Our infographic looks at the big risks affecting the charity and not for profit sector.Today's charities are facing all manner of challenges – be it trustee liabilities, strategic risks, fundraising risks, emerging risks like data protection and social media, property loss, or pensions deficits.

1. The BIG risks facing the
UK Charity & Not for Profit sector
of charities may
struggle to meet their
charitable objectives
The Funding Challenge, Baker Tilly, 2013
46%
Are you aware of
legislative changes
regarding defence against
liability claims?
How do you mitigate health &
safety and public liability risks?
1/3of public liability claims
received by a leading charity
insurer are for slips and trips...
Ecclesiastical Insurance Group (EIG)
18%– the amount
public liability
claims have increased by
Ecclesiastical Insurance Group (EIG)
30%of charities
don’t have
a risk policy and...
41%have no action plan to
address risks higher
than their risk tolerance
Charities Risk Survey, 2012
(CFDG & PKF)
Guardian Voluntary Sector
Network Survey
of charities worry
about maintaining
quality of service with
reduced
resources
30%
In today’s litigious society
are you adequately covered?
Trustees are liable
for the actions of their charity,
yet some have limits of
Trustee Indemnity as
low as £250,000...
in donations
could be lost as a
consequence of new
rules on cold calling
Third Sector Research
£4m
of not for profit organisations provide
professional advice...
Do you have adequate
Professional Indemnity cover?
SME Insurance Survey 2014, Datamonitor Financial
Over
40%
Guardian Voluntary Sector Network Survey
of voluntary sector
organisations say
loss of funding
is their biggest
challenge
65%
50%of charities provide induction and
ongoing training to trustees
SORP 2015: The State of Charities, Baker Tilly
Less
than
The law states that
organisations with
an income over
£250,000 must
have a risk
management
statement...
Do you? How confident are you that
it is fit for purpose?
www.thesundaytimes.co.uk
The top 40
UK charities
are reported to
have a combined
pension
deficit of
£5.5bn
Talk to us
For advice about these, or any other risks facing your organisation, please get in touch. We would welcome the
opportunity to offer you our expert advice with a free, no obligation consultation. Call us on 0330 660 0148,
email us at charitiesandnfp@lucasfettes.co.uk or visit www.lucasfettes.co.uk/charitiesandnfp
Lucas Fettes & Partners Ltd are independent insurance intermediaries authorised and regulated by the Financial Conduct Authority. Lucas Fettes
& Partners (Financial Services) Ltd are independent and restricted financial advisers authorised and regulated by the Financial Conduct Authority.
of a charity’s annual income
(on average) comes from their
investment portfolio
SACEVO Report: Commission on Ethical
and Responsible Charity Investments
6%
22,000charities are due to
stage for automatic
enrolment in 2015
and beyond...
Have you prepared for the financial
implications of automatic enrolment?