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“Your logo could be here instead!”
CREDIT UNION
YOUR
BROUGHT TO YOU BY
SPENDING MONEY
Wouldn’t it be nice to have an
unlimited money machine?
Without one, we all have to make choices
about how to spend our money
Exploring
NEEDS and WANTS
A need is something
you must have in
order to survive
Food
Water
Shelter
A want is something
you would like to have,
but you can live
without it
Candy
Video games
A puppy
Before you buy something,
think about whether it’s a want or a need
Spending
PEER PRESSURE
People you know (and even people you don’t know)
can influence your spending decisions
Friends
Online
Reviewers
Family
Celebrities
What would
your parents
want you to do?
Imagine you have $50 to spend:
What would
an advertisement
want you to do?
Imagine you have $50 to spend:
What would
YOU
want to do?
Imagine you have $50 to spend:
What is a
BUDGET?
BUDGET
A budget is a plan
for your money
BUDGET
It helps you decide in
what order to spend
and save your money
Topic
SUMMARY
People make choices about what to buy
because they can’t have everything they want
BEFORE YOU BUY,
ASK YOURSELF:
Is this a want or a need?
Is anyone else influencing my decision?
What is best for me/my budget?
“Your logo could be here instead!”
CREDIT UNION
YOUR
BROUGHT TO YOU BY
It’s a Money Thing is a registered trademark of Currency Marketing

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