without insurance. Read wh
at to do if you are uninsurable.
  COBRAhealth.com/Unaffordable.html
www.themegallery.com


About Me
Insurance Writer, Husband, Dad,
Wrestling Coach, Thinker of
disruptive Ideas.




 COBRAhealth.com/Unaffordable.html
www.themegallery.com



Connect
Twitter.com/InsuranceCobra

Facebook.com/Cobrainsurance

Youtube.com/COBRAinsurance

Craig@COBRAhealth.com




*HFN, Over-the-counter medicines save $102B annually


COBRAhealth.com/Unaffordable.html

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Reasons why I hate Obamacare