1. KAREEM O. ABDELBAKI
Jumeirah Lakes Towers, Dubai, UAE + (971) 55 133 5187 koebrahim@gmail.com
PROFESSIONAL PROFILE
A banking, financial and operational professional with over 11 years of experience and knowledge in Global developmental
programs / project implementation and management. Substantial skills in design and implementation of capital management and
capital planning frameworks and capital modeling tools, risk appetite frameworks, ICAAP & ST models and frameworks, across
different types of financial institutions. Particular expertise in retail and SME banking strategy development, business
transformation and implementation, gender finance, and business performance analytics, which extends to working with high
profile banks, Governments, NGOs, and donor agencies in numerous markets.
Substantial experience in managing and coordinating internal and external project teams, performance monitoring, project planning
and budgeting, managing multi-stakeholder processes and relationships, major stakeholder liaison and facilitation. Sound
interpersonal skills with the confidence to interact and influence at CEO and Board level. Ability to analyze, evaluate and monitor
performance in a demanding and fast paced environment.
Strong planning, financial modeling, focus group facilitation, training, budgeting, management, program design and problem-
solving skills. In addition to being highly organized, also attentive to detail and systems-oriented.
PROFESSIONAL EXPERIENCE
Ernst & Young Dubai, United Arab Emirates
Manager, Banking Advisory Services (MENA) April 2015 – Present
 Led major Risk Transformation Banking advisory projects across the region (Kuwait, Saudi Arabia)
 Development and production of the ICAAP & ST for number of Banks across the region
 Led the development of a comprehensive pricing model using Risk Based Pricing Framework, with the aim to bring
profitability and measure RAROC at various levels starting from transactional level to a departmental level
 Development of Risk Appetite Framework for Banks across the GCC, along with dashboards capabilities to help Banks
monitor their risk profile, across all risk areas
 Leading the development of electronic disclosure system for the Capital Markets Authority in Kuwait, using the XBRL
language.
The International Finance Corporation – The World Bank Group Cairo, Egypt
Senior Strategy and Client Operations Officer,IFC Banking Advisory Services (MENA) March 2010 – Present
 Conduct business diagnostics, project scoping and business development missions to assess and analyze client and market
needs, and identify potential client banks within a given market.
 Conduct Bank assessment missions and detailed strategic audits of a number of banks in the region (Afghanistan, West Bank,
Lebanon, Yemen, Iraq, Saudi Arabia, and Jordan)
 Arranging, coordinating and participating in knowledge management events (trainings, conferences, seminars) across the
region (Egypt, Lebanon, West Bank, Saudi Arabia, Qatar, UAE)
 Led major SME Banking advisory projects across the region (Lebanon, Saudi Arabia, and West Bank)
 Led Women’s Banking advisory projects across the region (Lebanon, and West Bank)
 Led Capacity Building advisory projects in various countries in the region (Iraq, and Yemen)
 Development of project work plans for major IFC consultancy assignments, including management of external consultants.
 Manage and supervise project team on the ground to insure timely project implementation and smooth work plan delivery.
 Developed a monitoring and evaluation template which is now used for all IFC Banking Advisory projects, to track the project
development impact, by monitoring the banks’ progress and performance, and also analyzing the results, and provide
observations on what could be the main factors for not achieving the desired client business targets
 Member of a corporate task force in Washington DC currently working on enhancing the current IFC financial system, to
better monitor and assess the impact and financial performance of IFC projects, across allbusiness lines.
The International Finance Corporation - The World Bank Group Cairo, Egypt
Finance Analyst, Advisory Services June 2006 – February 2010
 Responsible for Preparing Facility/Program budgets for inclusion in client proposals for funding.
 Responsible for budget variance analysis for all IFC Financial Markets Advisory projects and identifying the necessary KPIs to
better monitor and assess the projects
 Providing financial information and assistance in; negotiating, drafting and signing of donor agreements/amendments, program
shut down

2.  Responsible for collating MIS, business metrics, data and inputs to support the strategy process and measure/track progress of
strategic initiatives and priorities as well as the development outcomes, portfolio gains and other benefits resulting from IFC
banking advisory programs.
 Ensuring use of Facility/Program funds complies with Donor requirements, as well as the WB/IFC policies and procedures
 Regularly preparing financial reports to the Controllers Department at HQ
 Led a team on quality assurance review assignment on IFC’s office in Manila
Mentor Graphics Cairo, Egypt
Accounts Payable Clerk October 2005 – May 2006
 Handling the company overall Accounts Payables process.
 Monitoring the Purchasing process through SAP.
 Preparing Financial Analysis for Different Accounts and Different studies.
 Handling the Bank Transactions and Cash flow through the SAP.
 Handling Petty Cash, Cheques and Wire Transfers through the SAP.
EDUCATION
Ain Shams University Cairo, Egypt
Bachelor’s degree in commerce – Major Accounting Sep 2001 – May 2005
PERSONAL INFORMATION:
Date of Birth: October 1st 1984
Nationality: Egyptian
Marital status:Married with one child
Languages: Arabic and English (excellent command: speak, read and write)
French (Fair speak, read, and write)