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Life Insurance in the UK, 2017

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Life Insurance in UK @ http://www.researchmoz.us/whole-life-insurance-in-the-uk-key-trends-and-opportunities-to-2017-report.html

Gross written premiums in the UK’s whole life insurance category fell by 57% between 2007 and 2012, although gained momentum in 2010, and resumed growth at 8% in 2012. The market is dominated by unit-linked products, while the popularity of unitized-with-profits and guaranteed acceptance plans for the over 50s also improved between 2010 and 2012.

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Life Insurance in the UK, 2017

  1. 1. Whole Life Insurance in the UK, Key Trends and Opportunities to 2017 Synopsis The report provides market analysis, information and insights into the UK whole life insurance business The report provides a snapshot of market size and market segmentation Comprehensive analysis of claims, market drivers and market outlook Analysis of distribution channels for life insurance products in the UK Deals, news and regulatory developments Detailed analysis of competitive landscape and profitability for UK life insurers Executive summary Gross written premiums in the UK’s whole life insurance category fell by 57% between 2007 and 2012, although gained momentum in 2010, and resumed growth at 8% in 2012. The market is dominated by unit-linked products, while the popularity of unitized-with-profits and guaranteed acceptance plans for the over 50s also improved between 2010 and 2012. Whole life insurance penetration represents 1.6% of the country’s GDP and has remained significantly below its pre-crisis levels. Whole life insurance density also fell sharply. Gradual economic recovery, increasing life expectancy and rising disposable income are expected to promote demand for whole life insurance products over the forecast period. Scope This report provides a comprehensive analysis of the whole life insurance market in the UK It provides historical values for the UK’s whole life insurance market for the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period It offers estimates of new business premiums collected in the UK whole life insurance category It analyses the key features of non-profit, unitized-with-profits and unit-linked whole life insurance products It provides an overview of claims, market dynamics and market drivers It discusses various distribution channels for life insurance products in the UK It profiles top life insurance companies in the UK and outlines the key regulatory changes affecting them Reasons to buy Gain an understanding of UK whole life insurance market size Explore the market dynamics across non-profit, unitized-with-profits and unit-linked whole life insurance segments Learn about the performance of claims, market drivers and distribution channels Understand the competitive landscape in terms of performance, profitability and product offerings Find out more about key deals and recent developments in the market Key highlights The whole life insurance category declined dramatically but proved to be resilient. Meanwhile, growth in claims has been restricted. Distribution channels are evolving in the post-RDR world. Regulatory changes will bring further uncertainty. Low interest rates continue to threaten investment returns and profitability. Premium growth is expected to settle at 3.5% by 2017. table Of Contents Whole Life Insurance in the UK, Key Trends and Opportunities to 2017
  2. 2. 1 Executive Summary 2 Introduction 2.1 What Is This Report About? 2.2 Definitions 2.3 Methodology 3 Market Analysis 3.1 Market Size 3.1.1 Penetration And Density 3.1.2 Non-profit Whole Life Insurance 3.1.3 Uwp Whole Life Insurance 3.1.4 Unit-linked Whole Life Insurance 3.2 Whole Life New Business Premiums 3.2.1 Uk Whole Life New Regular And Single Premiums 3.2.2 Uk Whole Life New Business, Annual Premium Equivalent 3.2.3 Uk Life And Pensions New Business Premium By Category 3.2.4 Number Of New Whole Life Policies Sold 3.3 Claims 3.4 Market Drivers 3.5 Market Outlook 3.6 Distribution Channels 3.6.1 Distribution Outlook 4 Competitive Landscape 4.1 Best Performers Of 2012 4.2 Profitability 4.2.1 Investment Returns 4.2.2 Profitability Outlook 4.3 Whole Life Insurance – Swot Analysis 5 Porter’s Five Forces Analysis 5.1 Bargaining Power Of Suppliers: Low To Medium 5.2 Bargaining Power Of Buyers: Medium To High 5.3 Barriers To Entry: Medium 5.4 Intensity Of Rivalry: High 5.5 Threat Of Substitutes: Medium Whole Life Insurance in the UK, Key Trends and Opportunities to 2017
  3. 3. 6 Deals 6.1 Royal London Acquires Co-op Life Insurance And Asset Management Arms 6.2 Lloyds Banking Group To Sell Gbp450 Million Stake In St James’s Place 7 News 7.1 Aviva Introduces Ongoing Adviser Charging On Investment Bonds 7.2 Standard Life Cuts With-profits Bonus Rates 7.3 Scottish Life Enhances Investment Fund Range 7.4 Government’s Simple Product Suite To Include Whole-of-life Cover 7.5 Axa Uk Closes Uk Bancassurance Arm 8 Regulation And Compliance 8.1 Recent Changes 8.1.1 Risk Selection By Gender Has Been Outlawed 8.1.2 Policy Statement 12/4: Protecting With-profits Policyholders 8.2 New Regulations For 2013 8.2.1 Retail Distribution Review 8.2.2 Solvency Ii 9 Macroeconomic Backdrop 9.1 Real Gdp Growth 9.2 Interest Rates 9.3 Demographics 10 Company Profiles 10.1 Aviva Plc – Company Overview 10.1.1 Aviva Plc – Key Facts 10.1.2 Aviva Plc – Main Products 10.1.3 Aviva Plc – Main Competitors 10.1.4 Aviva Plc – Key Employees 10.2 Canada Life – Company Overview 10.2.1 Canada Life – Key Facts 10.2.2 Canada Life – Main Products 10.2.3 Canada Life Plc – Main Competitors 10.2.4 Canada Life Plc – Key Employees 10.3 Friends Life Group Plc – Company Overview 10.3.1 Friends Life Group Plc – Key Facts 10.3.2 Friends Life Group Plc – Main Products 10.3.3 Friends Life Group Plc – Main Competitors Whole Life Insurance in the UK, Key Trends and Opportunities to 2017
  4. 4. 10.3.4 Friends Life Group Plc – Key Employees 10.4 Legal & General Group - Company Overview 10.4.1 Legal & General Group – Key Facts 10.4.2 Legal & General Group – Main Products 10.4.3 Legal & General Group – Main Competitors 10.4.4 Legal & General Group – Key Employees 10.5 Lloyds Banking Group – Company Overview 10.5.1 Lloyds Banking Group – Key Facts 10.5.2 Lloyds Banking Group – Main Products 10.5.3 Lloyds Banking Group – Main Competitors 10.5.4 Lloyds Banking Group – Key Employees 10.6 Old Mutual Plc – Company Overview 10.6.1 Old Mutual Plc – Key Facts 10.6.2 Old Mutual Plc – Main Products 10.6.3 Old Mutual Plc – Main Competitors 10.6.4 Old Mutual Plc – Key Employees 10.7 Prudential Plc – Company Overview 10.7.1 Prudential Plc – Key Facts 10.7.2 Prudential Plc – Main Products 10.7.3 Prudential Plc – Main Competitors 10.7.4 Prudential Plc – Key Employees 10.8 Royal London Group – Company Overview 10.8.1 Royal London Group – Key Facts 10.8.2 Royal London Group – Main Products 10.8.3 Royal London Group – Main Competitors 10.8.4 Royal London Group – Key Employees 10.9 St. James’s Place Uk Plc – Company Overview 10.9.1 St James’s Place Uk Plc – Key Facts 10.9.2 St James’s Place Uk Plc – Main Products 10.9.3 St. James’s Place Uk Plc – Main Competitors 10.9.4 St. James’s Place Uk Plc – Key Employees 10.10 Zurich Financial Services Ltd – Company Overview 10.10.1 Zurich Financial Services Ltd – Key Facts 10.10.2 Zurich Financial Services Ltd – Main Products 10.10.3 Zurich Financial Services Ltd – Main Competitors 10.10.4 Zurich Financial Services Ltd – Key Employees 11 Statistics 11.1 Review Period 11.2 Forecast Period Whole Life Insurance in the UK, Key Trends and Opportunities to 2017
  5. 5. 12 Appendix 12.1 Methodology 12.2 Contact Us 12.3 About Timetric 12.4 Disclaimer ResearchMoz(http://www.researchmoz.us/) is the one stop online destination to find and buy market research reports & Industry Analysis. We fulfill all your research needs spanning across industry verticals with our huge collection of market research reports. We provide our services to all sizes of organizations and across all industry verticals and markets. Our Research Coordinators have in-depth knowledge of reports as well as publishers and will assist you in making an informed decision by giving you unbiased and deep insights on which reports will satisfy your needs at the best price. Contact: M/s Sheela, 90 State Street, Suite 700, Albany NY - 12207 United States Tel: +1-518-618-1030 USA - Canada Toll Free 866-997-4948 Email: sales@researchmoz.us Website: http://www.researchmoz.us/ Whole Life Insurance in the UK, Key Trends and Opportunities to 2017

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