Life Insurance in UK @ http://www.researchmoz.us/whole-life-insurance-in-the-uk-key-trends-and-opportunities-to-2017-report.html Gross written premiums in the UK’s whole life insurance category fell by 57% between 2007 and 2012, although gained momentum in 2010, and resumed growth at 8% in 2012. The market is dominated by unit-linked products, while the popularity of unitized-with-profits and guaranteed acceptance plans for the over 50s also improved between 2010 and 2012.

1. Whole Life Insurance in the UK, Key Trends and Opportunities to 2017
Synopsis
The report provides market analysis, information and insights into the UK whole life insurance business The
report provides a snapshot of market size and market segmentation Comprehensive analysis of claims, market
drivers and market outlook Analysis of distribution channels for life insurance products in the UK Deals, news
and regulatory developments Detailed analysis of competitive landscape and profitability for UK life insurers
Executive summary
Gross written premiums in the UK’s whole life insurance category fell by 57% between 2007 and
2012, although gained momentum in 2010, and resumed growth at 8% in 2012. The market is dominated by
unit-linked products, while the popularity of unitized-with-profits and guaranteed acceptance plans for the
over 50s also improved between 2010 and 2012. Whole life insurance penetration represents 1.6% of the
country’s GDP and has remained significantly below its pre-crisis levels. Whole life insurance density
also fell sharply. Gradual economic recovery, increasing life expectancy and rising disposable income are
expected to promote demand for whole life insurance products over the forecast period.
Scope
This report provides a comprehensive analysis of the whole life insurance market in the UK It provides
historical values for the UK’s whole life insurance market for the report’s 2008–2012
review period and forecast figures for the 2012–2017 forecast period It offers estimates of new
business premiums collected in the UK whole life insurance category It analyses the key features of
non-profit, unitized-with-profits and unit-linked whole life insurance products It provides an overview of
claims, market dynamics and market drivers It discusses various distribution channels for life insurance
products in the UK It profiles top life insurance companies in the UK and outlines the key regulatory changes
affecting them
Reasons to buy
Gain an understanding of UK whole life insurance market size Explore the market dynamics across
non-profit, unitized-with-profits and unit-linked whole life insurance segments Learn about the performance of
claims, market drivers and distribution channels Understand the competitive landscape in terms of
performance, profitability and product offerings Find out more about key deals and recent developments in the
market
Key highlights
The whole life insurance category declined dramatically but proved to be resilient. Meanwhile, growth in
claims has been restricted. Distribution channels are evolving in the post-RDR world. Regulatory changes will
bring further uncertainty. Low interest rates continue to threaten investment returns and profitability. Premium
growth is expected to settle at 3.5% by 2017.
table Of Contents
Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

2. 1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Market Analysis
3.1 Market Size
3.1.1 Penetration And Density
3.1.2 Non-profit Whole Life Insurance
3.1.3 Uwp Whole Life Insurance
3.1.4 Unit-linked Whole Life Insurance
3.2 Whole Life New Business Premiums
3.2.1 Uk Whole Life New Regular And Single Premiums
3.2.2 Uk Whole Life New Business, Annual Premium Equivalent
3.2.3 Uk Life And Pensions New Business Premium By Category
3.2.4 Number Of New Whole Life Policies Sold
3.3 Claims
3.4 Market Drivers
3.5 Market Outlook
3.6 Distribution Channels
3.6.1 Distribution Outlook
4 Competitive Landscape
4.1 Best Performers Of 2012
4.2 Profitability
4.2.1 Investment Returns
4.2.2 Profitability Outlook
4.3 Whole Life Insurance – Swot Analysis
5 Porter’s Five Forces Analysis
5.1 Bargaining Power Of Suppliers: Low To Medium
5.2 Bargaining Power Of Buyers: Medium To High
5.3 Barriers To Entry: Medium
5.4 Intensity Of Rivalry: High
5.5 Threat Of Substitutes: Medium
Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

3. 6 Deals
6.1 Royal London Acquires Co-op Life Insurance And Asset Management Arms
6.2 Lloyds Banking Group To Sell Gbp450 Million Stake In St James’s Place
7 News
7.1 Aviva Introduces Ongoing Adviser Charging On Investment Bonds
7.2 Standard Life Cuts With-profits Bonus Rates
7.3 Scottish Life Enhances Investment Fund Range
7.4 Government’s Simple Product Suite To Include Whole-of-life Cover
7.5 Axa Uk Closes Uk Bancassurance Arm
8 Regulation And Compliance
8.1 Recent Changes
8.1.1 Risk Selection By Gender Has Been Outlawed
8.1.2 Policy Statement 12/4: Protecting With-profits Policyholders
8.2 New Regulations For 2013
8.2.1 Retail Distribution Review
8.2.2 Solvency Ii
9 Macroeconomic Backdrop
9.1 Real Gdp Growth
9.2 Interest Rates
9.3 Demographics
10 Company Profiles
10.1 Aviva Plc – Company Overview
10.1.1 Aviva Plc – Key Facts
10.1.2 Aviva Plc – Main Products
10.1.3 Aviva Plc – Main Competitors
10.1.4 Aviva Plc – Key Employees
10.2 Canada Life – Company Overview
10.2.1 Canada Life – Key Facts
10.2.2 Canada Life – Main Products
10.2.3 Canada Life Plc – Main Competitors
10.2.4 Canada Life Plc – Key Employees
10.3 Friends Life Group Plc – Company Overview
10.3.1 Friends Life Group Plc – Key Facts
10.3.2 Friends Life Group Plc – Main Products
10.3.3 Friends Life Group Plc – Main Competitors
Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

4. 10.3.4 Friends Life Group Plc – Key Employees
10.4 Legal & General Group - Company Overview
10.4.1 Legal & General Group – Key Facts
10.4.2 Legal & General Group – Main Products
10.4.3 Legal & General Group – Main Competitors
10.4.4 Legal & General Group – Key Employees
10.5 Lloyds Banking Group – Company Overview
10.5.1 Lloyds Banking Group – Key Facts
10.5.2 Lloyds Banking Group – Main Products
10.5.3 Lloyds Banking Group – Main Competitors
10.5.4 Lloyds Banking Group – Key Employees
10.6 Old Mutual Plc – Company Overview
10.6.1 Old Mutual Plc – Key Facts
10.6.2 Old Mutual Plc – Main Products
10.6.3 Old Mutual Plc – Main Competitors
10.6.4 Old Mutual Plc – Key Employees
10.7 Prudential Plc – Company Overview
10.7.1 Prudential Plc – Key Facts
10.7.2 Prudential Plc – Main Products
10.7.3 Prudential Plc – Main Competitors
10.7.4 Prudential Plc – Key Employees
10.8 Royal London Group – Company Overview
10.8.1 Royal London Group – Key Facts
10.8.2 Royal London Group – Main Products
10.8.3 Royal London Group – Main Competitors
10.8.4 Royal London Group – Key Employees
10.9 St. James’s Place Uk Plc – Company Overview
10.9.1 St James’s Place Uk Plc – Key Facts
10.9.2 St James’s Place Uk Plc – Main Products
10.9.3 St. James’s Place Uk Plc – Main Competitors
10.9.4 St. James’s Place Uk Plc – Key Employees
10.10 Zurich Financial Services Ltd – Company Overview
10.10.1 Zurich Financial Services Ltd – Key Facts
10.10.2 Zurich Financial Services Ltd – Main Products
10.10.3 Zurich Financial Services Ltd – Main Competitors
10.10.4 Zurich Financial Services Ltd – Key Employees
11 Statistics
11.1 Review Period
11.2 Forecast Period
Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

5. 12 Appendix
12.1 Methodology
12.2 Contact Us
12.3 About Timetric
12.4 Disclaimer
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Whole Life Insurance in the UK, Key Trends and Opportunities to 2017