IRA/Defensive Strategy/Investment Advisory Example

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Brinker Capital, Inc., a Registered Investment Advisor
INVESTMENT STRATEGY
RECOMMENDATION
A PROPOSAL TO:
Valued Client
Presented by:
Mr. Donald T McNeill, Jr., ChFC
May 07, 2013
This presentation is intended for one-on-one presentations with a financial advisor present.

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Brinker Capital, Inc., a Registered Investment Advisor 2
WELCOME
Your investments are so much more than funds and shares, dollars and cents. They’re both plan and protection.
Lifestyle and legacy. As an independent investment management firm, Brinker Capital has been serving clients like you since 1987.
In that time, we’ve learned one thing that informs everything we do: It’s not just your assets you are investing. It’s your future.
Thank you for the opportunity to provide you with investment recommendations. Based on responses to questions in your
confidential Investment Strategy Questionnaire, we have prepared these recommendations specifically for the management of your
assets and to meet your investment objectives. Should you have any questions regarding the information in this document, please
contact:
Mr. Donald T McNeill, Jr.
Phone: (706) 361-0183
dmcneilljr@forestersequity.com
PO Box 1839
Thomson, GA 30824
Foresters Equity Services, Inc.
McNeill Financial Services, LLC
.

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Your Investment Team
Collaboration is a large part of how we work at Brinker Capital — and has
been since we were founded in 1987. Any time you need something, or
you have a question or concern, you have access to a dedicated team of
professionals, including:
Your financial advisor
After discussing your personal financial situation, Donald will work with your team of
professionals to help you meet your investment goals. Donald will help define your investment
objectives and then discuss the appropriate information with Brinker Capital to develop your
investment strategy recommendation. Your advisor will meet with you to discuss your
investment strategy as well as assist you with meeting your asset and cash flow needs. Your
advisor will also be available to communicate with you on an ongoing basis regarding the
investment process and your goals. When your investment objectives and personal
circumstances change, Donald will coordinate with Brinker Capital to make the necessary
adjustments to your investment strategy.
Brinker Capital
Brinker Capital is an investment management firm focused on being the best partner to your
advisor, and therefore, to you. Just as your advisor is your trusted source to help you with
financial decisions, we are that source for your advisor.
Asset Managers
Your asset managers focus on day-to-day investment decisions and are responsible for selecting
a portfolio of securities based on their specific investment discipline. They strive to add value
by generating returns appropriate to their style of investing.
Valued Client

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Getting to Know You
To understand your investment objectives, we need to
understand you. Your advisor will describe your goals,
risk tolerance, time horizon, tax concerns, and income
needs, so we can get a thorough sense of how to help you.
Understanding Your Goals
Analyze Asset
Management
Firms
We investigate the
consistency of
performance, their
investment process,
the quality of their
associates and
their business
process.
Your Solution
Once we know your
objectives, we’ll look
at different ways to
allocate assets to produce
the results you are seeking.
We Allocate Your Portfolio
We don’t give a one-size-fits-all
answer. Instead, we invest in a
broad mix of asset classes that
best serve your needs.
Monitor and
Review
When appropriate,
we will reallocate your
portfolio for changes in
the market, asset
managers or in your
investment objectives.
Communication
You and your
advisor will always
know what’s
happening in your
portfolio through
account updates
and monthly and
quarterly reports.

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Making Disciplined Decisions
The way we construct portfolios, the asset managers we select, the products we offer—they're all based on four core
principles. These approaches comprise our perspective on how to invest successfully in a way that builds both wealth and
relationships.
Diversification - Our portfolios span six asset classes, including
both traditional strategies—domestic equity, international equity, and fixed
income—and alternatives, including absolute return, real assets, and
private equity. We ensure our clients have access to products and
strategies typically only available to large, institutional investors.
Innovation - We continually look for ways to innovate,
drawing on our extensive experience to find better investment
strategies for the long term. This combination of curiosity and
flexibility means that you have a ready source for new ideas and
smart solutions.
Independent Analysis - At Brinker Capital, we form
our own independent perspective on everything we
recommend. When we’re putting together a portfolio, we
start by analyzing strategy options based on expected
returns, historic returns, and market volatility. Armed with
our in-depth research, we can make informed, strategic
decisions about how to allocate assets.
Hands-On Management - We carefully
evaluate every asset manager and strategy we
recommend to make sure they meet our standards
for performance and integrity. We also continue
to monitor and reallocate portfolios to take
advantage of market opportunities.

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Domestic Equity Domestic Equity Domestic Equity Domestic Equity Domestic Equity Domestic Equity
International Equity International Equity International Equity International Equity International Equity
Fixed Income Fixed Income Fixed Income Fixed Income
Absolute Return Absolute Return Absolute Return
Real Assets Real Assets
Private Equity
We also offer a wide range of portfolios to serve the various needs of different investors, from the most conservative to the most
aggressive strategy, from mutual funds to absolute return vehicles.
This broad diversification translates into broader opportunities. It means that investors like you have access to products and strategies that
aren’t generally available to individual investors. It means you may see reduced risk and increased returns over the long term. It means
that both your money and your confidence are well placed.
Source: Brinker Capital, Inc.
There is more than one way to be successful in investing. In fact, there are at least six.
We help protect and build wealth through a broadly diversified approach, using a strategy typically employed by
endowments seeking to grow their investments over the long term.
LESS DIVERSIFICATION MORE DIVERSIFICATION

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Diversification
Because we understand that different
investments perform well at different
times, we invest in six asset classes,
rather than the traditional three, as well as
a number of sub-asset classes. This
strategy of broad diversification gives
you more opportunities to grow your
investments and less exposure to
risk — no matter which way the market is
moving.
Source: FactSet and Brinker Capital, Inc.

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Source: Factset, Red Rocks Capital
YTD returns as of 12/31/11
The Growth of $1M chart is for illustration purposes only. No representation that the results represent investment performance of actual client accounts is intended. The chart is intended to demonstrate the
impact on a traditional portfolio of diversification through the inclusion of additional asset classes over a long-term investment horizon. The table discloses the time periods during which each asset class, as
represented by the market index listed, was included or removed from the chart as more representative market indexes became available, as well as the weighting of each asset class, during the period. When
index data for certain asset classes was not available, the other asset class weightings were scaled upward. The information depicted in the charts above is derived from this table. For example, the equal
weighted portfolio was 50% U.S. Equity and 50% International Equity from January 1971 through March 1973. In April 1973, the equal weighted portfolio was 33.33% U.S. Equity, 33.33% International Equity
and 33.33% Fixed Income until January 1978, when the next asset class, Real Assets (real estate) was available, and so on. The S&P 500 Index is a market value weighted index with each stock’s weight in the
Index proportionate to its market value. The S&P Index is one of the most widely used benchmarks of U.S. equity performance. Each index is a broad market index representative of its respective asset class
which is utilized by Brinker Capital as a benchmark for measuring the performance of such asset class. Unmanaged indices are for illustrative purposes only. An investor cannot invest directly in an index. Index
performance does not reflect the deduction of fees and changes and does not reflect the reinvestment of dividends. Past performance is no guarantee of future results.
Source: Brinker Capital, FactSet, Cambridge Associates, NCREIF
Additional Diversification Compounds Wealth

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Finding Balance
Many investors face the dilemma of investing for the needs of today or investing
to meet the needs of tomorrow. If you focus too much on current expenses you
may risk not meeting your future goals.
If too much focus is placed on your future growth it may be difficult to meet your
current expenses. The key is to work closely with your financial advisor to plan
for both current cash flow and growing your assets to meet your goals and
objectives.
Source: Brinker Capital, Inc.
Today Tomorrow

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Our Key Investment Themes
 Macro Uncertainties Remain and Could Provide Global Growth Headwinds
o Favor investments in U.S. companies versus developed international markets.
o Europe has likely entered recession territory and growth in China has slowed
 Emerging Markets Bias
o Long-term trend of stronger growth coming from emerging markets compared to developed markets.
o Anticipate the middle class in emerging markets to continue to grow in size and wealth.
 Difficult Interest Rate Environment
o Real interest rates are kept artificially low and will remain so for the foreseeable future.
o Some risk is necessary to maintain long-term purchasing power within the fixed income asset class.
o Consideration should be given to investments outside of fixed income that possess attractive yields.
 Unique Opportunities
o Continue to search for market anomalies and inefficiencies with the potential for attractive risk adjusted returns.

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How We Keep You Informed
 Quarterly Reports
o Performance Reports
o Risk/Return Analysis
o Cash Flow Summary
 Monthly Outlook
 Market Review
 Reallocation Summary
 Online Account Access
 Mobile Account Access
What if Times Change?
We understand that with life changes, your time horizon, tolerance for risk, or tax situation may change. At Brinker Capital, we think
stability comes in large part from flexibility. With your advisor, we will adjust your portfolio to your changing circumstances, so that it best
serves your needs and allows you to sustain your lifestyle.
Yet it’s not just your asset allocation we adapt. We also work hard to develop flexible investment strategies. We continually look for ways to
innovate, drawing on our extensive experience to find better strategies for the short and long term. We then incorporate our best ideas into
your portfolio, so that it reflects our most up-to-date thinking and current market conditions.

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Your Recommended Investment Solution
We strive to create the most appropriate investment strategy based on your responses to our Investment
Strategy Questionnaire and from the input we received from your financial advisor regarding your
investment goals. If answers indicated differences in time horizon and/or risk tolerance, the investment
objective reflects a blend of those responses. Please advise Donald if you believe that your overall
investment objective differs from that derived by Brinker Capital or if you wish to modify any of your
answers to the Questionnaire. Changes to any of your responses could result in Brinker Capital
recommending a different investment strategy and asset allocation.
Your goals, objectives and risk tolerance may change over time. Your financial advisor will help you plan
for all of life’s events, including the unforeseen ones. When you determine a change is needed, Brinker
Capital will adjust your investment strategy upon your instruction.

Defensive Qualified
Valued Client IRA
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1 Target weightings and holdings reflect the target allocation policy
weightings as of Feb 11, 2013. These may change prior to
investment and are subject to change at any time. Allocations may
not add to totals due to rounding of asset class and fund allocation
percentages.
2 If you are invested in a Destinations Strategy with the
Personalized Distribution feature your cash weighting will vary from
the illustration provided in the table above.
Weightings
Target1 Range
Domestic Equity 7.17% 0%-12%
Large Cap
Columbia Dividend Opportunity 2.39%
Delaware Value 2.39%
Small Cap
Aston/River Road Independent
Value
2.39%
Fixed Income 77.50% 60%-100%
Intermediate
Dreyfus Bond Market Index 14.60%
PIMCO Total Return 12.00%
MBS
DoubleLine Total Return 18.26%
Corporate Bonds
Federated Intermediate Corporate 3.00%
Emerging Market Debt
Forward EM Corporate Debt 1.52%
High Yield
RiverPark Short-Term High Yield 6.50%
Fixed Equity
JPMorgan Inflation Managed Bond 4.21%
TIPS
BlackRock Inflation Protected Bond 3.42%
Treasury
Fidelity Short-Term Treasury Index 5.74%
Short-Term
DoubleLine Low Duration 6.84%
Cash2
Cash 1.41%
Weightings
Target1 Range
Real Assets 1.26% 0%-10%
Natural Resources Equity
RS Global Natural Resources 1.26%
Absolute Return 14.07% 0%-20%
Closed-End Funds
RiverNorth Core Opportunity 2.09%
Opportunistic
JP Morgan Strat Income Opps 6.07%
Driehaus Active Income 5.91%
Objectives
The Defensive - Qualified Asset Allocation
Strategy is a predominately fixed income portfolio
with a small equity component and some
exposure to alternative asset classes. It is
designed for qualified investments. Investors
should understand that although this allocation
provides low volatility, it is still subject to a
potential loss of principal. The asset classes and
sub-classes that comprise this portfolio seek to
provide a current income stream with some
inflation protection.
Portfolio Structure
The core of the portfolio is invested in taxable
fixed income. Substantial positions may be taken
in corporate bonds, mortgage-backed securities,
U.S. Treasury and Agency securities, TIPS and
international fixed income investments. A
relatively small allocation is made to various
domestic equity sub-classes, as well as
international equities and alternative investments
such as real assets and absolute return.

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Historical Performance of Recommended Investment Strategy: Destinations
Valued Client IRA
Growth of $100,000
The performance information for the Recommended Investment Strategy presents historical performance of client accounts that were open for the full period and invested according to the Recommended
Investment Strategy. Past performance is no guarantee of future results or trends. The returns are calculated gross (before the deduction) of advisory fees payable to Brinker Capital or other expenses for
services not covered by the advisory fee. These fees and expenses will reduce your return. The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of
broad market indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns.
Indices are unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information
included in the investment strategy recommendation. The standard deviation shown is for the length of time displayed on the Growth of $100,000 Chart.
Calendar Year Gross Performance
YTD 2012 2011 2010 2009 2008 2007
Recommended Investment Strategy 1.21% 6.29% 2.04% 5.95% 12.48% -2.63% 6.33%
S&P 500 10.61% 16.00% 2.11% 15.06% 26.46% -37.00% 5.49%
Russell 2000 12.39% 16.35% -4.18% 26.86% 27.17% -33.79% -1.57%
Citigroup 3-month T-bill 0.02% 0.07% 0.08% 0.13% 0.16% 1.80% 4.74%
Relative Return - Blended Benchmark 0.92% 5.54% 6.12% 7.48% 8.76% -1.31% 7.14%
Gross Annualized Return through March 2013
YTD 1 year 3 years 5 years Std. Dev.
Recommended Investment Strategy 1.21% 5.19% 4.55% 4.78% 3.35%
S&P 500 10.61% 13.96% 12.67% 5.81% 17.09%
Russell 2000 12.39% 16.30% 13.45% 8.24% 22.03%
Citigroup 3-month T-bill 0.02% 0.08% 0.09% 0.31% 0.55%
Relative Return - Blended Benchmark 0.92% 4.73% 5.98% 5.30% 3.67%

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Historical Performance of Recommended Investment Strategy: Destinations
Valued Client IRA
Portfolio vs. Benchmark: Annualized Returns
The Portfolio vs. Benchmark: Annualized Return graph plots the annualized returns of the Recommended Investment Strategy, the Absolute Return
Benchmark and Relative Return-Blended Benchmark. The graph also includes the following major market indices - S & P 500, Russell 2000, MSCI
EAFE, Citigroup 3-Month T-Bill & Barclays Aggregate.
Annualized Return
Performance Table
services not covered by the advisory fee. These fees and expenses will reduce your return. The Absolute Return Benchmark is CPI-SA. The benchmark return is slightly overstated because the CPI is an
annual calculation but the benchmark return reflects monthly compounding.The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of broad market
indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns. Indices are
unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information included in the
investment strategy recommendation.
YTD 1 year 3 years 5 years
Recommended Investment Strategy 1.21% 5.19% 4.55% 4.78%
S&P 500 10.61% 13.96% 12.67% 5.81%
Russell 2000 12.39% 16.30% 13.45% 8.24%
MSCI EAFE Index 5.23% 11.79% 5.49% -0.40%
Citigroup 3-month T-bill 0.02% 0.08% 0.09% 0.31%
Barclays U.S. Aggregate -0.12% 3.77% 5.52% 5.47%
Absolute Return Benchmark 0.52% 1.48% 2.24% 1.71%
Relative Return - Blended Benchmark 0.92% 4.73% 5.98% 5.30%

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Recommended Investment Strategy: Destinations
Valued Client IRA
Risk/Return
The Risk/Return graph plots the portfolio’s return (annualized %) against the portfolio’s standard deviation. This chart is a characterization of the risk adjusted return of
the Recommended Investment Strategy as compared to the Relative Return-Blended Benchmark. The graph also includes the following major market indices - S & P
500, MSCI EAFE & Barclays Aggregate. The ideal location on the graph is the upper left-hand quadrant, which means the portfolio had greater returns than the
benchmark with less volatility or risk.
Risk/Return
services not covered by the advisory fee. These fees and expenses will reduce your return. The Relative Return-Blended Benchmark presents the return produced over the performance period by a blend of
broad market indices that approximates the recommended asset allocation. Figures for the indices reflect the reinvestment of dividends but do not reflect any fees or expenses which would reduce returns.
Indices are unmanaged and an investor cannot invest directly in an index. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and other information
included in the investment strategy recommendation.
Return: The change in the value of a portfolio over
an evaluation period, including any distributions made
from the portfolio during that period.
Standard Deviation: A statistical measure of volatility
indicates the “risk” associated with a return series.
The lower the number the less volatility.
Sharpe Ratio: The Sharpe Ratio is a measure of
reward per unit of risk. It is a portfolio's excess return
over the risk-free rate divided by the portfolio's
standard deviation. The portfolio's excess return is its
geometric mean return minus the geometric mean
return of the risk-free instrument (by default, T-bills).
The lower the Sharpe Ratio, the less return per unit of
total risk the manager has generated.
Beta vs. Blended Benchmark: Beta represents the
systematic risk of a portfolio and measures its
sensitivity to a benchmark. A portfolio with a beta of
one is considered as risky as the benchmark and
would therefore provide expected returns equal to
those of the market during both up and down periods.
A portfolio with a beta of two would move (both up and
down) approximately twice as much as the
benchmark.
Maximum Drawdown: The maximum loss
(compounded, not annualized) that the manager
incurred during any sub-period. Drawdowns are
calculated on monthly returns.
Return
Standard
Deviation
Sharpe
Ratio
Beta vs.
Blended
Maximum
Drawdown
Recommended Investment Strategy 5.31% 3.35% 1.18 0.82 -6.50%
S&P 500 5.40% 17.09% 0.24 2.98 -50.95%
MSCI EAFE Index 1.91% 20.88% 0.03 3.88 -56.40%
Barclays U.S. Aggregate 6.04% 3.31% 1.42 0.72 -3.83%
Relative Return - Blended Benchmark 5.87% 3.67% 1.23 1.00 -7.42%

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Hypothetical Total Return for Your Recommended Investment Strategy: Destinations
Valued Client IRA
Monte Carlo Simulation
The above projections are forecasted returns and market values for the Recommended Investment Strategy using Brinker Capital’s capital market return assumptions for various major asset classes. Brinker
Capital’s capital market return assumptions are based on the long-term (10 years or longer if available) annualized returns, standard deviations and correlation coefficients of various capital market indices. No
premium or discount to return based on any active portfolio management in the Recommended Investment Strategy was included in the projections. The resulting investment outcomes are hypothetical and do
not reflect actual investment results or the impact of unforeseen events that may affect portfolio returns. No representation that your portfolio will achieve projected performance is intended and future returns
are not guaranteed. In certain years your annual withdrawal may exceed the total return on your portfolio resulting in a loss in principal. The Annual Withdrawal shown above includes a 3.00% increase each
calendar year in order to account for inflation. The performance information reflects the deduction of a 1.00% annual advisory fee but no other expenses for services not covered by the advisory fee. The
advisory fee shown is calculated by applying the proposed annual fee to the 50th percentile projected, inflation-adjusted market value. The actual advisory fee may be more or less than the fee reflected in the
above projection. Any additional fees and expenses will reduce the portfolio and your return. See the accompanying disclosure statement regarding performance results, benchmarks, the impact of fees and
other information included in the investment strategy recommendation.
Portfolio Value Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
10th Percentile $220,638 $237,253 $254,720 $272,815 $292,053 $312,118 $333,279 $355,184 $379,654 $405,552
50th Percentile $211,887 $224,765 $238,221 $252,450 $267,697 $283,952 $300,519 $318,705 $337,715 $357,796
90th Percentile $203,584 $212,231 $222,122 $233,066 $244,626 $257,115 $270,599 $284,881 $300,040 $315,489
Average Flow Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Fees ($2,142) ($2,271) ($2,407) ($2,553) ($2,708) ($2,873) ($3,045) ($3,228) ($3,423) ($3,631)
Recommended Portfolio
10-Year Horizon
Initial Investment $200,000
Average Annualized Return: 7.10%
Standard Deviation: 3.33%
Inflation Rate: 3%
Annual Withdrawal (assumes 3%
inflation):
$0
Annual Fee: 1.00%
10% probability of an ending
value of at least $405,552
Projected Values

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Your Program Fees
Based upon this proposal of $200,000.00, the blended fee payable to Brinker Capital for all assets in your Destinations accounts is 1.00% annualized.
This blendedfee will vary based upon total account value (resulting from appreciation, depreciation, liquidations or additional contributions) in
accordance with Brinker Capital’s fee schedule for the Destinations program.
Account Registration Investment Strategy Assets Fee
Valued Client IRA Destinations $200,000.00 1.00%
Your fee covers the following costs associated with your investments:
 Compensation to Foresters Equity Services, Inc. and Mr. Donald T McNeill, Jr. for assisting in the development and ongoing monitoring of your
investment strategy
 Your investment strategy recommendations
 Regular rebalancing of mutual funds in your portfolio consistent with your investment strategy
 Customized quarterly reporting, monthly statements and trade confirmations
 Access to Brinker Capital Online Services
 All ongoing mutual fund due diligence provided by Brinker Capital
 Custody of the mutual fund assets in your portfolio
The total annual fee is exclusive of mutual fund expense ratios, which are set forth in the prospectus for each fund. A fund expense ratio represents the
percentage of the fund’s assets that go toward the expense of running the fund. A fund expense ratio reflects the fund’s investment advisory fee,
administrative costs, distribution fees and other operating expenses, which are paid by the fund and reduce the fund’s net asset value.
The fee set forth above is calculated using Brinker Capital’s current fee schedule for the Destinations program. Brinker Capital may change the fee
schedule for any program on 30 days advance written notice to you.
<|PDSFlexFeeDisc|>
Brinker Capital will debit your account at the beginning of each quarter based on the previous quarter’s ending balance. Your initial quarterly fee will be
pro-rated based upon the beginning value of your account and Brinker Capital will debit your account the month following your initial investment.

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Disclosure Statement
One-on-One Presentation: This report is exclusively for use in one-on-one presentations with sophisticated investors.
Performance Data: All return calculations are in U.S. dollars and are gross of advisory fees payable to Brinker Capital and any other expenses not covered by the
advisory fee (see “Fees” section).
Destinations: The performance returns provided for Destinations are composed of accounts that were open for the full period and are invested in mutual funds
according to the asset allocation policy for the recommended Investment Strategy. Detailed information regarding the Investment Strategy composite is available upon
request. The composite returns are based on actual market values and are weighted accordingly. All calculations reflect the deduction of the respective fund’s internal
management fees and expenses but are gross (before deduction) of advisory fees payable to Brinker Capital, which will reduce an investor’s return. Certain funds
included in the performance information may no longer be available for purchase and may not be included in the recommended Investment Strategy. Brinker Capital
may also determine to replace a fund due to a change in management or based upon Brinker Capital’s evaluation of the fund’s performance. Since Brinker Capital
retains full discretion to add or replace mutual funds in which the account is invested and to change the allocation among such funds, the historical performance of the
recommended Investment Strategy may reflect the performance of mutual funds which are no longer included in the recommended Investment Strategy. Furthermore,
past performance of the funds included in the recommended Investment Strategy is not a guarantee of future results or trends.
Brinker Capital does not have composite historical performance information for the Defensive Strategy included in its Destinations Program for the period prior to
October 1, 2009. The performance results contained herein do not represent the actual trading or investment performance of actual accounts invested in accordance
with the Investment Strategy, but presents back-tested performance of a hypothetical account invested with the mutual funds currently included in this Investment
Strategy based upon the initial allocations established by Brinker Capital which were developed with the benefit of hindsight. Back-tested performance information may
not reflect the impact that any material market or economic factors might have had on the management of client accounts if such accounts had actually been managed
utilizing the Defensive Strategy. For mutual funds included in the allocation that do not have performance for the entire period, Brinker Capital has computed
performance using the returns of a representative market index or Morningstar category for the period for which actual performance data is unavailable. If the mutual
fund had been in operation during the entire time period, its return may have been higher or lower than the performance substitute. The performance information is gross
(before deduction) of advisory fees payable to Brinker Capital and any other expenses not covered by the advisory fee, which will reduce a client’s return. Past
performance is no guarantee of future results. An index is unmanaged and does not reflect the deduction of any fees or expenses, which could reduce returns. Investors
cannot invest directly in an index.
Mutual Fund Performance: Mutual Fund and Exchange Traded Fund (ETF) performance information is based upon published performance of the mutual funds or
ETFs, which must be calculated by the funds in accordance with rules and regulations promulgated by the Securities and Exchange Commission.
Benchmarks: Brinker Capital constructs the benchmark to match, to the best of its ability, the components of the recommended Investment Strategy to the appropriate
indices so as to reasonably parallel the asset allocation of the Investment Strategy. However, the benchmarks are not intended to parallel the risk or investment style of
any particular manager or mutual fund included in the recommended Investment Strategy or reflect guidelines, restrictions, correlations, concentrations, sector
allocations or volatility of the portfolio of any such manager or mutual fund. The benchmarks are provided for comparative purposes only and do not represent actual
performance. Figures for the indices reflect the reinvestment of dividends but do not reflect any management fees, transaction costs or expenses, which would reduce
returns.
The Destinations Relative Return-Blended Benchmark is a composite of the following indices weighted in accordance with the recommended Investment Strategy: .
Detailed information on the composition of each index included in the Blended Benchmark is available upon request Indices are unmanaged and an investor cannot
invest directly in an index.
Fees: The performance information does not reflect the deduction of advisory fees payable to Brinker Capital and any other expenses for services not covered by the
advisory fee that an investor may incur, which will reduce a client’s return. Brinker Capital charges one comprehensive fee for investment management services, which
includes manager and fund due diligence, asset allocation, manager fees, custody fees and trading expenses and Solicitor fees. Brinker Capital’s fee does not include
the internal management fees and operating expenses of mutual funds in which a client’s account is invested, which are reflected in the performance information
contained herein.

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Brinker Capital’s fees are disclosed in Part II of its Form ADV. The net effect of the deduction of Brinker Capital’s fees on annualized performance, including the
compounded effect over time, is determined by the relative size of the fee and the account’s investment performance. The chart below depicts the effect of a 1%
management fee on the growth of one dollar over a 10-year period at 10% (9% after fees) and 5% (4% after fees) assumed rates of return.
Year 1 2 3 4 5 6 7 8 9 10
10% 1.10 1.21 1.33 1.46 1.61 1.77 1.95 2.14 2.36 2.59
9% 1.09 1.19 1.30 1.41 1.54 1.68 1.83 1.99 2.17 2.37
5% 1.05 1.10 1.16 1.22 1.28 1.34 1.41 1.48 1.55 1.63
4% 1.04 1.08 1.12 1.17 1.22 1.27 1.32 1.37 1.42 1.48
Portions of the analytical information within this proposal have been powered by Zephyr Web Analytics.
The Hypothetical Total Return chart uses market indices to represent the various major and sub asset classes: The Dow Jones Wilshire 5000 Index represents US
Equities, MSCI AC World ex/US Index represents foreign equities, Barclays Aggregate Index represents taxable fixed income, Barclays US Treasury 1-5 Yr represents
short US Treasuries, Barclays US Treasury 5-10 Yr represents intermediate US Treasury, Barclays US Treasury Long represents Long US Treasury, Citigroup 3 Month
Treasury Bill represents Cash, Merrill Lynch 3-7 Yr Muni represents municipal fixed income, Dow Jones Wilshire REIT represents US REITs, FTSE EPRA NAREIT
Global Index represents Global REITs, Dow Jones AIG Commodity represents Commodities, NCREIF Property Index represents private real estate, Credit
Suisse/Tremont Hedge Fund Index represents absolute return, Cambridge Associates US Private Equity Index represents private equity and the Red Rocks Listed
Private Equity Index represents listed private equity. The Cambridge Associates US Private Equity Index is comprised of limited partnership investments available only
to Qualified Purchasers. The Red Rocks Listed Private Equity index reflects actual returns from January 2006 to present; returns prior to January 2006 are provided by
Red Rocks Capital, LLC and represent backtested, hypothetical values calculated by reconstructing the index with companies that were included in the index as
of inception (or at such time as a company had been public for one full quarter, if later) and re-weighting the index quarterly and do not represent actual index
performance.

184195
Glossary of Investment Terms
60/40 – 60/40 Portfolio is composed of 60% of the Russell 3000 / 40% Barclays Aggregate.
Absolute Return – The total return that an asset achieves over a certain period of time. Absolute return differs from relative return because it is concerned with the
return of a particular asset and does not compare it to any other measure or benchmark.
Absolute Return Strategies – Strategies that seek to generate positive absolute return regardless of the direction of financial markets.
Asset Allocation – The process of deciding how to apportion investment capital between the various possible asset classes: domestic equity, international equity, fixed
income, real assets, absolute return strategies, private equity, etc.
Asset Class – Category of assets such as equities and fixed income, and their subcategories, including large cap, small cap, emerging markets, commodities, etc.
Commodities – Basic raw materials and foodstuffs such as metals, petroleum, plantation crops, "softs,” such as coffee and sugar, and grains and agriculture.
Due Diligence – The performance of those actions that are generally regarded as prudent, responsible and necessary to conduct a thorough and objective investigation,
review and/or analysis.
Emerging Market – Emerging markets generally do not have the level of market efficiency and strict standards in accounting and securities regulation to be on par with
developed economies, but emerging markets will typically have a physical financial infrastructure including banks, a stock exchange and a unified currency.
Expense Ratio – A measure of what it costs an investment company to operate a mutual fund. An expense ratio is determined through an annual calculation, where a
fund's operating expenses are divided by the average dollar value of its assets under management.
Global Macro – A strategy that bases its holdings—such as long and short positions in various equity, fixed income, currency, and futures markets—primarily on overall
economic and political views of various countries’ macroeconomic principles.
Growth Stocks – Stocks of companies that exhibit growth characteristics and have shown an ability to grow at a faster rate than other firms’.
International Equities – Strategies that target either developed economies (e.g. Western Europe, Japan, Australia, Canada) or emerging economies (e.g. China, Latin
America, Eastern Europe).
Large Cap – A company whose market cap typically exceeds $17 billion (using Russell Index methodology).
Manager Tenure – The length of time a portfolio manager has been responsible for managing the specific investment strategy.
Mid Cap – A company whose market cap is typically between $2 billion and $17 billion (using Russell Index methodology).
Real Assets – Real assets consist of ownership interests in investment vehicles that typically invest in physical assets and exhibit a high correlation to inflation and
provide high levels of current cash flow. Real assets include real estate, commodities, timber, and oil and gas interests.
Relative Return – The return that an asset achieves over a period of time compared to a benchmark or peer group. The relative return is the difference between the
absolute return achieved by the asset and the return achieved by the benchmark or peer group.
Relative Value – Attractiveness measured in terms of risk, liquidity and return of one instrument

Biographies
The Brinker Capital
leadership team
is committed to
delivering innovative
solutions, quality
service and value to
our clients.
Executive Management
Charles Widger, Executive Chairman
Mr.WidgeristhefounderofBrinkerCapitalandhasover30yearsofexperience
workingwithinvestorsinstrategicinvestmentplanning,andmanagersearch
andmonitoring.HeisapastchairmanoftheboardoftrusteesforGettysburg
Collegeandischair-emeritusoftheMoneyManagementInstitute,the2.1trillion
dollarmanagedaccountindustry’sassociation.Heisalsothechairmanofthe
VillanovaUniversitySchoolofLawBoardofConsultors. Hewaspreviouslychief
executiveofficeroftheMutualBenefitCapitalCompanies,firstvicepresidentwith
VanKampen,MorrisStoneandavicepresidentatCIGNA.Earlierinhiscareer,he
practicedlawinPennsylvaniainprivatepracticeandasanassistantattorney
generalforthePennsylvaniaDepartmentofJustice. Mr.Widgerisafrequent
marketandindustrycommentator,withhisthoughtshavingappearedintop
outletssuchasTheWallStreetJournal,Barron’s,theAssociatedPress,DowJones,
InvestmentAdvisor,FundActionandmanyothers. Mr.Widgerisagraduateof
GettysburgCollegeandVillanovaUniversitySchoolofLaw,andholdsanL.L.M.inTaxationfromBostonUniversity’s
SchoolofLaw.HealsoservedasaLieutenantintheU.S.Navy.
John E. Coyne, III, Vice Chairman
Mr.CoyneleadsBrinkerCapital’sinitiativetobroadendistributionintonew
marketplaces,akeypartofthefirm’sstrategicplan. Heisthefirm’sprincipal
spokespersonwiththenewsmediaandinvestmentadvisors. Healsooversees
thefirm’smarketingdepartment,socialmediagroupandtheSpecialtySales
Group. Previously,Mr.CoyneservedaspresidentofBrinkerCapitalandwas
responsibleforpolicyandoversightforsales,marketing,andkeyaccount
management.Inaddition,JohnservedasChiefComplianceOfficerandhashelda
varietyofregionalandnationalsalespositionsatthefirm,includingthatofnational
salesdirector.PriortojoiningBrinkerCapital,Johnheldinvestmentadvisoryand
nationalsalespositionsatButcher&Singer,VanKampen,MorrisStone,Fidelity
Leasing,andMutualBenefitCapitalCompanies.Johnhas30yearsofindustry
experience. JohnisaboardmemberoftheMoneyManagementInstituteand
therecipientofits2011PioneerAward,chairmanemeritusandcurrentboard
memberforthePhiladelphiaChapterofTeachforAmerica andamemberofthe
PhiladelphiachapteroftheFinancialPlanningAssociation.Johnisafrequentspeakerandhostatindustryconferences
andhasbeenquotedextensivelyintopfinancialandadvisormedia. InadditiontoappearancesonFoxBusinessNews
andFoxBusiness’s“CavutoonBusiness”,John’sthoughtshaveappearedinTheWallStreetJournal,Newsweek,
InvestmentNews,RegisteredRep,FundFire,MoneyManagementExecutive andothers.JohnisagraduateofMount
St.Mary’sUniversity.HealsoattendedTempleUniversityGraduateSchool. JohnisatrusteeofMountSt.Mary’s
UniversityandchairmanofitsEndowmentcommittee.
Noreen D. Beaman, CPA, Chief Executive Officer
Ms.BeamanisthechiefexecutiveofficerofBrinkerCapital,Inc.andBrinkerCapital
Securities.Ms.Beamanisresponsiblefordevelopingandexecutingthefirm’s
detailedoperatingplanandfortheoversightofthecompany’sshortandlongterm
strategies. Previously,Ms.Beamanservedasthefirm’schiefoperatingofficer
responsibleforpolicyandoversightofoperations,administration,performance,
reconciliation,technologyandhumanresources.Noreenhasmorethan20
yearsofinvestmentexperienceworkingwithfinancialadvisorsandinstitutional
andhighnetworthinvestorsinstrategicplanningandinvestmentmanagement.
Additionally,sheisamemberofthefirm’sinvestmentmanagementandfinance
committees.AsoneofBrinkerCapital’soriginalpartners,Noreenpreviously
heldavarietyofregionalandnationalsalespositionsatthefirm,includingnew
businessdevelopmentandclientserviceinNewYorkandNewJersey;andwas
alsothefirm’schieffinancialofficer.Noreenisafrequentspeakeratindustry
conferencesandhasbeenquotedextensivelyintopfinancialandadvisormedia.PriortojoiningBrinkerCapital,Noreen
wastreasureratMutualBenefitCapitalCompanies,asubsidiaryofMutualBenefitLifeInsuranceCompany. She
alsoworkedatErnstandYoung.Ms.BeamanisagraduateofSaintPeter’sCollegeandisamemberoftheirBoardof
Regents.
Brinker Capital, Inc., a Registered Investment Advisor. Brinker_Bios

Leo J. Dolan, Jr., Principal and National Sales Director
Mr.DolanisakeyseniormanagerandthenationalsalesdirectorforBrinkerCapitalasitachievesmajorgrowthwithanexpanded
arrayofproductsandservices.Inaddition,heisamemberoftheInvestmentCommitteeandafrequentspeakeroninvestment
topics.From1995to2001,Mr.DolanservedasseniorvicepresidentandoperatingheadoftheInvestmentAdvisoryGroupatSEI
Investments.Whilethere,hehelpedtransformasmallunitintoahighlyprofitable$25billiondivisionwiththeindustry'sleading
mutualfundprogram.Earlier,hehelpedstartandcreateauniquebusinessmodelforSEI'snow$500billionfundadministration
group. Priortohis20yearsofinvestmentindustryexperience,Mr.Dolanhadanextensive,diversifiedcareerincludingmanagement
positionsatScottPaperCompany,BeechNutFoods,theColonialPennGroup,andUnitedHospitals.Inaddition,asownerofa
marketingfirm,hehelpeddevelopbusinessandmarketingstrategiesthatledtoinitialpublicofferingsandstronggrowthfor
companiessuchasU.S.Healthcare,Nutri/SystemandBaldwin,Inc.Mr.DolanholdsaB.S.fromSaintJoseph'sUniversityandan
M.B.A.fromTheWhartonSchooloftheUniversityofPennsylvania.Heisalsoaformernavalofficer.
Sheila Bonitz, Vice President of Investment Management
Sheilahasspentover18yearsfocusedondevelopingtechnologyandproductsolutionstohelpmeettheneedsoffinancialinstitutions,
advisorsandinvestors.Inhercurrentrolessheisinvolvedwithnewproductlaunchesandenhancements,regulatoryitems
andoverseestheadministrativeaspectsoftheInvestmentDepartment.SheilastartedhercareeratBrinkerCapitalin1999asa
marketingcoordinator. DuringhertimeatBrinkerCapital,shealsoservedasdirectorofonlineserviceswhereshewasresponsible
foroverseeingthecontinuousdevelopmentofthecompany’swebsite. Sheilathenservedasthedirectorofstrategicplanning,
responsiblefordevelopingnewproductsolutionsandenhancingexistingsolutions. PriortoBrinkerCapital,SheilaworkedatSEIasa
productplanner. ShegraduatedfromMillersvilleUniversitywithaB.S.inComputerScienceandaminorinBusinessAdministration.
SheobtainedherM.B.AfromSaintJoseph’sUniversity. Inaddition,sheholdsFINRA6and63licenses.
Avery Cook, CIMA®, Vice President of Strategic Planning
Withover15yearsofindustryexperience,Averyisprimarilyresponsiblefortheevaluation,implementationandmaintenance
ofproductofferingsatthefirm. PriortohiscurrentroleatBrinkerCapital,Averyservedinvariouspositionswithinthefirm’s
Performance&Reconciliation,Pricing,ClientServices,andOperationsdepartments.AveryisagraduateofHamiltonCollege,where
hemajoredinEconomicsandComputerSciencewithaminorinGovernment.AveryholdstheCIMA®
designationandalsoearneda
LeanSixSigmacertificatefromVillanovaUniversity. Inaddition,heholdsFINRAseries7,24,53,63and65,licenses.Outsidetheoffice,
heenjoyscoachinghighschoollacrosseandplayinggolf.
Philip F. Green, Jr., Chief Financial Officer
Philisresponsibleforallfinancialoperationsofthefirm. HealsooverseestheRegisteredInvestmentAdvisorServicesDepartment,
focusingonprovidingsolutionsandsupporttothatmarketplace,andisalsoamemberoftheKeyManagementTeam. Philhas
beenwithBrinkerCapitalfor11yearsinvariouscapacitiesofoperations,financeandaccounting. Hehas21yearsofindustry
experiencewhichincludespriorworkatanumberoflargefinancialandinsuranceinstitutionsinthecommercialunderwriting
disciplinesincludingAIG,LibertyMutual,andCitibank/Travelers. HereceivedhisB.S.inFinanceandEconomicsfromPennsylvania
StateUniversityandhisM.B.A.fromVillanovaUniversity. Inaddition,PhilipholdshisFINRAseries7and27licenses. Hesitsonthe
technologyboardattheSt.EleanorSchool,inCollegeville,PA,andisalsoamemberoftheMMI,themanagedaccountindustry’s
association.Philipenjoysreading,biking,skiing,hiking,basketball,andrunning.
Brendan McConnell, Vice President, Business Administration
Withover13yearsofindustryexperience,Brendanisprimarilyresponsiblefortheoversightofinitiativesintheareasofclient
experienceandtechnologyacrossthefirm.BrendanisamemberofBrinkerCapital’sOperating,TechnologyandCustodian
Committees,whichdevelopandimplementstrategiestoimproveoperationalandinfrastructureefficienciesthroughoutthe
company. BrendanalsooverseestheClientService,PerformanceandReconciliation,andAccountAdministrationdepartments.  He
hasseveralyearsofexperienceasanoperationsmanager,wherehewasresponsibleforalloperationalaspectsofthefirm’s
relationshipwithFidelityIWSandNationalFinancial,LLC.  BrendanisagraduateofSaintJoseph’sUniversity. Heisalsocertified
throughVillanovaUniversityasabusinessanalystandinLeanSixSigmaalongwithholdingFINRAseries7,63and65licenses.  He
enjoysspendingtimewithhisfamily,reading,runningandplayinggolf.
Leo J. Dolan, Jr.
Sheila Bonitz
Avery Cook
Philip F. Green, Jr.
Brendan McConnell
Brinker Capital, Inc., a Registered Investment Advisor.
Executive Management, Continued

William H. Miller, Chief Investment Officer
AsCIOofBrinkerCapital,Billchairsthecompany’sinvestmentcommitteeandsetstheinvestmentphilosophyandprocessforBrinker
Capital. Heisalsoresponsibleforassetallocation,managerselectionandreview,andalternativeinvestments.Bill’sinvestment
experienceofalmost30yearsincludesthemanagementandlaunchofNationwideInsurance’sInvestorDestinationSeriesof
passiveassetallocationfunds,andOptimalFunds,whichisanactivemanagementproduct.BillinitiallyjoinedtheConshohocken-
basedinvestmentoperations,ofNationwide,asinterimchiefinvestmentofficer.BillalsoheldseniorinvestmentpositionsatPutnam
InvestmentsandDelawareCapitalManagement.HeholdsaB.A.inEconomicsfromTrinityCollege.
Amy Magnotta, CFA, Senior Investment Manager
AmyhasportfoliomanagementresponsibilitiesforBrinkerCapital’smutualfundprogram,Destinations,andisinvolvedinbothasset
allocationandinvestmentmanagerselectiondecisions.Shealsowritesperiodicmarketandeconomiccommentaryandoutlook
pieces.Shehasover12yearsofindustryexperienceandwaspreviouslyemployedasaconsultantforFranklinParkAssociates,
LLC,wheresheselectedprivateequityinvestmentsforinstitutionalclients. Priortothatsheservedinafixedincomeproduct
managementandinstitutionalclientserviceroleatBlackRock,Inc.AmygraduatedfromLehighUniversitywithaB.S.inFinanceandis
aCFAcharterholder.SheisamemberofCFAInstituteandtheCFASocietyofPhiladelphia.
Stuart P. Quint, III, CFA, Senior Investment Manager and International Strategist
Stuarthasover20yearsofexperienceanalyzingandmanaginginvestmentportfoliosindevelopedandemergingmarkets. His
responsibilitiesatBrinkerCapitalentailassetallocationandmanagerselectionforthefirm’sCoreSMAproduct. Additionally,he
advisesthefirminformulatingitsinternationalinvestmentstrategyandcommunicatingwithclients. PriortoBrinkerCapital,Stuart
spentsixyearsatAberdeenAssetManagement(formerlyGartmoreGlobalInvestments)asaninvestmentmanager,wherehewas
responsibleforaglobalfinancialfundinvestedinemerginganddevelopedmarkets. Healsoworkedinvariousportfoliomanagement
rolesinvolvingemergingmarketsatLFCapital/FriendsIvorySimeandMontgomeryAssetManagement. Hiscareerstartedasan
equityanalystatSanfordC.BernsteinandCompany,followingthesavingsandloanindustry. StuartgraduatedcumlaudewithaB.S.
/B.A.dualdegreefromtheUniversityofPennsylvania. HealsostudiedabroadinRussiaandMexicoandbecamefluentinRussianand
Spanish. Inaddition,StuartholdstheCFAdesignationandisamemberoftheCFAInstitute.
Jeff Raupp, CFA, Senior Investment Manager
Withover17yearsofinvestmentexperience,JeffisprimarilyresponsiblefortheportfoliomanagementforBrinkerCapital’smutual
fundandretirementplanservicesprograms.JeffisalsoamemberofBrinkerCapital’sOperatingCommittee,whichdevelops
andimplementsstrategiestoimproveoperationalefficienciesthroughoutthecompany. Priortohiscurrentrole,Jeffservedas
theoperationsmanagerforBrinkerCapitalandwasinchargeofalloperationalaspectsofthefirm’srelationshipwithFidelityand
NationalFinancialServices,LLC. BeforejoiningBrinkerCapital,Jeffwasemployedasanelectronicengineerandprojectmanager
forasmallelectronicsfirm. HealsoservedasanofficerintheUnitedStatesArmy. JeffhasaB.S.inMechanicalEngineeringfromthe
UniversityofDelawareandaM.B.AinFinancefromVillanovaUniversity. Inaddition,heiscertifiedinLeanSixSigmathroughVillanova
UniversityandholdsFINRAseries7and66licenses.HeisamemberoftheCFAInstituteandtheCFASocietyofPhiladelphia,Inc.
Andrew Rosenberger, CFA, Senior Investment Manager
AsamemberofBrinkerCapital’sDueDiligenceteam,AndrewservesastheseniorportfoliomanageronthePersonalPortfolios
productaswellastheco-portfoliomanagerontheBrinkerCapitalCrystalStrategy. Additionally,heisresponsiblefortheinvestment
oversightofBrinkerCapital’sPersonalizedDistributionandDollarValueAveragingStrategies. Andrew’spriorexperienceat
BrinkerCapitalincludesthepositionofquantitativeinvestmentmanager,wherehewasresponsibleforthequantitativeanalysis
ofeconomicandcapitalmarkettrends,portfolioriskanalysis,assetallocation,andinvestmentstrategyselection. Priortothat,
heservedasamemberoftheInstitutionalInvestments&PrivateClientGroup,wherehisresponsibilitiesincludedassetallocation,
clientperformanceandattributionanalysis,clientaccountmanagement,andinvestmentpolicystatementanalysis.Heearnedhis
B.S.degreeinEconomicsfromthePennsylvaniaStateUniversity.AndrewisaCFAcharterholderandamemberoftheCFASocietyof
Philadelphia.HealsoholdshisSeries7and65licenses.
William H. Miller
Amy Magnotta
Stuart P. Quint, III
Jeff Raupp
Andrew Rosenberger
Investment Team

David A. Ix
Michael F. Frascone
Edward Kelly
David A. Ix, Principal
DavidisresponsiblefornewbusinessdevelopmentandclientserviceinPennsylvaniaandNewJersey.Previouslyasdirectorof
operations,heoversawthefirm'stradingandaccountadministration,aswellastheoperationaldevelopmentofBrinkerCapital’s
mutualfundprograms. Priortojoiningthecompany,DavidwaswithTheBostonSafeDeposit&TrustCompany,whereheplayeda
keyroleindesigningthefirm’sforeigncurrencyandcustodyoperations. Hehas25yearsofindustryexperienceandholdsFINRA
series7,63,and65licenses.DavidisacumlaudegraduateofBostonCollege.Heenjoysparticipatinginhischildren’sactivitiesaswell
asgolfing,skiing,andmusic.
Michael F. Frascone, CIMA®, Regional Director
MichaelisresponsiblefornewbusinessdevelopmentandclientserviceinthemetroNewYorkarea. PriortocoveringmetroNew
York,Michaelspent10yearsasRegionalDirectorintheMidwest.HispreviousrolesatBrinkerCapitalincludeinternalinvestment
consultant,coveringmetroNewYorkandNewJersey,andinvestmentstrategyanalyst,responsiblefordesigninginvestment
strategiesandpreparingcustomizedproposalsforclients. MichaelwaspreviouslyemployedbyNewEnglandSecuritiesasa
registeredrepresentative.HeholdsFINRAseries6,7,and66licenses.Inaddition,heisamemberoftheInvestmentManagement
ConsultantsAssociationandwasawardedaCertifiedInvestmentManagementAnalyst(CIMA®)designationin2004. Michaelisa
graduateofthePennsylvaniaStateUniversity,withover14yearsofexperienceintheinvestmentindustry.
Edward Kelly, Regional Director
EdisresponsiblefornewbusinessdevelopmentandclientserviceintheMidwest. Hehasover20yearsofexperienceinthefinancial
servicesindustry. PriortojoiningBrinkerCapital,EdservedasseniorregionalconsultantforGenworthWealthManagement,as
wellasvicepresidentofsalesforAtlanticTrust. EdalsoheldpositionsatNationwideandCurianCapital. HeholdsFINRAseries7,63
and66licensesandisagraduateofVillanovaUniversity. Heenjoysgolfing,basketballandspendingtimewithhiswife,Jody,andtwo
children,SophiaandEd.
Dan McGovern, CIMA®, Regional Director
DanhasbeenwithBrinkerCapitalforover15yearsandhas18yearsofindustryexperience. Danisresponsiblefornewbusiness
developmentandclientserviceinTexas,Oklahoma,Arkansas,LouisianaandNewMexico. HealsohelpedpioneerBrinkerCapital’s
developmentontheWestCoast. Priortobecomingregionaldirector,Danwasaninternalinvestmentconsultant,coveringthe
Westernregionofthecountry. HealsoworkedinBrinkerCapital’sadvisorservicesgroupandoperationsdepartment. Priorto
joiningBrinkerCapital,DanwasemployedbyTheVanguardGroupasaregisteredrepresentative. HeholdsFINRAseries7,63and65
licenses.Inaddition,heisamemberofInvestmentManagementConsultantsAssociationandwasawardedtheCertifiedInvestment
ManagementAnalyst(CIMA)designationin2006. HeisagraduateofUrsinusCollegewithaB.A.inEconomics. Heenjoysgolfing,
mountainbikingandspendingtimewithhiswife,Rose,andtheirtwodaughters.
Mitchell J. Mellen, Regional Director
Withover25yearsofinvestmentexperience,MitchmanagesnewbusinessdevelopmentandclientserviceinIndiana,Kentucky,
MichiganandOhio.Overhis25yearcareer,Mitchhasheldnumerousexecutivepositionsinthefinancialservicesindustryincluding
PresidentofDistribution,ING,DirectorofSales, StrongCapitalManagement,andNationalSalesManager,MainstayFunds. Mr.Mellen
isagraduateoftheUniversityofWisconsinatMadisonwithadegreeinPsychologywithanemphasisinEconomics.Mitchholdsthe7,
24,63,65,66,and201licenses. Mitchhasfourchildrenages11-17andisanavidsportsfan,golfer,skierandoutdoorsman.
Regional Sales Directors
Dan McGovern
Mitchell J. Mellen

Glenda A. Pemble, CFP®, CIMA®, Regional Director
Withover24yearsofinvestmentexperience,GlendamanagesnewbusinessdevelopmentandclientserviceintheRockyMountain
regionandNorthwest. PriortojoiningBrinkerCapital,GlendawasseniorvicepresidentatMountYaleCapitalGroup,inchargeof
salesandservicingthefirm’skeyadvisoryrelationships. SheworkedseveralyearswithErnstandYoung,inchargeoftheChicago
areainvestmentconsultingpractice. AtErnstandYoung,shewasamemberoftheNationalInvestmentCommittee. Previously,
Glendaheldsalesandservicepositionsatseveralfinancialplanningfirms,workingwithcorporateclientssuchasHewlettPackard,
JohnDeere,StateFarmInsuranceandMcDonaldsCorporation. GlendaisagraduateoftheUniversityofWisconsinandholdsthe
CFP®
,CIMA®
andFINRAseries7and66licenses. SheisamemberoftheFinancialPlanningAssociationandInvestmentManagement
ConsultantsAssociation. Glendaenjoystraveling,golfing,biking,skiingandhiking.
Jason M. Shevland, CIMA®, Regional Director
JasonisresponsiblefornewbusinessdevelopmentandclientserviceinNewEnglandandupstateNewYork. Hehas16yearsof
industryexperience,includingayearofserviceatTheVanguardGrouppriortojoiningBrinkerCapitalasaninvestmentstrategist.
JasonbecametheregionaldirectorinPennsylvaniaandNewJerseyin2000andtransitionedintotheNewEnglandterritoryin
2003.JasonholdsFINRAseries6,7,and66licenses.HeisamemberoftheFinancialPlanningAssociationofMassachusettsand
theInvestmentManagementConsultantsAssociationandwasawardeditsCertifiedInvestmentManagementAnalyst(CIMA®)
designationin2003. JasonisacumlaudegraduateofBostonCollegeandanactivememberoftheBCClub. Heenjoysgolf,skiingand
spendingtimewithhiswife,Robin,anddaughters,MaggieandAlex.
John Solomon, Southeast Region Manager, Regional Director
JohnisresponsiblefortheoversightanddevelopmentofadvisorrelationshipsintheSoutheastregionoftheUnitedStates.Hismain
roleishelpingadvisorsbuildaprofitablebusinesswithafocusonacquiringnewclientsandhelpingthemmeettheirmostimportant
goals.Hehasover25yearsofexperienceinthefinancialservicesindustry.PriortojoiningBrinkerCapital,Johnwasseniorvice
presidentofsalesandclientserviceatInvestorForce,Inc.Healsospent11yearsatSEIInvestments,workingwithRIAsandlarge
BankingInstitutions.JohnisagraduateoftheUniversityofPittsburgh,withaB.S.inAppliedMathematics,andhasalsocompleted
coursesatTheWhartonSchoolofBusinessaspartofitsExecutiveEducationprogram.HeholdsFINRAseries7and66licenses.John
enjoysspendingtimewithhiswife,Michelle,son,Bradanddaughter,Delaney.InhissparetimeheumpiresNCAAbaseball.
George B. Wrightnour, Jr. (Bay), Western Region Manager, Regional Director
Bayhasover10yearsofexperiencewithBrinkerCapital. HecurrentlyresidesinManhattanBeach,CAandisresponsibleforthe
oversightanddevelopmentofsalesintheWesternregionoftheUnitedStates. Additionally,Bayservesastheregionaldirectorfor
SouthernCaliforniaandthePacificSouthwestandisinchargeofnewbusinessandclientserviceinthatarea. Priortothis,Baywas
aninvestmentstrategyanalyst,associatenationalsalesdirector,andrelationshipmanageronthecorporatebusinessdevelopment
teamwithBrinkerCapital.HeholdsFINRAseries7and66licenses.BayisagraduateofHobartCollegewithaB.S.in
EconomicsandaminorinEnglish. Heenjoystraveling,swimming,skiingandsailing.
Glenda A. Pemble
Jason M. Shevland
John Solomon
Bay Wrightnour
Regional Sales Directors, Continued

Jean Lynch, CIMA®, Managing Director, National Accounts
Withover15yearsofindustryexperience,JeanoverseesBrinkerCapital’sbroker/dealerandregisteredinvestmentadvisor
relationships.Sheisalsoresponsibleforthemanagementandimplementationofthenationalsalesandmarketingbudgets.AtBrinker
Capital,Jeanpreviouslyworkedasasalesassociate,coveringmetropolitanNewYorkandNewJersey.Jeanwaspreviously
employedbyPanasonicintheCorporateCommunicationsDepartment,andawriterforWWOR-TVChannel9NewsinNewYork
andasawriter/producerforABCaffiliateKTNV-TVChannel13News.JeanholdsFINRAseries7and66licensesandaB.A.from
NewJerseyCityUniversity.SheisamemberoftheInvestmentManagementConsultantAssociationandwasawardeditsCertified
InvestmentManagementAnalyst(CIMA®)designationin2008. Jeanenjoysrunning,reading,andspendingtimewithherfamily.
Jeffrey A. Wirosloff, Managing Director, National Accounts
JeffoverseesBrinkerCapital’sbroker/dealerandregisteredinvestmentadvisorrelationshipsandisalsoamemberoftheKey
ManagementTeam. Previously,JeffmanagedbothBrinkerCapital’sadvisorservicesteamandBrinkerCapital’steamofinternal
investmentconsultants. Withover22yearsofindustryexperience,JeffhasheldmanagerialpositionswithTheKillenGroup/
BerwynFundsandRodneySquareManagement,asubsidiaryofWilmingtonTrust,wherehewasresponsibleforthefirm’sclient
relationshipmanagement. HewasalsoemployedwithTheVanguardGroupandPFPC. JeffholdsFINRAseries6and63licensesanda
B.S.B.A.fromtheUniversityofDelaware. Heenjoysspendingtimewithhiswife,Beth,andson,Mitchell.
Michael Brady, CIMA®, RIA Relationship Manager
Withover12yearsofindustryexperience,Mikemanagesseveralofthefirm’slargestadvisoryclients. Hehasheldavarietyofsales
andoperationspositionsatBrinker,mostrecentlyhewastheRegionalDirectorfortheSoutheastterritorycoveringNC,SC,AL,MS,
&GA.MikewaspreviouslyresponsibleformanagingtheinternalsalesdeskinBrinker’shomeofficewhereheplayedakeyrolein
developingandmaintainingrelationshipswithfinancialadvisors. PriortoworkingwithBrinkerCapital,Mikeworkedwithclient
serviceteamatPlymouthRockAssuranceCorporationinBoston,MA. MikeisagraduateofWestVirginiaUniversitywithaB.A.in
Economics. HeholdstheFINRASeries7and66licenses.In2007,hewasawardedtheCertifiedInvestmentManagementAnalyst
(CIMA®)designationandisamemberoftheInvestmentManagementConsultantsAssociation.In2010,MikealsoreceivedtheLeanSix
SigmacertificationthroughVillanovaUniversity. Outsideoftheoffice,heenjoysplayingsports,traveling,andspendingtimewithhisfamily.
Thomas K.R. Wilson, CFA, Senior Investment Manager and Managing Director
TomoverseestheCoreAssetManagementProgramaswellastheinstitutionalandhighnetworthclientsatBrinkerCapital.As
amemberofBrinkerCapital’sInvestmentCommittee,hedirectstheimplementationofthefirm’sinvestmentphilosophyand
disciplineinclientportfolios. TombeganhiscareeratBrinkerCapitalasthevicepresidentoftheInvestmentManagementGroup
wherehesupervisedtheDueDiligence,PerformanceMeasurement,InvestmentStrategy,RelationshipManagement,andNew
Accountsdepartments. PriortoBrinkerCapital,TomwasthevicepresidentofDavidsonCapitalManagement,whereheservedas
aportfoliomanagerforinstitutionalandhighnetworthaccountsandwasalsoanequityanalystcoveringthetelecommunications
andtechnologysectors.Tomisafrequentinvestmentandassetallocationcommentator. Hisviewscanbefoundinvariousbusiness
newsmedia,includingTheWallStreetJournal,theAssociatedPress,BloombergU.S.,BloombergAsia,Comcast’sMoneyMatters,
FOXNews,Businessweek,andFoundation&EndowmentMoneyManagement. Inaddition,heisamemberoftheFinancialAnalystsof
PhiladelphiaandtheCFAInstitute.TomisanhonorsscholarandsummacumlaudegraduateofJamesMadisonUniversitywithaB.A.
inEconomics. Heenjoysweightlifting,jogging,andcoachingyouthwrestling.
Jennifer P. Kulp, CIMA®, Principal and Managing Director of Wealth Management Services
With18yearsofindustryexperience,JenisresponsiblefortheSalesandMarketingAdvisorSupportforBrinker’sInstitutionaland
PrivateClientGroupwithafocusonthe$2millionto$10millionmarketsegment. Previously,Jenwasresponsiblefornewbusiness
developmentandclientserviceinthemetroNewYorkarea,andhelpedpioneerBrinkerCapital’sdevelopmentontheWestCoast.
ShewasalsoamarketingcoordinatorwithBrinkerCapitalandworkedwithmanyofthefirm’sprimarybroker/dealerrelationships.
Herresponsibilitiesincludeddailyinteractionwithhomeofficepersonnelandimplementationofthefirm’smarketingplan.InJen’s
earlyyearsatBrinkerCapital,sheworkedasaninvestmentstrategyanalyst,wheresheintroducedadvisorstoBrinkerCapital
anddesignedcustomizedassetallocationstrategiesfortheirclients.JenholdsFINRAseries7and66licenses.Sheisalsoamember
oftheInvestmentManagementConsultantsAssociationandwasawardeditsCertifiedInvestmentManagementAnalyst(CIMA®)
designationin2003.SheisagraduateofBostonCollege.Sheenjoysspendingtimewithherhusbandandsons,cookingandrunning.
Jean Lynch
Jeffrey A. Wirosloff
Thomas K.R. Wilson
Jennifer P. Kulp
National Accounts
Institutional Investments and Wealth Management
Michael Brady

W. Byron McClennen, CIMA®, Director, Institutional Investments and Private Client Group
ByronisresponsibleforconsultingandcommunicatingwithBrinkerCapital’sinstitutionalandhighnetworthclients. Hehasover
15yearsofexperienceinthefinancialservicesindustry.WhileatBrinkerCapital,hehasservedasregionaldirector,internal
investmentconsultant,investmentstrategyanalystandcorporatetrainerworkingwithBrinkerCapital’skeybroker/dealerand
investmentadvisorrelationships. PriortojoiningBrinkerCapital,ByronwasemployedbyTheVanguardGroupintheirbrokerage
division. HeholdsFINRAseries7and66licenses. ByronisamemberoftheInvestmentManagementConsultantsAssociationand
wasawardeditsCertifiedInvestmentManagementAnalyst(CIMA®)designationin2008. HeisagraduateoftheUniversityof
Delawareandenjoysmovies,sports,andspendingtimewithhisfamily.
William P. Simon, Jr., Managing Director, Retirement Plan Services and Investment Services
Billisresponsibleforthemanagement,guidanceandexpansionoftheRetirementPlanServicesteamandprogram.Healsoserves
onthefirm’smanagementandoperatingcommittees.Billhasmorethan30yearsofinvestmentexperienceworkingwithfinancial
advisors,plansponsorsandinstitutionalandhighnetworthinvestorswithaspecializedfocusinsalesanddistribution.Priorto
joiningthefirm,heservedasmanagingpartneratPPBAdvisors,LLC.wherehewasresponsibleforbuildinganalternativesecurities
start-up. Previously,Mr.Simonspent22yearsatAmericanFunds,whereheheldavarietyofseniorpositionsincludingdivision
manager–MidAtlantic,andnationalsalesmanagerfortheEasternU.S. BillalsoheldpositionsatVanKampenMerritt,andwith
FederatedInvestors,wherehebeganhiscareer. BillgraduatedfromtheUniversityofPittsburghwithaB.A.inEconomicsand
holdsSeries7,65,63and26licenses. BillservesaschairmanoftheboardoftrusteesfortheCornerstoneChristianAcademyof
PhiladelphiaandisamemberoftheboardforYoungLife,LibertyRegion. Billalsoenjoysgolfandsquashandspendingtimewithhis
wifeandthreechildren.
Timothy A. Chisholm, Retirement Plan Services Regional Director
Timisresponsiblefornewbusinessdevelopmentandclientservicefortheretirementplanservicesdivision. Hehasover10years
ofexperienceinthefinancialservicesindustry.PriortojoiningBrinkerCapital,TimwasemployedbyMFSInvestmentManagement,
wherehewasresponsibleforinstitutionalbusinessdevelopment. HeholdsFINRAseries6,7,63,65licenses. Timisamemberofthe
InvestmentManagementConsultantsAssociationandagraduateofTrinityCollege.Heenjoysbasketball,golfandspendingtimewith
hisfamily.
Paul J. Cook, Retirement Plan Services Regional Director
Paulisresponsiblefornewbusinessdevelopmentandclientservicefortheretirementplanservicesdivision. Hehasover17years
ofexperienceinthefinancialservicesindustry.PriortojoiningBrinkerCapital,Paulservedasthevicepresidentofretirement
servicesfortheUSIConsultingGroup,wherehewasresponsiblefordevelopingbusinessstrategiesforacquiringnewclients. Paul
hasalsoheldwholesalesalespositionsatStancorpEquities,Inc.andSEIInvestments.HeholdsFINRAseries7,63and65licenses.
PaulisagraduateofthePennsylvaniaStateUniversity.Heenjoysgolfing,bikingandspendingtimewithhiswife,Stacia,andtwo
sons,CameronandGavin.
W. Byron McClennen
William P. Simon, Jr.
Timothy A. Chisholm
Paul J. Cook
Institutional Investments, Continued
Retirement Plan Services
Gregory Keck
Gregory Keck, Director, Institutional Investments and Private Client Group
AsamemberoftheInstitutionalInvestmentsandPrivateClientGroup,Gregisresponsibleforconsultingandcommunicatingwith
BrinkerCapital’sinstitutionalandhighnetworthclients. GregworksinconjunctionwithBrinkerCapital’sDueDiligenceGroupto
communicateBrinkerCapital’sinvestmentphilosophyandimplementcurrentinvestmentstrategies. Additionally,Gregmonitors
portfoliosforadherencetoinvestmentstrategyguidelinesandprovidesinstitutionalclientswithperiodicperformancereviews.
Greghasover17yearsofindustryexperience,mostrecentlyasaseniorinvestmentanalystinBrinkerCapital’sDueDiligence
Group,wherehisresponsibilitiesincludedinitialandongoingduediligencefortheseparatelymanagedaccountprogram. Priorto
BrinkerCapital,GregheldpositionswithVanKampenFundsandTheVanguardGroup. GreggraduatedfromMoravianCollegewitha
B.A.inBusinessManagementandisFINRAseries7,63and65licensed.

William P. Simon, Jr., Managing Director, Retirement Plan Services and Investment Services
Billisresponsibleforthemanagement,guidanceandexpansionoftheRetirementPlanServicesteamandprogram.Healsoserves
onthefirm’smanagementandoperatingcommittees.Billhasmorethan30yearsofinvestmentexperienceworkingwithfinancial
advisors,plansponsorsandinstitutionalandhighnetworthinvestorswithaspecializedfocusinsalesanddistribution.Priorto
joiningthefirm,heservedasmanagingpartneratPPBAdvisors,LLC.wherehewasresponsibleforbuildinganalternativesecurities
start-up. Previously,Mr.Simonspent22yearsatAmericanFunds,whereheheldavarietyofseniorpositionsincludingdivision
manager–MidAtlantic,andnationalsalesmanagerfortheEasternU.S. BillalsoheldpositionsatVanKampenMerritt,andwith
FederatedInvestors,wherehebeganhiscareer. BillgraduatedfromtheUniversityofPittsburghwithaB.A.inEconomicsand
holdsSeries7,65,63and26licenses. BillservesaschairmanoftheboardoftrusteesfortheCornerstoneChristianAcademyof
PhiladelphiaandisamemberoftheboardforYoungLife,LibertyRegion. Billalsoenjoysgolfandsquashandspendingtimewithhis
wifeandthreechildren.
Gregory G. Vradenburg, CFP®, Principal and Managing Director, Investment Services
GregisresponsiblefortheoversightanddevelopmentofBrinkerInvestmentServices,givingBrinkerCapitalinvestmentproducts
andsalessupportbroaderaccesstoadditionalplatforms.PriortothisroleGregwasresponsiblefornewbusinessdevelopmentand
clientserviceintheMidwest..Hehasbeenintheinvestmentbusinessformorethan35years,specializinginmanagedmoneyforthe
last29years. Previously,heheldsalesandmanagementpositionsatBache&Co.andJ.C.BradfordCo. Healsoservedasfirstvice
presidentofanationalbrokeragefirmandasvicepresidentofinvestmentsforalargeMidwesternpropertyandcasualtycompany.
HeholdsFINRASeries7,24,39,63and65licensesandwasawardedtheCertifiedFinancialPlanner(CFP®)designationin1982.Greg
isagraduateofFranklinUniversity. Heenjoystravelingwithhisfamily,reading,golfandexercising.
Jean Lynch, CIMA®, Managing Director, National Accounts
Withover15yearsofindustryexperience,JeanoverseesBrinkerCapital’sbroker/dealerandregisteredinvestmentadvisor
relationships.Sheisalsoresponsibleforthemanagementandimplementationofthenationalsalesandmarketingbudgets.
AtBrinkerCapital,Jeanpreviouslyworkedasasalesassociate,coveringmetropolitanNewYorkandNewJersey.Jeanwas
previouslyemployedbyPanasonicintheCorporateCommunicationsDepartment,andawriterforWWOR-TVChannel9Newsin
NewYorkandasawriter/producerforABCaffiliateKTNV-TVChannel13News.JeanholdsFINRAseries7and66licensesanda
B.A.fromNewJerseyCityUniversity.SheisamemberoftheInvestmentManagementConsultantAssociationandwasawardedits
CertifiedInvestmentManagementAnalyst(CIMA®)designationin2008. Jeanenjoysrunning,reading,andspendingtimewithher
family.
Sheila Bonitz, Vice President of Investment Management
Sheilahasspentover18yearsfocusedondevelopingtechnologyandproductsolutionstohelpmeettheneedsoffinancialinstitutions,
advisorsandinvestors.Inhercurrentrolessheisinvolvedwithnewproductlaunchesandenhancements,regulatoryitems
andoverseestheadministrativeaspectsoftheInvestmentDepartment.SheilastartedhercareeratBrinkerCapitalin1999asa
marketingcoordinator. DuringhertimeatBrinkerCapital,shealsoservedasdirectorofonlineserviceswhereshewasresponsible
foroverseeingthecontinuousdevelopmentofthecompany’swebsite. Sheilathenservedasthedirectorofstrategicplanning,
responsiblefordevelopingnewproductsolutionsandenhancingexistingsolutions. PriortoBrinkerCapital,SheilaworkedatSEIasa
productplanner. ShegraduatedfromMillersvilleUniversitywithaB.S.inComputerScienceandaminorinBusinessAdministration.
SheobtainedherM.B.AfromSaintJoseph’sUniversity. Inaddition,sheholdsFINRA6and63licenses.
Sheila Bonitz
Jean Lynch
William P. Simon, Jr.
Gregory G. Vradenburg
Investment Services
Jordan Wallens
Retirement Plan Services, Continued
Jordan Wallens, Retirement Plan Services Regional Director
JordanisresponsiblefornewbusinessdevelopmentandclientserviceforBrinkerCapital’sretirementplanservicesprogram. Hehas
over15yearsofsalesandmarketingexperienceintheinvestmentmanagementindustrywithafocusonretirementplanning.Priorto
joiningBrinkerCapital,JordanservedasthevicepresidentandregionaldirectoroftheInvestmentConsultantGroup(ICG)Divisionat
GoldmanSachsAssetManagement,aswellasRegionalMarketingDirectoratLincolnFinancialDistributors.Jordanalsoheldpositions
atCapitalGroup/AmericanFundsDistributors,thePolytechnicSchoolofPasadenaandtheChicagoMercantileandBoardofOptions
Exchange,wherehebeganhiscareer. HeholdsFINRAseries6,7,26and63licensesandisagraduateofCornellUniversitywithaB.A.S.
inEnglishLiteratureandEconomics.Heisapublishedauthorandenjoystravel,sports,behavioralfinanceandhistory.

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