Bank Introduction Services in Hong Kong

1. BANK
INTRODUCTION
SERVICES
2014
ACCOPLUS

2. BANK
INTRODUCTION
SERVICES
Accoplus Limited is successfully supporting international clients for their
business or private banking bank account openings.
Our managers: a Swiss Certified Financial Consultant, permanent resident in
Hong Kong and a Hong Kong Certified Public Accountant are personally
following up each bank introduction.
We are offering bank opening services in Hong Kong, with local companies or
offshore structures, we have a short selection of banks and depending on the
customer profile, as well as the company activities, we will suggest the best
option. The bank account opening meetings are mostly held at our Central
office with full support, before and during the meeting, of Accoplus team.
For clients unwilling to travel to Hong Kong you have the possibility to open
business bank accounts in Mauritius and with different jurisdictions.
If we believe that your bank account opening could be difficult due to the
nature of your company activities, your customers or suppliers, your country
of residence or your passport, you will be IMMEDIATELY informed with a
guess estimate of the success rate.
www.bank-kyc.com is informing you about the documents and questions
frequently asked by financial institutions.

3. OUR SERVICES
Often in Hong Kong the bank opening services are considered as the simple
organization of a meeting with the required bank, this is ABSOLUTELY NOT our
point of view, as our process is reflected below:
We will analyze your risk level in term of bank compliance, we understand
enough about our partner’s requirements to define depending on your profile
what will be exactly required.
We communicate with you and we are guiding you for the preparation of the
documents we believe the bank will request; we proof read and check the
necessary information.
We prepare an information note to the bank, explaining your profile and
documenting the compliance.
We setup the meeting, we talk on your behalf, and we assist you by a good
understanding of your activities and banking needs.
Some customers, very few, will require mainly because of their country
of residence, nationality and activities a specific guidance and heavier
presentation, they will be informed accordingly for the prices changes.
We obviously respect the AML/FATF laws and regulations, while preserving
during and after the process a total confidentiality.

4. Passport copy
Proof of billing, the best
is a bank statement but
electricity bill, phone
bill are also accepted,
should be less than 3
months old
Email account and
mobile phone number
as bank will send you
information about your
account
Origin of the funds ,
source of income for
the beneficiary owner
Professional experience
and current activities in
few words
1
2
3
4
5
Activities detailed
explanations
Turnover forecast
Amount and origin of
the first deposit
Customers and suppliers
countries, names if
possible
Website and business
card of current existing
company
Business reality proof
(invoices, contracts,
presentations)
Organizational Chart,
company structure
1
2
3
4
5
6
7
Usually not everything
listed on the left side
will be requested
All documents regarding
the company are in our
hands anyway
We should always have
a good understanding
of your environment
as to find solutions
Banks are often
changing their internal
regulations and the
list of businesses and
countries they aren’t
willing to collaborate
with
1
2
3
4
Know Your Customers is a process which is implemented by
all banks in order to minimize the risks of money laundering
and criminal use of bank accounts.
The most important factor is the notion of Ultimate Beneficiary
Owner, a clear identification of each individual shareholder
with a passport copy as well as a proof of residence.
Origins of the funds is obviously a concern, mainly for
companies with intensive cash flow needs and / or important
investments and for private individuals opening a private
banking account for their wealth management.
Our bank introduction services will help you define the number
and type of documents to be presented and prepare with you
the compliance explanations for the financial institution.
We will support you during the entire process process, organizing
the remittance of documents, preparing the certified true
copies, handling potential certifications and translations and
acquiring a deep knowledge of your activities.
We will be able to introduce you and your company with
proper information and documents to the bank, reducing
drastically the risk of bank account opening rejection or
termination at a later stage.
A clear identification of the potential concerns, your nationality
and country of residence or your activities could trigger
additional questioning; this understanding allow us to be well
received by the banks as we are proactive and responsive.
For all the banks in Hong Kong the mandatory bank meeting
will often being held at our office with our assistance.
KYC (Know Your Customer) process, also defined as compliance
IMPORTANT
COMPANY
INFORMATION
PERSONAL
INFORMATION
04

5. BANK SELECTION
Bank (Branch) location
Compliance requirements difficulties
Internet banking level
Multi-currencies account
Minimum deposit per month
Fall below minimum deposit per month
Bank fees for opening with
Hong Kong company
Bank fees for opening with
offshore company
Private Banking (1 million +)
Internet transfer fees outward
Commission fees inward
International recognition
International presence
Credit card possibility
Estimated time to open the account
Mandatory meeting with the bank
Expressed in USD
BANK A
Hong Kong
Medium
Very Good
Yes
6500
13
97
Yes
15
08
Very Good
Very Good
With Qurantee
1 week
Yes
1032
BANK B
Hong Kong
Medium Low
Good
Yes
1300
06
00
Yes
15
13
Medium
NO
NO
1-2 week
Yes
00
BANK C
Hong Kong
Medium High
Good
Yes
6500
00
232
Yes
14
08
Very Good
NO
NO
4 weeks
Yes
645
BANK D
Hong Kong
High
Good
Yes
100,000
06
129*
Yes
19
19
Very Good
Good
NO
4 weeks
Yes
* Application for
internet banking
fees
129*
BANK E
Hong Kong
Medium High
Very Good
Yes
6500
23
84
Yes
14
08
Good
NO
With Qurantee
2 weeks
Yes
710
05

6. 06
BANK SELECTION
Bank (Branch) location
Compliance requirements difficulties
Internet banking level
Multi-currencies account
Minimum deposit per month
Fall below minimum deposit per month
Bank fees for opening with
Hong Kong company
Bank fees for opening with
offshore company
Private Banking (1 million +)
Internet transfer fees outward
Commission fees inward
International recognition
International presence
Credit card possibility
Estimated time to open the account
Mandatory meeting with the bank
BANK F
Mauritius
Medium Low
Good
Yes
00
00
00
NO
50
00
Low
NO
NO
1-2 weeks
NO
00
BANK G
Mauritius
Medium
Good
Yes
00
00
00
Yes
40
00
Low
Medium
NO
2-3 weeks
NO
00
BANK H
Mauritius
Medium High
Good
Yes
00
00
00
Yes
0.1%*
00
Low
NO
With Qurantee
1-2 weeks
NO
00
BANK I
Cyprus
Other options
available
Medium Low
Good
Yes
00
00
00
Yes
0.15%*
00-40
Medium
NO
NO
3 weeks
NO
* min 22 USD
max 532 USD
* min 30 USD
max 70 USD
00
Expressed in USD

7. OTHER COUNTRIES
& PROFESSIONAL
INTERMEDIARIES
Accoplus regularly receive mandates from tax advisers, lawyers, financial
consultants, and asset management companies located all over the world;
this contributes greatly to our network. Accoplus will always have a direct
relation with the financial institutions, otherwise this would be a breach of
confidentiality, and thus the client will be duly informed before any
correspondence if we have to use the services of a professional in a specific
country.
We open bank accounts in the following countries: Hong Kong, Mauritius,
Cyprus, Singapore, Dubai and Switzerland.
Financial advisers and professional intermediaries could find attractive
and creative solutions to maintain relationship with their clients while
transferring the management out of their country.
Accoplus Limited is a Hong Kong company; we do NOT provide any services falling under SFC regulations.

8. FEE SCHEDULE
Our services of bank introduction are integrated in a selection of company
incorporation packages, we recently had numerous requests from clients
working with other firms in Hong Kong or abroad facing difficulties,
rejections or termination with their bank account and willing to only obtain a
bank opening assistance for their existing company.
If you company wasn’t set up by Accoplus the below fee schedule apply:
USD: 1100.- EUROS: 800.- CHF: 980.-
Excluding of :
• Translation
• Certification and notarization
• Incumbency/good standing certificates

9. 09
BANK ACCOUNT
OPENING ASSISTANCE
The increase of KYC / compliance
requirements from financial institutions
all around the world, with lots of bank
account opening rejections and terminations
of existing relations, is daily channeling
new customers to our bank introduction
services.
Hong Kong compliance experts with an
international network assist our clients for
their bank account opening, business
accounts and private banking, implementing
discreet solutions for our customers while
in the same time offering to financial
institutions customers profiles of superior
quality.
PRIVACY AND BUSINESS
SECRECY PROTECTION
For business owners and families
worldwide reducing the public exposure
is a must for their security and business
efficiency.
We combine a vast array of solutions, from
simple offshores companies, nominees
services, trusts and foundations to
private funds in order to shield
the ultimate beneficiary owners from
unwanted curiosity.
We think global and act local in compliance
with AML / FATF regulations, selective
solutions for selected customers.
We structure businesses, developing
offshore solutions, with substance and
answers.
Independents from any International
group, ideally only located in Hong Kong,
we combine Asian presence and
opportunities with European expertise.
Co-managed by a Swiss with permanent
residence in Hong Kong, Certified
Financial Consultant, with 25 years of
International Business exposure and by a
Hong Kong Certified Public Accountant
with in depth knowledge of Hong Kong
and Mainland China solutions and
opportunities.
INTERNATIONAL TAX
OPTIMIZATION
We act as first customer, preserving
confidentiality, to analyze and develop
financial solutions.
Entrepreneurs ourselves we understand
the challenges of wealth planning,
succession and values. We are aware of
business cycles; cash flow bumps and
needs for return on investments. We
preserve and protect access to cash while
finding flexible solutions to generate
wealth growth.
ADVISORY
SERVICES

10. ETHOS
We acknowledge rights to privacy and
confidentiality and enforce these with our every
actions
We are open and tolerant of differences
We are responsible and think before acting
We are loyal to our clients, partners and
team members
1.
2.
3.
4.
WORKING
PHILOSOPHY
We always put our clients’ interests first; we are
straight forward and independent
We privilege long term partnerships
10
701 Fu Fai Commercial Ctr
27 Hillier street, Central, Hong Kong
Phone : +852 354 70 140
Skype : ap-rge
Email : form@accoplus.net
www.hongkongtaxfree.com
www.hongkongsocietes.com
CONTACT