Morpay is the most significant name for its amazing customer care services. It can help you to get AstroPay card really easily. Read more on: http://www.blog.morpay.org/virtual-debit-card/

1. SHOULD YOU INVEST IN CRYPTOCURRENCY?
morpay.org

2. The way technology is invading human mind daily, almost everything can
soon turn out to be virtual. Sounds odd??? Let us explain. Have you ever
thought earlier that there will be something like artificial intelligence or virtual
game or virtual reality? But, these are very frequently heard nowadays. Earlier,
a people had to go physically to someone or some stores or organisations to
obtain things and services of their needs but, today just with few clicks and
under comfort of your home, you can enjoy the same services. Things are
getting easily available and thus, companies have tough tier among
themselves regarding the level of convenience and reliability that they can
offer their customers via technology. The more adept a company will be with
the use of technology, the better the chance will be to foster its growth and
recognition.

3. So, what is VIRTUAL DEBIT CARD?
Like we mentioned earlier that Virtual Debit Card is almost a form
of prepaid card or prepaid debit card. It too has a card number and
authenticating tools that allow you to make transactions over internet.
As it is virtual, you cannot use this at any physical locations or it
cannot be swiped in any ATM machines.

4. People nowadays often remain hooked to online shopping websites.
Even, due to increasing digitization, people now opt for paying money
via their cards instead of paying in cash. So, in these cases, when you
swipe your card in ATM machines or in shopping centres or when you
are doing online shopping, you are also disclosing your card’s
information and this is leading to more thefts, frauds and cyber-crime.
To overcome all these issues, the concept of virtual debit card came
into being.
How this concept originated?

5. Virtual debit card eliminates the security issues associated with the physical
prepaid cards. As you can only use them during your online transactions, this card
is also called as e-card. It is a limit debit card and fantastically performs in case of
any online transaction for you don’t have to disclose any form of account details or
you don’t have to provide information of your primary card to the merchant also.
Any kind of website that accepts Master and Visa cards, accept these form of
virtual debit cards.
We hope that you have well understood about the primary information of a virtual
debit card and will now be interested in knowing about its features. On the basis of
your concern only, we will be individually highlighting about all the flexibilities that
virtual debit cards offer to the people.
How virtual debit card is helping people?

6. Full Security
● Being virtual, you don’t have to be worried about exposing your debit
card to any merchant and thus, your primary account remains secure.
● You can have a maximum validity of 48 hours with this card or it is
valid until your transaction is getting completed.
● Just like the regular debit and credit card, the transaction is
completed with OTP in case of virtual debit card.
Key Features

7. Key Features
Enhanced Flexibility
● If you have got your internet banking accessibility enabled, then, you
can pay from any of your bank account with this card.
● The limit of the virtual debit card is completely based on the choice of
the cardholder.
● Merchants accepting VISA and MASTER credit and debit cards,
accept these cards at ease.
● If you are an Indian, your initial limit will be Rs 20,000 but after your
Adhaar verification, you can even load up to Rs 1 Lakh in your virtual
debit card.

8. Greater convenience and reliability
● There is no need of any extra registration for virtual debit cards.
● The only thing that is vital here is your accessibility of internet banking.
● You can avail all those discounts of online shopping websites via your virtual debit
card.
● There is no particular validity of the card in terms of date. Suppose you are unable to
use the whole limit amount then, that amount which remains unused will be credited
back to your account.
● The amount gets debited only if you make an actual transaction.
● Virtual debit cards are way too cheaper than the regular debit cards for it doesn’t
involve any extra cost of shipping, printing and packing for making it availed to the
users.
● One can easily load money in their virtual debit or virtual credit cards by transferring
money via NEFT, IMPS, Net Banking etc.
Key Features

9. Like Virtual debit card, there is virtual credit cards too which is also much more
convenient that the regular credit cards. Virtual credit cards are also gaining
wide attention worldwide as these too protect the customers from online theft
and cybercrimes.
But in case of both of these cards, there are some limitations and these are:
● You need internet banking for this
● The payment with your virtual cards can be done only online
● It has limited validity
● There is a fee that you need to pay to load amount into your virtual cards.

10. Astropay card is the most well-known virtual prepaid cards. You can easily avail
these cards from the website of MorPay. Now, you can ask “Why should people will
buy from MorPay instead of buying directly from the website of Astropay?”
Where you can get a virtual debit card?

11. Do you know registration is absolutely free at Morpay? You can at ease register
either from your mobile App or from your computer or laptop. You then need to
purchase your AstroPay card and for that you need to select the value and currency
of your virtual card. Thereafter, you have to make the payment choosing the local
payment method and then, VOILA!!!!
You will receive an email with all the information of your Virtual AstroPay card, now,
you can ENJOY your ASTROPAY card.
How you can get your AstroPay card from
Morpay?

12. Authorized re-seller of Astropay
morpay.org