SlideShare une entreprise Scribd logo
1  sur  29
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
State of play Identified gaps Prudential regulation CP is contained in the regulation and supervision of  financial institutions. Banking Act  protect depositors against misleading advertisement from banking institutions Under section  51 . (1) CP not clear in CBK mandate and not explicitly stated in banking Act Transparency  Non-transparent prices, terms and conditions among the players No regulation on uniform standards Recourse  Banks have internal mechanism to handle complains. ,[object Object],[object Object],[object Object],[object Object],KBA has recourse mechanism
State of play Gaps  Prudential regulation New framework Weak institutions  Eventual competition stress No regulations of unlicensed SACCOS Recourse  There exist internal and industry mechanisms No specific regulation No public reporting No independent recourse mechanism Limited consumer awareness of rights Transparency  No transparent prices, terms and conditions. No regulation on uniform disclosure
State of play Gaps  Prudential regulation No formal prudential regulation, but supervised by the CBK and CCK No regulation of mobile money services Transparency  Good industry practice No regulation Recourse No other mechanism beyond internal  procedures No independent recourse mechanism
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object]

Contenu connexe

Tendances

Consumer protection
Consumer protectionConsumer protection
Consumer protection
ayushig
 
Consumer Protection Act
Consumer Protection ActConsumer Protection Act
Consumer Protection Act
Atif Ghayas
 

Tendances (20)

The Roles of consumer protection act 2009, to control Anti-Consumer Rights Pr...
The Roles of consumer protection act 2009, to control Anti-Consumer Rights Pr...The Roles of consumer protection act 2009, to control Anti-Consumer Rights Pr...
The Roles of consumer protection act 2009, to control Anti-Consumer Rights Pr...
 
Consumer protection act 2019
Consumer protection act 2019Consumer protection act 2019
Consumer protection act 2019
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 
Consumer protection
Consumer protectionConsumer protection
Consumer protection
 
Consumer Protection Act
Consumer Protection ActConsumer Protection Act
Consumer Protection Act
 
Consumer protection act, 2019
Consumer protection act, 2019Consumer protection act, 2019
Consumer protection act, 2019
 
Consumer protection
Consumer protectionConsumer protection
Consumer protection
 
Consumer protection act, 1986
Consumer protection act, 1986Consumer protection act, 1986
Consumer protection act, 1986
 
Consumer Protection Act, 2019- Part III
Consumer Protection Act, 2019- Part IIIConsumer Protection Act, 2019- Part III
Consumer Protection Act, 2019- Part III
 
Presentation on Consumer protection act new
Presentation on Consumer protection act newPresentation on Consumer protection act new
Presentation on Consumer protection act new
 
Consumer protection-act-ppt
Consumer protection-act-ppt Consumer protection-act-ppt
Consumer protection-act-ppt
 
consumer protection act 1986
consumer protection act 1986consumer protection act 1986
consumer protection act 1986
 
consumer protection council and their rights
consumer protection council and their rightsconsumer protection council and their rights
consumer protection council and their rights
 
Right to information act 2005
Right to information act 2005Right to information act 2005
Right to information act 2005
 
A study on CONsumer redressal forum of ramanathapuram district
A study on CONsumer redressal forum of ramanathapuram districtA study on CONsumer redressal forum of ramanathapuram district
A study on CONsumer redressal forum of ramanathapuram district
 
Consumer Protection Act
Consumer Protection ActConsumer Protection Act
Consumer Protection Act
 
Consumer protection act,1986 by Alpana
Consumer protection act,1986 by AlpanaConsumer protection act,1986 by Alpana
Consumer protection act,1986 by Alpana
 
Consumer Protection Act | Consumer Protection Bill 2019
Consumer Protection Act | Consumer Protection Bill 2019Consumer Protection Act | Consumer Protection Bill 2019
Consumer Protection Act | Consumer Protection Bill 2019
 
Consumer Protection Act 2019
Consumer Protection Act 2019Consumer Protection Act 2019
Consumer Protection Act 2019
 
Consumer protection act final
Consumer protection act finalConsumer protection act final
Consumer protection act final
 

Similaire à Overview of consumer protection and financial issues in kenya by daniel asher cuts, arc nairobi

09 CONSUMER PROTECTION- Bishwjit
09 CONSUMER PROTECTION- Bishwjit09 CONSUMER PROTECTION- Bishwjit
09 CONSUMER PROTECTION- Bishwjit
Bishwjit Ghoshal
 
2016-09-15 Consumer Protection Trends Challenges
2016-09-15 Consumer Protection Trends Challenges2016-09-15 Consumer Protection Trends Challenges
2016-09-15 Consumer Protection Trends Challenges
Ahmed Qadir
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
preethasai
 

Similaire à Overview of consumer protection and financial issues in kenya by daniel asher cuts, arc nairobi (20)

Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 
09 CONSUMER PROTECTION- Bishwjit
09 CONSUMER PROTECTION- Bishwjit09 CONSUMER PROTECTION- Bishwjit
09 CONSUMER PROTECTION- Bishwjit
 
Marketing
MarketingMarketing
Marketing
 
Consumer Protection Act - 2019.pdf
Consumer Protection Act - 2019.pdfConsumer Protection Act - 2019.pdf
Consumer Protection Act - 2019.pdf
 
Integrated Marketing Communication - Liability for Misleading Advertisements ...
Integrated Marketing Communication - Liability for Misleading Advertisements ...Integrated Marketing Communication - Liability for Misleading Advertisements ...
Integrated Marketing Communication - Liability for Misleading Advertisements ...
 
The Impact of the Consumer Protection Act 2019 on the E-Commerce Sector in In...
The Impact of the Consumer Protection Act 2019 on the E-Commerce Sector in In...The Impact of the Consumer Protection Act 2019 on the E-Commerce Sector in In...
The Impact of the Consumer Protection Act 2019 on the E-Commerce Sector in In...
 
2016-09-15 Consumer Protection Trends Challenges
2016-09-15 Consumer Protection Trends Challenges2016-09-15 Consumer Protection Trends Challenges
2016-09-15 Consumer Protection Trends Challenges
 
Consumer protection
Consumer protectionConsumer protection
Consumer protection
 
Consumer Protection Act - 2019
Consumer Protection Act - 2019Consumer Protection Act - 2019
Consumer Protection Act - 2019
 
Consumerism,Consumer Rights & Consumer Protection Act 1986
Consumerism,Consumer Rights  & Consumer Protection Act 1986Consumerism,Consumer Rights  & Consumer Protection Act 1986
Consumerism,Consumer Rights & Consumer Protection Act 1986
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 
Kenya Financial Consumer Protection
Kenya Financial Consumer ProtectionKenya Financial Consumer Protection
Kenya Financial Consumer Protection
 
24.05.2010, Some issues of competition and consumer rights, D. Mandakh
24.05.2010, Some issues of competition and consumer rights, D. Mandakh24.05.2010, Some issues of competition and consumer rights, D. Mandakh
24.05.2010, Some issues of competition and consumer rights, D. Mandakh
 
05.24.2010, PRESENTATION, Some issues of competition and consumer rights, Mr...
05.24.2010, PRESENTATION, Some issues of competition and consumer rights,  Mr...05.24.2010, PRESENTATION, Some issues of competition and consumer rights,  Mr...
05.24.2010, PRESENTATION, Some issues of competition and consumer rights, Mr...
 
Cp act
Cp actCp act
Cp act
 
Consumer protection act,2019
Consumer protection act,2019Consumer protection act,2019
Consumer protection act,2019
 
Laws regulating drugs and medical devices
Laws regulating drugs and medical devices Laws regulating drugs and medical devices
Laws regulating drugs and medical devices
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 
Consumer protection act
Consumer protection actConsumer protection act
Consumer protection act
 

Dernier

Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usage
Matteo Carbone
 
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
amitlee9823
 
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
Anamikakaur10
 

Dernier (20)

Falcon Invoice Discounting platform in india
Falcon Invoice Discounting platform in indiaFalcon Invoice Discounting platform in india
Falcon Invoice Discounting platform in india
 
RSA Conference Exhibitor List 2024 - Exhibitors Data
RSA Conference Exhibitor List 2024 - Exhibitors DataRSA Conference Exhibitor List 2024 - Exhibitors Data
RSA Conference Exhibitor List 2024 - Exhibitors Data
 
It will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 MayIt will be International Nurses' Day on 12 May
It will be International Nurses' Day on 12 May
 
Insurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usageInsurers' journeys to build a mastery in the IoT usage
Insurers' journeys to build a mastery in the IoT usage
 
👉Chandigarh Call Girls 👉9878799926👉Just Call👉Chandigarh Call Girl In Chandiga...
👉Chandigarh Call Girls 👉9878799926👉Just Call👉Chandigarh Call Girl In Chandiga...👉Chandigarh Call Girls 👉9878799926👉Just Call👉Chandigarh Call Girl In Chandiga...
👉Chandigarh Call Girls 👉9878799926👉Just Call👉Chandigarh Call Girl In Chandiga...
 
Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service
Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort ServiceEluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service
Eluru Call Girls Service ☎ ️93326-06886 ❤️‍🔥 Enjoy 24/7 Escort Service
 
Organizational Transformation Lead with Culture
Organizational Transformation Lead with CultureOrganizational Transformation Lead with Culture
Organizational Transformation Lead with Culture
 
A DAY IN THE LIFE OF A SALESMAN / WOMAN
A DAY IN THE LIFE OF A  SALESMAN / WOMANA DAY IN THE LIFE OF A  SALESMAN / WOMAN
A DAY IN THE LIFE OF A SALESMAN / WOMAN
 
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service AvailableCall Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
Call Girls Ludhiana Just Call 98765-12871 Top Class Call Girl Service Available
 
Monthly Social Media Update April 2024 pptx.pptx
Monthly Social Media Update April 2024 pptx.pptxMonthly Social Media Update April 2024 pptx.pptx
Monthly Social Media Update April 2024 pptx.pptx
 
The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...
The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...
The Path to Product Excellence: Avoiding Common Pitfalls and Enhancing Commun...
 
Phases of Negotiation .pptx
 Phases of Negotiation .pptx Phases of Negotiation .pptx
Phases of Negotiation .pptx
 
John Halpern sued for sexual assault.pdf
John Halpern sued for sexual assault.pdfJohn Halpern sued for sexual assault.pdf
John Halpern sued for sexual assault.pdf
 
Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...
Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...
Call Girls Zirakpur👧 Book Now📱7837612180 📞👉Call Girl Service In Zirakpur No A...
 
Call Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine ServiceCall Girls In Panjim North Goa 9971646499 Genuine Service
Call Girls In Panjim North Goa 9971646499 Genuine Service
 
VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...
VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...
VVVIP Call Girls In Greater Kailash ➡️ Delhi ➡️ 9999965857 🚀 No Advance 24HRS...
 
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
Call Girls Jp Nagar Just Call 👗 7737669865 👗 Top Class Call Girl Service Bang...
 
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
Call Now ☎️🔝 9332606886🔝 Call Girls ❤ Service In Bhilwara Female Escorts Serv...
 
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptxB.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
B.COM Unit – 4 ( CORPORATE SOCIAL RESPONSIBILITY ( CSR ).pptx
 
Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...
Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...
Call Girls Service In Old Town Dubai ((0551707352)) Old Town Dubai Call Girl ...
 

Overview of consumer protection and financial issues in kenya by daniel asher cuts, arc nairobi

  • 1.
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17. State of play Gaps Prudential regulation New framework Weak institutions Eventual competition stress No regulations of unlicensed SACCOS Recourse There exist internal and industry mechanisms No specific regulation No public reporting No independent recourse mechanism Limited consumer awareness of rights Transparency No transparent prices, terms and conditions. No regulation on uniform disclosure
  • 18. State of play Gaps Prudential regulation No formal prudential regulation, but supervised by the CBK and CCK No regulation of mobile money services Transparency Good industry practice No regulation Recourse No other mechanism beyond internal procedures No independent recourse mechanism
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 29.