1. 1205 South 8th
Street; Suite 312; Waco, Texas; 76706
888-995-3995; Ph: 254-863-2567; Fax: 512-549-4010
www.USMSTexas.com www.CardProcessingInfo.com
Ken Givens consults with businesses and non-profits to increase sales, cash flow, and avoid losses with
their payment systems. Since 1995, Ken has provided payment processing tools and methods to thousands
of organizations throughout the USA. His company, U.S. Merchant Payment Solutions LLC, operates
offices in Waco and Austin, with affiliates in Dallas, Houston, San Antonio, Corpus Christi,
Odessa/Midland, Los Angeles, Oklahoma City, El Paso, and Ruidoso, N.M.
As a Registered PCI (payment card industry) Consultant for financial institutions providing processing
services for Visa/MasterCard/Discover/American Express, Ken provides top-notch service, security, and
payment options. In the past 20 years Ken has worked with solutions from a variety of vendors and
networks, which allows him to provide personalized systems for each merchant he helps. These tools can
be implemented to keep business safe by avoiding card data losses and identity theft. As an Expert Witness
in civil trials, he has provided testimony for disputes between banks, processors, and technology forms in
Texas and California.
Ken also teaches Continuing Education classes on Card Security to the Texas Society of CPA’s, Travis
County Non-Profit CFO’s, University of Texas Ex-Students Association, Amplify Credit Union, Boy
Scouts of America, Waco Chamber of Commerce, and many businesses large and small. Ken is a 1983
U.T.-Austin graduate, member of the Baylor Club, and has lived in the Waco area since 2015. He is
married to Kathy, a CFO for a local construction company, and is blessed with 4 grown children.
EMV! What’s best, Chips or Strips!
We often see headlines about customer credit/debit card data being stolen, accessed, duplicated, and
fraudulently accessed. The USA is one of the few countries in the world where businesses still use
magnetic strips on the back of credit and debit cards when accepting payment. According to
Visa/MasterCard/Discover/American Express, as of October 1, 2015 that all has changed.
CHIP & PIN, EMV, Contactless, ApplePay, NFC, and RFID all relate to better security for businesses and
their customers in regards to electronic payments. Ken Givens with U.S. Merchant Payment Solutions will
provide insight on this technology that will affect EVERY business in Waco and the U.S., as it already has
for 80% of the world’s merchants. Join us on __________ to learn more about what you and your clients,
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2. who accept credit and debit cards, must implement, to avoid possible fines, fees, and increased liability
when accepting credit and debit cards for payment.
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