Technology Enabled Development Hourglass: Micro Finance Case Study

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http://www.gauravonomics.com/blog/technology-enabled-development-hourglass-micro-finance-case-study/

Technologie Économie & finance

Technology-Enabled
Development Hourglass
Micro-Finance Case Study

© Gaurav Mishra

The
Development
Hourglass Enable
More Privileged Societies Engagement

Institutional Enable
Infrastructure Flow

Less Privileged Societies Enable
Access

© Gaurav Mishra

Technology-
Enabled
Development Enable
More Privileged Societies Engagement
Hourglass
- Web 2.0
- Mobile 2.0

Institutional Enable
Infrastructure Flow

- Enterprise ICT
- Enterprise 2.0

Less Privileged Societies Enable
Access

- Mobile Phones
- Community Telecenters

© Gaurav Mishra

Technology-
Enabled
Development Enable
More Privileged Societies Engagement
Hourglass:
Microfinance - Micro philanthropy
- Change blogging
Case Study
Institutional Enable
Infrastructure Flow

- Enterprise ICT Enabled Meta-MFI
- MFI Knowledge Network

Less Privileged Societies Enable
Access

- Mobile Payment
- Community Telecenter
Based MFIs
© Gaurav Mishra

Technology-
Enabled DISRUPTION

Development
Hourglass:
- Micro - Mobile Money
Microfinance Philanthropy Transfers
Case Study
SM4SC ICT4D
- Change Blogging - Enterprise ICT
Typology of - MFI Knowledge Enabled Meta-
Network MFI
Technologies - Community
Telecenter Based
MFIs

ADOPTION

© Gaurav Mishra

Technology-
Enabled DISRUPTION

Development
Hourglass:
- Micro -Mobile Money
Microfinance Philanthropy Transfers (GSMA
Case Study (Kiva) & CGAP)

SM4SC ICT4D
- Change Blogging - Enterprise ICT
Real-World - MFI Knowledge Enabled Meta-MFI
Network (Unitus (Bank Andara &
Examples: It & Mifos) SmartAid)
Already Exists - Community
Telecenter Based
in Parts MFIs

ADOPTION

© Gaurav Mishra

Technology-
Enabled
Development Enable
More Privileged Societies Engagement
Hourglass:
Microfinance - Micro philanthropy
- Change blogging
Case Study
Institutional Enable
Infrastructure Flow
Next Step: - Enterprise ICT Enabled Meta-MFI
Putting it All - MFI Knowledge Network

Together Less Privileged Societies Enable
Access

- Mobile Payment
- Community Telecenter
Based MFIs
© Gaurav Mishra

Technology-
Enabled
Development Enable
Hourglass More Privileged Societies Engagement

- Web 2.0
- Mobile 2.0
Next Steps:
Institutional
Case Studies Infrastructure Enable
Flow
on Education, - Enterprise ICT
Health & - Enterprise 2.0

Activism Less Privileged Societies Enable
Access

- Mobile Phones
- Community Telecenters

© Gaurav Mishra

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1. Technology-Enabled Development Hourglass Micro-Finance Case Study © Gaurav Mishra

2. The Development Hourglass Enable More Privileged Societies Engagement Institutional Enable Infrastructure Flow Less Privileged Societies Enable Access © Gaurav Mishra

3. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass - Web 2.0 - Mobile 2.0 Institutional Enable Infrastructure Flow - Enterprise ICT - Enterprise 2.0 Less Privileged Societies Enable Access - Mobile Phones - Community Telecenters © Gaurav Mishra

4. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass: Microfinance - Micro philanthropy - Change blogging Case Study Institutional Enable Infrastructure Flow - Enterprise ICT Enabled Meta-MFI - MFI Knowledge Network Less Privileged Societies Enable Access - Mobile Payment - Community Telecenter Based MFIs © Gaurav Mishra

5. Technology- Enabled DISRUPTION Development Hourglass: - Micro - Mobile Money Microfinance Philanthropy Transfers Case Study SM4SC ICT4D - Change Blogging - Enterprise ICT Typology of - MFI Knowledge Enabled Meta- Network MFI Technologies - Community Telecenter Based MFIs ADOPTION © Gaurav Mishra

6. Technology- Enabled DISRUPTION Development Hourglass: - Micro -Mobile Money Microfinance Philanthropy Transfers (GSMA Case Study (Kiva) & CGAP) SM4SC ICT4D - Change Blogging - Enterprise ICT Real-World - MFI Knowledge Enabled Meta-MFI Network (Unitus (Bank Andara & Examples: It & Mifos) SmartAid) Already Exists - Community Telecenter Based in Parts MFIs ADOPTION © Gaurav Mishra

7. Technology- Enabled Development Enable More Privileged Societies Engagement Hourglass: Microfinance - Micro philanthropy - Change blogging Case Study Institutional Enable Infrastructure Flow Next Step: - Enterprise ICT Enabled Meta-MFI Putting it All - MFI Knowledge Network Together Less Privileged Societies Enable Access - Mobile Payment - Community Telecenter Based MFIs © Gaurav Mishra

8. Technology- Enabled Development Enable Hourglass More Privileged Societies Engagement - Web 2.0 - Mobile 2.0 Next Steps: Institutional Case Studies Infrastructure Enable Flow on Education, - Enterprise ICT Health & - Enterprise 2.0 Activism Less Privileged Societies Enable Access - Mobile Phones - Community Telecenters © Gaurav Mishra