Listing out the importance of timely planning your Retirement, as it may come sooner than you imagine.

1. In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to
surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.

2. Our generation will live longer
due to improved healthcare
facilities, implying the need to
gather enough funds that can
sustain for more number of
years.
Source: http://data.worldbank.org/indicator/SP.DYN.LEOO.FE.IN?end=2014&locations=IN&start=2001

3. The employer or government
funded pension schemes are
less likely to sustain the income
needs post retirement. Many
individuals supplement the
above with self-funded
instruments to secure their
future.

4. In spite of family support,
many retirees don’t prefer
depending on the relatives or
children for meeting post
retirement expenses.
Maintaining an independent
lifestyle is sustainable only
when backed with a financial
cushion

5. There is no social security
system in our country. Hence
one has to plan to build their
entire corpus to help meet the
regular income or any
contingency post retirement.

6. The inevitable want to
contribute to the family, by
providing and supporting the
kids or grandkids at milestones
of their life, remains even after
retirement. Starting an
independent venture can be
fulfilled only when one is
financially self-reliant.

7. After fulfilling all your
responsibilities, you may want
to build a retirement corpus to
go on holidays, pursue a hobby,
etc.

8. After you retire, your regular
stream of income, i.e. your
salary, will not be available. Opt
for HDFC Life Click 2 Retire to
plan your retirement that helps
you receive adequate funds
during the post-retirement age

10. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
• IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
• IRDAI does not announce any bonus.
• Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg. No. 101
Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011.
Email: Buyonline@HDFCLife.in, Tel No: 1800-266-9777 (9 am to 9 pm).
Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding
a sale. HDFC Life Click 2 Retire (UIN No: 101L108V01, Form No: P501-131) is a Unit linked online pension plan. Unit Linked Life Insurance products are different from the traditional
insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs
of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Standard Life
Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Retire (UIN No: 101L108V01, Form No: P501-
131) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the
contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The
various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. "The name/letters "HDFC"
in the name/logo of the Company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a license/agreement." ARN:MC/04/2016/7811