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Karen A. Morris MA (Hons), Dip. Laws, LLM
616 2nd Street, Brooklyn NY 11215
30 Montague Square, London W1H 2LQ
Karen.morris2@yahoo.com
kmorris@theinsuranceinnovationinstitute.com
	
  
	
  
aren	
   is	
   a	
   strategic	
   advisor	
   specializing	
   in	
   all	
   aspects	
   of	
   innovation	
   strategy	
   and	
  
execution.	
   She	
   has	
   developed	
   unique,	
   pragmatic	
   and	
   proven	
   methodologies	
   for	
  
growth	
   strategies,	
   innovation	
   and	
   product/platform	
   development	
   often	
   in	
  
challenging	
  market	
  conditions.	
  	
  
	
  
Currently,	
  Karen	
  is	
  on	
  an	
  intensive	
  advisory	
  assignment	
  to	
  the	
  CEO	
  and	
  leadership	
  team	
  of	
  
the	
   world’s	
   largest	
   international	
   underwriting	
   agency,	
   focusing	
   on	
   expansion,	
   strategic	
  
alliances,	
  product	
  innovation,	
  distribution	
  and	
  team	
  transformation	
  and	
  engagement.	
  
	
  
For	
  the	
  previous	
  three	
  years,	
  Karen	
  was	
  a	
  consultant	
  to	
  the	
  W.R.	
  Berkley	
  leadership	
  team	
  
designing	
   and	
   executing	
   strategic	
   projects	
   including:	
   product	
   innovation	
   and	
   service	
  
proposition	
  development;	
  brand	
  positioning;	
  organizational	
  redesign;	
  customer-­‐centricity	
  
and	
  distribution	
  management.	
  She	
  focused	
  particularly	
  on	
  CEO/President	
  leadership	
  skills.	
  
	
  
Formerly	
   Chief	
   Innovation	
   Officer	
   at	
   AIG,	
   Karen	
   has	
   also	
   held	
   the	
   roles	
   of	
   International	
  
Underwriting	
  Counsel	
  and	
  Head	
  of	
  Product	
  and	
  Service	
  Development	
  and	
  SVP	
  for	
  Southern	
  
Europe	
   for	
   Chubb.	
   She	
   was	
   appointed	
   European	
   General	
   Counsel	
   for	
   Kimberly	
   Clark,	
   a	
  
Fortune	
  500	
  company	
  following	
  a	
  period	
  of	
  private	
  practice	
  as	
  an	
  M&A/tax	
  lawyer.	
  	
  
	
  
Karen	
  has	
  over	
  25	
  years’	
  experience	
  in	
  law,	
  management,	
  underwriting	
  and	
  multinational	
  
business.	
   She	
   is	
   a	
   frequent	
   speaker	
   and	
   writer	
   on	
   innovation	
   and	
   leadership	
   at	
   global	
  
forums.	
  Karen	
  is	
  a	
  Senior	
  Fellow	
  of	
  The	
  Institute	
  for	
  Innovation	
  in	
  Large	
  Organizations.	
  
	
  
Karen	
   has	
   served	
   as	
   adjunct	
   professor	
   at	
   Fordham	
   University	
   in	
   New	
   York	
   teaching	
  
innovation	
  and	
  customer-­‐centricity	
  as	
  part	
  of	
  the	
  MBA	
  program.	
  She	
  has	
  been	
  a	
  visiting	
  
lecturer	
   at	
   universities	
   in	
   France	
   and	
   Spain	
   including	
   IESE,	
   voted	
   the	
   world’s	
   foremost	
  
executive	
  MBA	
  program.	
  She	
  served	
  on	
  the	
  Advisory	
  Board	
  of	
  The	
  Howe	
  School	
  of	
  Business	
  
at	
  The	
  Stevens	
  Institute	
  of	
  Technology.	
  	
  She	
  currently	
  sits	
  on	
  the	
  Advisory	
  Board	
  of	
  The	
  
University	
  of	
  Colorado,	
  The	
  World	
  BPO/ITO	
  Forum	
  and	
  Insurance	
  Times	
  Innovation	
  2016.	
  	
  
	
  
She	
  is	
  a	
  frequent	
  public	
  speaker	
  (FT	
  View	
  from	
  the	
  Top,	
  “Meet	
  the	
  Boss”,	
  PLUS,	
  IADC,	
  Frost	
  
&	
   Sullivan,	
   Bedlam	
   Entertainment,	
   The	
   World	
   BPO	
   Forum,	
   The	
   International	
   ICT-­‐BPO	
  
Investment	
  Forum	
  and	
  StrategicRisk)	
  and	
  writer	
  (Carrier	
  Management;	
  Insurance	
  Times;	
  
GR	
  Magazine;	
  Intelligent	
  Insurer	
  etc.)	
  on	
  innovation	
  and	
  leadership.	
  
	
  
In	
  2005,	
  Karen	
  co-­‐founded	
  and	
  remains	
  a	
  board	
  director	
  of	
  The	
  Global	
  Sourcing	
  Council,	
  a	
  
not-­‐for-­‐profit	
   (U.N.	
   NGO	
   status	
   pending)	
   committed	
   to	
   economic	
   and	
   sustainable	
   best	
  
practice	
  in	
  global	
  sourcing.	
  In	
  this	
  connection,	
  she	
  has	
  given	
  pro	
  bono	
  advisory	
  support	
  to	
  
the	
  governments	
  of	
  the	
  Philippines,	
  Bangladesh	
  and	
  Mauritius.	
  Karen’s	
  other	
  not-­‐for-­‐profit	
  
commitments	
  include:	
  New	
  York’s	
  Special	
  Needs	
  Activity	
  Center	
  for	
  Kids	
  and	
  GallopNYC.	
  	
  
K	
  
2
	
  
Background:	
  
	
  
An	
  English	
  barrister,	
  Karen	
  began	
  her	
  career	
  in	
  1983	
  as	
  a	
  multi-­‐lingual,	
  multi-­‐jurisdictional	
  
tax	
  and	
  M&A	
  lawyer	
  with	
  the	
  international	
  law	
  firm,	
  Morgan	
  Lewis	
  &	
  Bockius.	
  	
  	
  
	
  
In	
   1988,	
   Karen	
   became	
   General	
   Counsel	
   for	
   Europe	
   with	
   the	
   global	
   consumer	
   goods	
  
business	
  Kimberly	
  Clark.	
  In	
  this	
  role,	
  Karen	
  was	
  also	
  drawn	
  into	
  the	
  fields	
  of	
  environmental	
  
stewardship	
  and	
  diversity	
  leadership,	
  joining	
  the	
  European	
  Corporate	
  Governance	
  Institute	
  
at	
  its	
  inception	
  and	
  spearheading	
  Kimberly	
  Clark’s	
  compliance	
  programs.	
  	
  
	
  
She	
   joined	
   Chubb	
   Europe	
   in	
   London	
   as	
   Deputy	
   General	
   Counsel	
   in	
   1991.	
   Over	
   the	
   next	
  
decade,	
   based	
   in	
   Paris,	
   she	
   established	
   and	
   led	
   a	
   global	
   legal	
   and	
   underwriting	
   team	
   of	
  
product	
  development	
  specialists	
  for	
  Chubb	
  Financial	
  Lines	
  worldwide	
  ex-­‐USA.	
  In	
  addition,	
  
Karen	
  ran	
  a	
  P&L	
  as	
  European	
  SVP	
  of	
  Chubb	
  Specialty.	
  
	
  
In	
   2004,	
   Karen	
   joined	
   AIG	
   in	
   New	
   York,	
   initially	
   to	
   manage	
   international	
   product	
  
development	
   for	
   Financial	
   Lines	
   later	
   encompassing	
   all	
   Commercial	
   Lines.	
   She	
   was	
  
appointed	
   SVP	
   and	
   Chief	
   Innovation	
   Officer	
   for	
   AIG	
   with	
   responsibility	
   for	
   strategic	
   and	
  
tactical	
  innovation	
  across	
  the	
  business.	
  
	
  
Karen	
   has	
   created	
   over	
   50	
   insurance	
   products,	
   including	
   niche	
   new-­‐to-­‐market	
   offerings	
  
generating	
   today	
   multiple	
   billion	
   dollars	
   in	
   GWP.	
   She	
   was	
   also	
   architect	
   of	
   numerous	
  
product	
  differentiators,	
  now	
  standard	
  worldwide,	
  in	
  D&O	
  such	
  as:	
  reputational	
  recovery	
  
expenses;	
   extradition	
   protection;	
   life-­‐long	
   run-­‐off	
   for	
   retired	
   directors;	
   corporate	
  
manslaughter;	
  data	
  privacy	
  and	
  EU	
  Dawn	
  Raid	
  exposures	
  to	
  name	
  but	
  a	
  few.	
  Karen	
  has	
  also	
  
designed	
  unique	
  products	
  for	
  areas	
  as	
  diverse	
  as:	
  supply-­‐chain	
  risks;	
  trade	
  embargo	
  issues;	
  
FCPA	
  risks	
  and	
  brand	
  value.	
  She	
  designed	
  and	
  launched	
  products	
  in	
  over	
  20	
  jurisdictions	
  
including	
  many	
  first-­‐to-­‐market	
  locally	
  customized	
  offerings	
  not	
  simply	
  translations.	
  Karen	
  
expanded	
   AIG’s	
   product	
   portfolio,	
   designed	
   the	
   blueprint	
   for:	
   AIG’s	
   Renewable	
   Energy	
  
Practice;	
  micro-­‐insurance	
  programs;	
  Takaful	
  insurance	
  and	
  complex	
  trusts.	
  
	
  
Education:	
  
	
  
MA	
  with	
  Honours	
  (Edinburgh	
  University);	
  L.L.M.	
  (University	
  of	
  London);	
  Dip.	
  Laws	
  (City	
  
University	
  London);	
  Inns	
  of	
  Court	
  School	
  of	
  Law,	
  Barrister,	
  Gray’s	
  Inn;	
  Visiting	
  Scholar	
  L’	
  
Université	
  de	
  Lyon	
  II	
  and	
  the	
  University	
  of	
  Pennsylvania.	
  
	
  
Languages:	
  	
  
	
  
French	
  (fluent),	
  Spanish	
  (technical	
  reading	
  proficiency),	
  conversational	
  Italian	
  and	
  German.	
  	
  
Links:	
  
	
  
LinkedIn	
  –	
  Karen	
  Morris	
  
www.iloinstitute.org	
  
www.worldbpoforum.com	
  
gallopnyc.org	
  
hawthornecountryday.org	
  
events.insurancetimes.co.uk/id-­‐2016/speakers	
  

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SmarterMoney+ Review 5 - Winter 2016
 

Karen Morris CV

  • 1. 1   Karen A. Morris MA (Hons), Dip. Laws, LLM 616 2nd Street, Brooklyn NY 11215 30 Montague Square, London W1H 2LQ Karen.morris2@yahoo.com kmorris@theinsuranceinnovationinstitute.com     aren   is   a   strategic   advisor   specializing   in   all   aspects   of   innovation   strategy   and   execution.   She   has   developed   unique,   pragmatic   and   proven   methodologies   for   growth   strategies,   innovation   and   product/platform   development   often   in   challenging  market  conditions.       Currently,  Karen  is  on  an  intensive  advisory  assignment  to  the  CEO  and  leadership  team  of   the   world’s   largest   international   underwriting   agency,   focusing   on   expansion,   strategic   alliances,  product  innovation,  distribution  and  team  transformation  and  engagement.     For  the  previous  three  years,  Karen  was  a  consultant  to  the  W.R.  Berkley  leadership  team   designing   and   executing   strategic   projects   including:   product   innovation   and   service   proposition  development;  brand  positioning;  organizational  redesign;  customer-­‐centricity   and  distribution  management.  She  focused  particularly  on  CEO/President  leadership  skills.     Formerly   Chief   Innovation   Officer   at   AIG,   Karen   has   also   held   the   roles   of   International   Underwriting  Counsel  and  Head  of  Product  and  Service  Development  and  SVP  for  Southern   Europe   for   Chubb.   She   was   appointed   European   General   Counsel   for   Kimberly   Clark,   a   Fortune  500  company  following  a  period  of  private  practice  as  an  M&A/tax  lawyer.       Karen  has  over  25  years’  experience  in  law,  management,  underwriting  and  multinational   business.   She   is   a   frequent   speaker   and   writer   on   innovation   and   leadership   at   global   forums.  Karen  is  a  Senior  Fellow  of  The  Institute  for  Innovation  in  Large  Organizations.     Karen   has   served   as   adjunct   professor   at   Fordham   University   in   New   York   teaching   innovation  and  customer-­‐centricity  as  part  of  the  MBA  program.  She  has  been  a  visiting   lecturer   at   universities   in   France   and   Spain   including   IESE,   voted   the   world’s   foremost   executive  MBA  program.  She  served  on  the  Advisory  Board  of  The  Howe  School  of  Business   at  The  Stevens  Institute  of  Technology.    She  currently  sits  on  the  Advisory  Board  of  The   University  of  Colorado,  The  World  BPO/ITO  Forum  and  Insurance  Times  Innovation  2016.       She  is  a  frequent  public  speaker  (FT  View  from  the  Top,  “Meet  the  Boss”,  PLUS,  IADC,  Frost   &   Sullivan,   Bedlam   Entertainment,   The   World   BPO   Forum,   The   International   ICT-­‐BPO   Investment  Forum  and  StrategicRisk)  and  writer  (Carrier  Management;  Insurance  Times;   GR  Magazine;  Intelligent  Insurer  etc.)  on  innovation  and  leadership.     In  2005,  Karen  co-­‐founded  and  remains  a  board  director  of  The  Global  Sourcing  Council,  a   not-­‐for-­‐profit   (U.N.   NGO   status   pending)   committed   to   economic   and   sustainable   best   practice  in  global  sourcing.  In  this  connection,  she  has  given  pro  bono  advisory  support  to   the  governments  of  the  Philippines,  Bangladesh  and  Mauritius.  Karen’s  other  not-­‐for-­‐profit   commitments  include:  New  York’s  Special  Needs  Activity  Center  for  Kids  and  GallopNYC.     K  
  • 2. 2   Background:     An  English  barrister,  Karen  began  her  career  in  1983  as  a  multi-­‐lingual,  multi-­‐jurisdictional   tax  and  M&A  lawyer  with  the  international  law  firm,  Morgan  Lewis  &  Bockius.         In   1988,   Karen   became   General   Counsel   for   Europe   with   the   global   consumer   goods   business  Kimberly  Clark.  In  this  role,  Karen  was  also  drawn  into  the  fields  of  environmental   stewardship  and  diversity  leadership,  joining  the  European  Corporate  Governance  Institute   at  its  inception  and  spearheading  Kimberly  Clark’s  compliance  programs.       She   joined   Chubb   Europe   in   London   as   Deputy   General   Counsel   in   1991.   Over   the   next   decade,   based   in   Paris,   she   established   and   led   a   global   legal   and   underwriting   team   of   product  development  specialists  for  Chubb  Financial  Lines  worldwide  ex-­‐USA.  In  addition,   Karen  ran  a  P&L  as  European  SVP  of  Chubb  Specialty.     In   2004,   Karen   joined   AIG   in   New   York,   initially   to   manage   international   product   development   for   Financial   Lines   later   encompassing   all   Commercial   Lines.   She   was   appointed   SVP   and   Chief   Innovation   Officer   for   AIG   with   responsibility   for   strategic   and   tactical  innovation  across  the  business.     Karen   has   created   over   50   insurance   products,   including   niche   new-­‐to-­‐market   offerings   generating   today   multiple   billion   dollars   in   GWP.   She   was   also   architect   of   numerous   product  differentiators,  now  standard  worldwide,  in  D&O  such  as:  reputational  recovery   expenses;   extradition   protection;   life-­‐long   run-­‐off   for   retired   directors;   corporate   manslaughter;  data  privacy  and  EU  Dawn  Raid  exposures  to  name  but  a  few.  Karen  has  also   designed  unique  products  for  areas  as  diverse  as:  supply-­‐chain  risks;  trade  embargo  issues;   FCPA  risks  and  brand  value.  She  designed  and  launched  products  in  over  20  jurisdictions   including  many  first-­‐to-­‐market  locally  customized  offerings  not  simply  translations.  Karen   expanded   AIG’s   product   portfolio,   designed   the   blueprint   for:   AIG’s   Renewable   Energy   Practice;  micro-­‐insurance  programs;  Takaful  insurance  and  complex  trusts.     Education:     MA  with  Honours  (Edinburgh  University);  L.L.M.  (University  of  London);  Dip.  Laws  (City   University  London);  Inns  of  Court  School  of  Law,  Barrister,  Gray’s  Inn;  Visiting  Scholar  L’   Université  de  Lyon  II  and  the  University  of  Pennsylvania.     Languages:       French  (fluent),  Spanish  (technical  reading  proficiency),  conversational  Italian  and  German.     Links:     LinkedIn  –  Karen  Morris   www.iloinstitute.org   www.worldbpoforum.com   gallopnyc.org   hawthornecountryday.org   events.insurancetimes.co.uk/id-­‐2016/speakers