1. Kenneth B. Stoddard
209 Terrace Drive Anderson, SC 29621
Phone (864) 314-6041 email skenbecky@bellsouth.net
Education
1985-1987
Master’s Degree in Business Administration, University of South Carolina
1980-1984
Bachelor of Science Degree in Industrial Management, Clemson University
Work Experience
September 2005-Present
The Palmetto Bank, 306 East North Street Greenville, SC 29601
Assistant Vice President, Appraisal Manager
 Oversee and manage the appraisal process for 25 bank branches.
 Maintain appraisal policies and procedures and recommend amendments, as necessary, to comply with
regulatory directives.
 Maintain and periodically review the list of approved real estate appraisers for the bank and submit recommended
additions to and subtractions from this list.
 Act as liaison between the lending staff and outside appraisers, to ensure the independence of the appraisal
process from the loan process, while ordering the appraisals, and addressing any concerns or disputes regarding
appraisal report findings.
 Prepare evaluation reports that provide a written statement of value, with supporting data on real properties, in
order to assist in assessing the soundness of the transactions by the bank that involve real property.
 Engage appraisers for specific appraisal assignments, communicating the scope of work for the appraisal
assignment, and the purpose of the appraisal assignment.
 Review appraisal reports to ensure they conform to the generally accepted standards of the Uniform Standards of
Professional Appraisal Practice, and that they contain sufficient information, and analyses to support the
concluded market value of the real property.
October 2004-September 2005
Beam Central Vac Center, 2107 Chippewa Lane, Williamston, SC 29697
Sales Representative
 Sold central vacuum systems to building contractors and individual home owners in a four-county territory.
 Met with clients to demonstrate the products, and educate them on the various options in designing the central
vac system while negotiating pricing based on the options they preferred and the labor required.
February 2003-October 2004
Hanson Brick, 2485 Rutherford Road, Greenville, SC 29609
Sales Representative
 Sold Hanson building materials to building contractors in a four-county territory.
 Managed sales volume, price, product mix, and costs in order to maximize the net margin contribution.
 Developed an effective area sales plan to strengthen existing customer relationships, and develop new customers
on an annual basis.
March 2001-February 2003
Coldwell Banker Durham Meehan, 1008 North Main Street, Anderson SC 29621
Appraiser/Realtor
 Consulted clients on the highest and best use of real estate and its value.
 Assisted clients in buying and selling real estate by touring prospective properties with them, pricing and
marketing properties, hiring contractors, negotiating contracts and coordinating the closings.

2. October 1999-February 2001
Carolina First Bank, PO Box 1029, Greenville, SC 29602
Construction Loan Administrator
 Originated and administered residential construction loans with building contractors.
 Developed new business, and well as, maintained and expanded existing business.
 Conducted credit and financial analyses of potential clients.
 Conducted on-site inspections for construction draws.
 Collected interest payments from building contractors.
April 1997-May 1999
Wachovia Bank, PO Box 1907, Anderson, SC 29622
Trust Real Estate Administrator
 Managed real estate assets for trusts, and estates, consulting and problem solving with beneficiaries, real estate
professionals, tenants, contractors and trust officers.
 Purchased and sold real estate for trusts, and estates.
 Inspected properties for environmental hazards.
 Analyzed properties to determine their highest and best use, and market value.
April 1995-April 1997
Coldwell Banker Durham Meehan, 1008 North Main Street, Anderson SC 29621
Appraiser/Realtor
 Consulted clients on the highest and best use of real estate and its value.
 Assisted clients in buying and selling real estate by touring prospective properties with them, pricing and
marketing properties, hiring contractors, negotiating contracts and coordinating the closings.
November 1992-April 1995
Self Employed
Appraiser
 Consulted clients on the highest and best us of real estate and its value.
 Performed over 250 commercial, land and residential appraisals.
November 1990-November 1992
Milliken & Company, Avalon Plant, Highway 17, Toccoa, Georgia
Production Planner
 Scheduled the daily production for the textured yarn plant
 Managed the inventory of raw and finished material.
 Problem solved and adjusted the production schedule to ensure on-time delivery.
November 1987-November 1990
Milliken & Company, Avalon Plant, Highway 17, Toccoa, Georgia
Production Manager
 Managed a shift of workers in the knit-dye-packing and warehouse department.
 Hired and trained production workers.
 Managed the flow of production by scheduling the number of production workers, and assigning them to specific
work areas.
 Supervised the loading of trucks and the schedule for shipments.