After a prolonged period of uncertainty and constraints, financial services firms appear to be on surer footing, with sustained but slow growth returning to many sectors. As we look to the potential for an even stronger 2015, it’s time to take stock of the issues facing different corners of the industry. While these issues are complex and can vary significantly from sector to sector, some broader themes emerge. For example, regulatory issues continue to dominate, and could be leveraged as a point of competitive differentiation. Product and business model innovation is heating up in some sectors, and firms are focused on improving client experience as well. And that’s just the beginning. From technology and reputation management to the talent wars and cyber threats, there is no shortage of issues that commands the attention of financial services leaders. That’s why the Deloitte Center for Financial Services has released a fresh series of Outlooks for 2015. Here is an at-a-glance look at the big issues we examine in each sector. Read the full report here: http://www2.deloitte.com/us/en/pages/outlooks/financial-services-industry-outlooks.html

1. After a prolonged period of uncertainty and constraints, financial services firms appear to be
on surer footing, with sustained but slow growth returning to many sectors. As we look to the
potential for an even stronger 2015, it’s time to take stock of the issues facing different corners
of the industry. While these issues are complex and can vary significantly from sector to sector,
some broader themes emerge. For example, regulatory issues continue to dominate, and could
be leveraged as a point of competitive differentiation. Product and business model innovation
is heating up in some sectors, and firms are focused on improving client experience as well.
And that’s just the beginning. From technology and reputation management to the talent
wars and cyber threats, there is no shortage of issues that commands the attention of financial
services leaders. That’s why the Deloitte Center for Financial Services has released a fresh series
of Outlooks for 2015. Here is an at-a-glance look at the big issues we examine in each sector.
On the move The outlook for financial services in 2015
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1. Globalization
2. Monetization
3. Strategic brand
risk management
Alternative
Investments
1. Balance sheet efficiency
2. M&A
3. Growth
4. Payments transformation
5. Compliance and risk
management
6. Data management
7. Cybersecurity
Banking
1. Revenue streams
2. Balance sheet efficiency
3. Regulation and
transparency
4. Risk management and
risk culture
5. Technology and data
6. Client value optimization
Capital Markets
1. Macro fundamentals
2. Globalization
3. Investments
4. Financing
5. Transaction activity
6. Property-specific
fundamentals
7. Sustainability
8. Technology and automation
9. Security and privacy
Commercial
Real Estate
1. Growth
2. Longevity risk
3. Information fluency
4. Regulations
5. Capital management
Life and Annuity
1. Governance
2. Risk management
3. Technology
4. Organizational
structure
Property
and Casualty
1. Information fluency
2. Regulations
3. Capital management
4. Climate change
Mutual Funds
1. Distribution and
technology
2. Product revenue
3. Governance and conflicts
4. Operational innovation
10. Regulations
Deloitte Center
for Financial Services
Private
Wealth