5. More sales
Cost savings
Simplified processes
Services
Infra
& Legal
Convenience
Peace of mind
Purchasing power
Real Time Payments
Shared Ledger Database
Changing legislation
Identification of users
Payments processing
Card on file & Tokenisation
PSD2, ID protection
Blockchain
Bank infrastructure
Biometric ID
Bitcoin
Connectivity
Proximity Payments
Adoption
User Experience
P2P lending
Omnichannel
Deals & Coupons
Loyalty
Reporting & Accounting
Seller side drivers Buyer side drivers
10. Physical properties
Fingerprint
Facial Recognition
Voice Recognition
Skin Conductivity What you have
Phone, Laptop
Smart Watch
NFC (card, keychain etc)
ID App
What you know
Password
PIN Code
Postal code
Personal ID number
Bank Account Number
Behaviourial
Typing Analysis
Browsing Pattern
Mouse Dynamics
Screen Pressure
Walking Pattern