Fiserv provides deposit growth services to help financial institutions develop customized deposit growth strategies. These strategies identify opportunities in the market and how to execute tactics like new product introductions and customer targeting to maximize deposit growth. Large banks have seen deposit growth double that of regional banks, with some regionals seeing declining deposits in recent years. Fiserv's services provide metrics analysis, strategic recommendations, and typically achieve a return on investment of 5-10 times the engagement costs through tactics aligned with the individual institution's market.

1. Leverage strategies to achieve
deposit growth goals
Solve deposit growth
Interest rates are on the rise.
Loan demand is outstripping deposit growth.
The competition for deposits is fierce.
Deposit Growth Services
Fiserv provides a comprehensive set of analysis and consulting
services that enable you to identify:
Inform tactics with a deposit growth strategy
based on critical institutional and market data.
But too often, these siloed, uncoordinated tactics are not enough.
The quest for deposit growth is on.
Typical growth tactics include:
Internal
financials
Competitive
analysis
Customer
profiles
Market
opportunities
New
product
introductions
Customer upsell
Marketing initiatives
Targeting
accounts
Your place
in the market
Opportunities in
your market
How to execute to
maximize those
opportunities
Develop customized deposit growth strategies
The average retail deposit growth for the
four largest banks in the U.S. is double the
rate for regional banks.
Top 4 banks
represent 46% of new account openings
2X
In 2016
2 of 22 major regional banks
saw declining U.S. deposits
In 2017
10 of 22 major regional banks
saw declining deposits
Leverage Gain
Deposit metric
analysis
Deep
understanding
of current
environment
Knowledge
of market
opportunities
Optimal results
through tactics
aligned with
your market
Deposit market
growth analysis
Product
optimization
Typical Year 1 ROI: 5–10x engagement costs
Source: “Big Banks Shift to Digital Could Bring These Significant Shareholder Benefits,” TheStreet.com, May 22, 2018
Source: “The Biggest Banks Are Gobbling Up Deposits. Here’s Who’s Not,” Wall Street Journal, April 29, 2018
Fiserv, Inc.
255 Fiserv Drive
Brookfield, WI 53045
800-872-7882
262-879-5322
getsolutions@fiserv.com
www.fiserv.com
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