Complete Breakdown of Product Liability Insurance and Why You Need It In 2021

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Business

Complete Breakdown Of
Product Liability Insurance
And Why You Need It In
2021

Who Needs Product Liability Insurance?
• Manufacturers
• Retailers And Wholesalers
• Trade People

Insurance Policies That Include Product Liability
Insurance
• General Liability Insurance
• Errors And Omissions Insurance
• Professional Liability Insurance
• Business Owners Policy (BOP)

What Does It Cover?
The policy covers:
• Damage to someone’s property
• Bodily injury
• Someone getting sick
• Wrongful death

What Are Some Exclusions?
Exclusions from the policy include:
• Product recall costs
• Employee injuries
• Damaged products
• Accidents involving customers (which have nothing to do with a product)
• Quality and performance issues
• Intentional violation
• Losses
• Third party liability
• Redesign costs

How Much Does Errors and Omissions (E&O)
Insurance Cost?
• The average cost of product liability insurance is $1,192 yearly.
There are many factors that determine product liability insurance costs. These
factors are:
1. Nature Of Business
2. Position In Supply Chain
3. Business Size
4. Products
5. Quality Control
6. Loss Control
7. Claim History

Protect your business by investing in product liability
insurance. Get in touch with us to discover the liability
coverage that suits your needs.

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Has your project been caught in a storm of deadlines, clashing requirements, and the need to change course halfway through? If yes, then check out how the administration team navigated through all of this, relocating 160 people from 3 countries and opening 2 offices during the most turbulent time in the last 20 years. Belka Games’ Chief Administrative Officer, Katerina Rudko, will share universal approaches and life hacks that can help your project survive unstable periods when there seem to be too many tasks and a lack of time and people.

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Complete Breakdown of Product Liability Insurance and Why You Need It In 2021

1. Complete Breakdown Of Product Liability Insurance And Why You Need It In 2021

2. What Is Product Liability Insurance? • Product liability insurance is an important aspect of doing business. • It helps protect your company against being sued by customers, clients, or consumers. • Product liability insurance provides protection from lawsuits that may arise as a result of the sale of faulty products. • The U.S. has some of the strictest laws regarding product liability.

3. Who Needs Product Liability Insurance? • Manufacturers • Retailers And Wholesalers • Trade People

4. Insurance Policies That Include Product Liability Insurance • General Liability Insurance • Errors And Omissions Insurance • Professional Liability Insurance • Business Owners Policy (BOP)

5. What Does It Cover? The policy covers: • Damage to someone’s property • Bodily injury • Someone getting sick • Wrongful death

6. What Are Some Exclusions? Exclusions from the policy include: • Product recall costs • Employee injuries • Damaged products • Accidents involving customers (which have nothing to do with a product) • Quality and performance issues • Intentional violation • Losses • Third party liability • Redesign costs

7. How Much Does Errors and Omissions (E&O) Insurance Cost? • The average cost of product liability insurance is $1,192 yearly. There are many factors that determine product liability insurance costs. These factors are: 1. Nature Of Business 2. Position In Supply Chain 3. Business Size 4. Products 5. Quality Control 6. Loss Control 7. Claim History

8. Protect your business by investing in product liability insurance. Get in touch with us to discover the liability coverage that suits your needs.

Complete Breakdown of Product Liability Insurance and Why You Need It In 2021

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