1. #17MCSum
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Title
Text here
M-Shwari Mobile Banking
Murray Gardiner – Director of Community Banking at Temenos
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
2. Asia Pacific
Australia
Bangladesh
China
Hong-Kong
India
Indonesia
Japan
Malaysia
Pakistan
Singapore
Taiwan
Thailand
Vietnam
#17MCSum
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Global reach - Temenos
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
Americas
Canada
Costa Rica
Ecuador
Mexico
USA
Middle East
& Africa
Egypt
Kenya
Lebanon
Morocco
Saudi Arabia
South Africa
UAE
Europe
Belgium
France
Germany
Greece
Kazakhstan
Luxembourg
Netherlands
Romania
Russia
Spain
Switzerland
Turkey
UK
Our global network enables us to be close to our clients, understand
their requirements and deliver solutions quickly and accurately
3,700
employees
57
offices
38
countries
3. Mission
Embracing and powering
disruptive innovation to
stay ahead in the digital
age – the M-Shwari
mobile bank in Kenya
Vision
The most successful
mobile bank in Africa
with plans to expand to
neighbouring countries
#17MCSum
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M-Shwari Mobile Banking
Numbers
• Launched in Nov 2012
• 3 million customers 5
months after launch
• 100% STP
• One single integration
hub
• 70,000 subscribers on
day 1 of launch
Business benefits
• Implementation time
reduced threefold;
launched in only 5 months
• Commercial viability in less
than half the time initially
forecasted
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
4. #17MCSum
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17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
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The technology
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
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Integration framework:
Code-free design of interfaces to/from
T24
Exploitation of platform partner
middleware
Out of the box model bank interfaces
CBA – M-Shwari Integrated 8 interfaces
in 2 months.
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
7. To payment gateway
We were developing six separate subsystems
#17MCSum
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Financial Event Side Effects
T24
Financial Event
To back office
To front office
To risk
To data warehouse
To GL
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
8. #17MCSum
mit
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE
9. #17MCSum
mit
Title
Text here
Thank you
Murray Gardiner – Director of Community Banking at Temenos
17TH MICROCREDIT SUMMIT
GENERATION NEXT: INNOVATIONS IN MICROFINANCE