A payment integration should serve your needs but also enable a delightful user experience. Incorporating an effective payments integration is crucial to the smooth, scalable functioning of your application. In this guide, dive into 9 critical considerations in choosing an effective payments technology provider. Download the guide: https://go.dwolla.com/9-considerations Learn more: dwolla.com/platform

2. THE DILEMMA: Build your own OR plug-and-play?
A payment integration should not only serve your needs, but
offer a delightful customer experience.
Consider these aspects...

3. Flexibility &
Customization
The most important
consideration for any
payment integration is
functionality.
1
Webhook Subscription: to
monitor customers and
transfers
Robust RESTful API
SDKs & helper libraries
Same day ACH
Expedited payments
Next day ACH
Facilitator fee: Allows you to
collect a fee for a transfer
made in your application
Other features:
Instant Account Verification
(IAV): Allows you to offer
easy bank funding source
verification
On-demand Bank Transfers:
Allows you to collect variable
payments from users at a
later point in time
Dwolla is white labeled for a
seamless user experience

4. What others are saying...
“Dwolla’s API allows us the flexibility that we need to
deeply integrate ACH transactions into our platform
without disrupting our user experience.”
DAVE RIESS
Wunder CTO

5. Security
It’s in our DNA.
2
Iterative Security Strong Cryptography Statistical Analysis
Machine Learning Continuous Monitoring
In a day where user’s trust is paramount, look for a solution that
offers security practices you are confident in.

6. Pricing that
Scales
Pricing that fits your
business model.
3
As you grow, your profits and transaction volume will grow as well.
Pricing that takes a fee or portion of every single transaction can
stifle your profit growth.

7. Business
Analytics
Improved insights and
tracking are exactly
why we developed our
dashboard.
4
Manage Customers View Transactions Discover Trends
A useful payment integration should come with the ability to
provide business analytics and other feedback and functionality.

8. What others are saying...
“Dwolla’s dashboard and admin helps our team work
smarter, making our real-estate investment platform
more useful to investors. Everyone from client success
reps to legal and compliance teams use the dashboard to
better serve our investors.”
PETER SHANKAR
EquityMultiple CTO

9. Extended
Integrations
Enrich your product
or provide additional
functionality.
5
Sift Science uses machine learning
on a global network of fraud data to
improve risk management and to
predict fraudulent behavior.
Plaid provides an elegant and secure
way to verify bank account ownership
without asking for sensitive account or
routing numbers.

10. Ease of
Integration
It shouldn’t be painful.
6 Sandbox Environment: A complete
replica of our production environment.
Test with fake transaction data.
Developer Guides: Walks you through
everything from getting started to
handling webhooks.
Developer Documents: A deeper dive
into how to integrate our API code.
Developer Community: Forum for
questions for our integration engineers
and other community members.

11. What others are saying...
“In our search for a solution, it was clear from the developer
documentation that Dwolla was a modern in-road to the ACH
network. Better yet, from the dedicated support and outstanding
tools Dwolla provides, we continued to find new value-adds that
really made the solution standout.”
BRIAN FRITTON
Patch of Land CTO & Cofounder

12. Integration
Support
We’re here to make
sure you get every
aspect done right.
7
Integration Engineers
Our Integration Engineers know
the API inside and out to help
you through questions that you
might have.
Account Managers
Account Managers will be your
point of contact throughout the
whole process.

13. What others are saying...
“Working with their tech team on our integration was great. They
were always quick to respond to questions and very receptive to
feedback. A feature that we requested during a meeting with them
went live only a few weeks later. This gives us the confidence that as
our payment needs evolve, so will Dwolla.”
MATT MOORE
PopularPays CTO

14. Ongoing Account
Management
8
Open communication
is a key part of the
Dwolla experience
and it is something we
take pride in.

15. Constant
Improvement
& Feedback
9
With Dwolla, there is
no end state.
WE ARE
NEVER DONE.
Learn how our Senior Product Manager
implements customer feedback

16. THE DECISION: Choosing a Payment Integration
Now you’re better equipped to make an educated decision. We
hope Dwolla can be the payment integration for you, but even
more importantly someone you can grow with.
Contact Sales
sales@dwolla.com