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AN ATM WITH AN EYE
BY:
MOHAMMAD AZHAR
ROLL NO.31
BTECH ECE 2ND YEAR
JAMIA HAMDARD
NEW DELHI
1
s
Contents
•
•
•
•
•
•
About the ATM
How ATM Works
ATM Frauds
Draw backs of password
Biometrics with ATM’s
How ATM works with
biometrics
•
•
•
•
Eye Recognition
Advantages
Disadvantages
Conclusion 2
ABOUT THE ATM:-
1 An ATM is an electronic device which allows a bank’s
customer to make cash withdrawals and check their
account balance at any time without the need for a human
teller.
2.. In ATM system customers authenticate themselves by
using a plastic card with a magnetic stripe which is known
as “ATM CARD”.
3. The magnetic stripe encodes the customers account
number and a numeric password which is known as PIN
(Personal Identification Number) .
3
HOWATM WORKS :-
1. Physical access card and PIN or other
password is used in order to access a
customer’s account
2. TheATM prompts the user to insert the card.
3. When the card is entered the customer
personal identification number (PIN) is
requested.
4
4. The customer inputs his or her PIN.
5. If the card is a valid card which can be
processed by the machine then control transfer to
next stages and prompts the user to withdrawal of
cash.
6. If the number entered incorrectly several times in
row mostATMs will retain the card as a security
a
precaution to prevent an unauthorized users .
7. ATM reads and store customer’s data on a smart
card.
5
ATM Frauds
• ATM’s are manifold due to the exponential
growth of “intelligent” criminals day to day
• Now a days Frauds are easily taping the
passwords of card holder
6
Draw back of PIN
1 The PIN does not prove the identification of
the cardholder
2 People write PINs and disclose to others
increasing the risk of fraud; and PINs can
be stolen by observation
3 ATM systems today use no more than an
access card and PIN for identity verification
7
4 There is an urgent need for improving
security in banking region.
5 So we
ATMs
need more security confirmation in
8
Biometrics with ATM
•
to
Biometric techniques gives high security
avoid fraudulent use of ATMs
9
HOW ATM WORKS WITH BIOMETRICS
(AN ATM WITH AN EYE):-
1. The ATM
card.
prompts the user to insert the
2. When the card is entered the customer
personal identification number (PIN)
requested.
The customer inputs his or her PIN
When PIN matches the account then
is
3.
4.
an ordinary video camera captures an image
of the customer's right or left eye.
10
5 This image is converted
into a digital code, which
is compared with one
already stored for that
individual if the system
perceives a match, the
customer can proceed
user to withdrawal of
cash.
the
11
6 When a match is made with PIN but
not the images, the bank could limit
transactions in manner agreed upon by
the customer when the account was
opened,
and could store the image of the user for
later examination by the bank officials
7. ATM reads and store customer’s data
on a smart card. 12
Eye Recognition
• Iris:
– Measures the shape & color
the Iris
of
•
•
•
Minutiae rich
Inconvenient
Expensive
• Retina:
– Blood Vessel Pattern
The blood vessels at the back of
the
eye have a unique pattern, from
eye to eye and person to
person.
• Highly Accurate
• Low public acceptance .
13
Localization
* Image
EnhancedNormalization
Extract Eye Image,
Pupil/Iris segmentation
*
Classifier
Match
Feature Vector
(Template)
Decision
Enrolled
Database
Read enrolled template
or interoperable image
(e.g. IREX Kind 7) from
Card/Credential
14
Watch
list
PASS
or
Divert
Advantages
• Highly protected, internal organ of the eye

• Externally visible; patterns imaged from a
distance
• Iris patterns possess a high degree of
randomness
Changing pupil size confirms natural physiology
Limited genetic penetrance of iris patterns
Patterns apparently stable throughout life
Encoding and decision-making are tractable
•
•
•
•
15
Disadvantage
• Small target (1 cm) to acquire from a
distance (1 m)
Moving target ...within another
Located behind a curved, wet, reflecting
surface
Obscured by eyelashes, lenses, reflections
Partially occluded by eyelids, often drooping
Deforms non-elastically as pupil changes size
Illumination should not be visible or bright
Some negative (Orwellian) connotations
•
•
•
•
•
•
•
16
CONCLUSION:
• Thus this type of developed ATM is more
reliable in providing security by using facial
recognition software by keeping the time
elapsed in the verification process to a
negligible amount we even try to maintain the
effiency of ATM system to a greater degree.
17
19
20

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Atm with an eye

  • 1. AN ATM WITH AN EYE BY: MOHAMMAD AZHAR ROLL NO.31 BTECH ECE 2ND YEAR JAMIA HAMDARD NEW DELHI 1
  • 2. s Contents • • • • • • About the ATM How ATM Works ATM Frauds Draw backs of password Biometrics with ATM’s How ATM works with biometrics • • • • Eye Recognition Advantages Disadvantages Conclusion 2
  • 3. ABOUT THE ATM:- 1 An ATM is an electronic device which allows a bank’s customer to make cash withdrawals and check their account balance at any time without the need for a human teller. 2.. In ATM system customers authenticate themselves by using a plastic card with a magnetic stripe which is known as “ATM CARD”. 3. The magnetic stripe encodes the customers account number and a numeric password which is known as PIN (Personal Identification Number) . 3
  • 4. HOWATM WORKS :- 1. Physical access card and PIN or other password is used in order to access a customer’s account 2. TheATM prompts the user to insert the card. 3. When the card is entered the customer personal identification number (PIN) is requested. 4
  • 5. 4. The customer inputs his or her PIN. 5. If the card is a valid card which can be processed by the machine then control transfer to next stages and prompts the user to withdrawal of cash. 6. If the number entered incorrectly several times in row mostATMs will retain the card as a security a precaution to prevent an unauthorized users . 7. ATM reads and store customer’s data on a smart card. 5
  • 6. ATM Frauds • ATM’s are manifold due to the exponential growth of “intelligent” criminals day to day • Now a days Frauds are easily taping the passwords of card holder 6
  • 7. Draw back of PIN 1 The PIN does not prove the identification of the cardholder 2 People write PINs and disclose to others increasing the risk of fraud; and PINs can be stolen by observation 3 ATM systems today use no more than an access card and PIN for identity verification 7
  • 8. 4 There is an urgent need for improving security in banking region. 5 So we ATMs need more security confirmation in 8
  • 9. Biometrics with ATM • to Biometric techniques gives high security avoid fraudulent use of ATMs 9
  • 10. HOW ATM WORKS WITH BIOMETRICS (AN ATM WITH AN EYE):- 1. The ATM card. prompts the user to insert the 2. When the card is entered the customer personal identification number (PIN) requested. The customer inputs his or her PIN When PIN matches the account then is 3. 4. an ordinary video camera captures an image of the customer's right or left eye. 10
  • 11. 5 This image is converted into a digital code, which is compared with one already stored for that individual if the system perceives a match, the customer can proceed user to withdrawal of cash. the 11
  • 12. 6 When a match is made with PIN but not the images, the bank could limit transactions in manner agreed upon by the customer when the account was opened, and could store the image of the user for later examination by the bank officials 7. ATM reads and store customer’s data on a smart card. 12
  • 13. Eye Recognition • Iris: – Measures the shape & color the Iris of • • • Minutiae rich Inconvenient Expensive • Retina: – Blood Vessel Pattern The blood vessels at the back of the eye have a unique pattern, from eye to eye and person to person. • Highly Accurate • Low public acceptance . 13
  • 14. Localization * Image EnhancedNormalization Extract Eye Image, Pupil/Iris segmentation * Classifier Match Feature Vector (Template) Decision Enrolled Database Read enrolled template or interoperable image (e.g. IREX Kind 7) from Card/Credential 14 Watch list PASS or Divert
  • 15. Advantages • Highly protected, internal organ of the eye  • Externally visible; patterns imaged from a distance • Iris patterns possess a high degree of randomness Changing pupil size confirms natural physiology Limited genetic penetrance of iris patterns Patterns apparently stable throughout life Encoding and decision-making are tractable • • • • 15
  • 16. Disadvantage • Small target (1 cm) to acquire from a distance (1 m) Moving target ...within another Located behind a curved, wet, reflecting surface Obscured by eyelashes, lenses, reflections Partially occluded by eyelids, often drooping Deforms non-elastically as pupil changes size Illumination should not be visible or bright Some negative (Orwellian) connotations • • • • • • • 16
  • 17. CONCLUSION: • Thus this type of developed ATM is more reliable in providing security by using facial recognition software by keeping the time elapsed in the verification process to a negligible amount we even try to maintain the effiency of ATM system to a greater degree. 17
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