2. We strive to be one of the fastest growing
independent financial services provider in South
Africa
Who We Are?
3. Our mission to protect people financially
make them debt-free and educate them
about money
Our Mission
4. Our vision is to become one of the largest
independent financial service providers in South
Africa with the view of becoming a competitive
provider within Africa.
Our Vision
5. Vesen Chetty & Associates cc t/a Providential
Financial Services – B200512213823
Licensed Financial Planning Practice with FSP
29550 and licensed for Category 1 products
Professional Indemnity Cover held with AIG
We are accredited to market products with some
of South Africa’s top product providers such as
Discovery , Liberty , Momentum to name a few.
Legal Information
8. Unemployment @ 26.70% and about 213 000 children
failed their end of school examinations in 2015 which
promotes a high drop out rate and contributes to the
unemployment rate
Households debt @ 35.30%
Only 6% of South Africans are able to retire
comfortably with no reliance on the social security
system
Culture of savings is not high and no disciplined
budgeting
Some of the Financial
Challenges in Society
9. Life Staging
your planning
Get the right level of financial coverage to
suite your individual needs and budget
at every stage on your life!!!
10. How Can We Help You?
Financial Solutions for Life Stages (SWMNSEER):
Student
Working Professional
Married
New Parents
Single Parent
Established Family
Empty Nesters
Retired
PROVIDENTIAL FINANCIAL SERVICES
11. How Can We Help You?
Life Stage: Student
Financial Thought Break:
Transport – How to get around?
Your whole life online – On your phone
Are you covered if you need to go to hospital?
Do you need cash now or most likely for a long term goal?
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
12. How Can We Help You?
Life Stage: Working Professional
Financial Thought Break:
Are you making your way up the ladder or for a promotion?
Your dreams , goals and aspirations are important to us and
we can help you make your dreams materialize
By putting some of your hard-earned money away today,
you can reward yourself tomorrow
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
13. How Can We Help You?
Life Stage: Married
Financial Thought Break:
Marriage is a beautiful thing, but as you know it comes with a
lot of RESPONSIBILITIES
Travelling the world
Finding or building your magical place called home
We can help you achieve your dreams and ensure that
money is not the things you fight about. Well, as little as
possible at least.
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
14. How Can We Help You?
Life Stage: New Parents
Financial Thought Break:
New parents, you’re most definitely have unique financial
needs
Is your dream right now or just to relax for 5 minutes?
Are you negotiating through the tears and tantrums?
Are you trying your best all the time?
We can’t promise it will get easier being a mom or dad but
we can help you look after your family’s well-being
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
15. How Can We Help You?
Life Stage: Single Parent
Financial Thought Break:
Being a single parent, you might need a little quite time to think
about your finances
Do you dream of just having a day or week off?
As time out is virtually impossible, do you dream of cloning
yourself?
Do you want an extra set of arms just to cope with today’s
demands?
We can give you a hand by offering sound financial advice on
how to bring your dreams to reality
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
16. How Can We Help You?
Life Stage: Established Family
Financial Thought Break:
As part of an established family, you don’t often get time out
Is your dream right now to have 5 minutes of peace and quite?
Is your life for you, at this stage , a balancing act?
Do the kids want every second of your time and every rand in
your pocket?
Do you dream of a remote island to disappear to?
We can’t promise you a remote island, but we can meet you for
coffee and assist you with your financial goals
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
17. How Can We Help You?
Life Stage: Empty Nesters
Financial Thought Break:
As an empty nester, your financial priorities may be changing
Up until this point, does everything seem like a mad rush?
Now that your kids have flown the coop where does that
leave you?
Is your dream right now to just to tick off your bucket list?
Now’s the time to do things you want to do and we can help
you realise those goals and put a plan of action together
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
18. How Can We Help You?
Life Stage: Retired
Financial Thought Break:
As a retired individual , time sometimes has more value than
money
Is it your dream to travel somewhere different?
Do you want to play golf the whole day?
Do you want to spend more time with the family?
Do you simply want to enjoy a quiet time right now?
#ThisIsYourOpportunityToTakeTimetoReflect
PROVIDENTIAL FINANCIAL SERVICES
Don’t forget
about Life’s
What-If’s
along the
way
19. Based on true individual cases but due to compliance with POPI and in keeping with FAIS Act , pseudonym’s will be used.
PROVIDENTIAL FINANCIAL SERVICES
Before & After Providential
Life of Pi
(Age 38)
Before
Providential
After
Providential
Annualised Tax Savings in % R 0 p/m = 0% R 1 000 p/m Up to 27.5%
Taxation on Long-Term
Investments
(Subject to wealth strategy planning)
Endowments
(CGT @ 12% , Income Tax
@ 30% and Foreign dividends
tax @ 15%)
Tax-Free Endowments
0%
Income Protection R 35 000 p/m
(100% Gross Income)
R 26 820
(100% Net of Tax Income)
Medical Coverage Medical Insurance Medical Aid / Hospital Plan
- Pi gets Tax Credits and the
possibility of getting an
additional medical aid tax
credit
Wealth Creation R 500 p/m R 2 000 p/m
Comprehensive Life Insurance R 0 p/m R 500 p/m
Short Term Insurance R 1500 p/m R 1350 p/m
Improvement in your Life 0% 100%
20. PROVIDENTIAL FINANCIAL SERVICES
Opportunities Available
ClientBenefits from our outstanding
services levels and gets their
lifestyle goals achieved!
Affiliate
Join this lucrative
programme whereby you
refer people you know to us
in order to make a positive
difference in their lives and
you receive a 10% of the
commission earned subject
to Providential Rules and
Regulations.
RUS
Join this lucrative programme
whereby you have the
opportunity of becoming a
financial advisor part time
based on your own flexibility
and earn up to 30% of each
new business case accepted,
subject to Providential Rules
and Regulations.
L/R
By first becoming a RUS and
going through or highly
intuitive training and up skilling
together with completion of
the RE5 exam and having the
necessary credits you have the
ability to earn up to 50% of
each new business case
accepted, subject to
Providential Rules and
Regulations.
And / or
21. PROVIDENTIAL FINANCIAL SERVICES
Contact Our Offices Today!
Office Address: Unit 25A , Outlet Park , 59 Meridian Dr, Umhlanga Ridge , 4319
Social Media Presence: www.facebook.com/providentialnetwork
Office Telephone: 031 566 5430
Office Email: info@vcf.co.za
URL: Coming Soon!
