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The Insurance Coverage Law Information Center
The following article is from National Underwriter’s latest online resource,
FC&S Legal: The Insurance Coverage Law Information Center.
PASSENGER RECOVERS $125,000 IN INSURANCE PAYMENTS
FOR INJURIES IN HEAD-ON COLLISION
Steven A. Meyerowitz, Esq., Director, FC&S Legal
November 11, 2015
A passenger in a vehicle involved in a head-on collision in Georgia has recovered $125,000 in insurance payments for
his injuries.
Facts and Allegations
Dudly Chiwandire, a law student from South Africa, alleged that he was a front-seat passenger in a vehicle operated by
Daniel Winsley in Suwanee, Georgia, when it was struck head-on by a vehicle operated by Raymond P. Alexander.
Mr. Chiwandire primarily claimed injuries to his left wrist from the collision.
He filed a claim with Mr. Alexander’s liability carrier and also sought underinsured motorist benefits from his own
carrier, Nationwide. Mr. Chiwandire alleged that Mr. Alexander had been negligent in the operation of his vehicle,
causing the accident and his personal injuries. He said that he had two surgeries and physical therapy and alleged that
he had a permanent loss of range of motion in his left wrist and thumb, affecting his daily activities and ability to care for
his three young children. He claimed $65,834.01 in past medical costs and further sought damages for his pain and
suffering. Mr. Alexander did not dispute Mr. Chiwandire’s claimed injuries or damages.
Result
Mr. Chiwandire settled with Mr. Alexander’s liability carrier for $100,000 and with his underinsured motorist carrier for
$25,000, for a total recovery of $125,000.
The case is Chiwandire v. Alexander (Ga. Settlement Nov. 6, 2015). Attorneys involved include: Plaintiff Attorney(s): Charles
Scholle; Scholle Law; Duluth, GA, for Dudly Chiwandire; Defense Attorney(s): Ken Reeves; Claims Adjuster at Nationwide
Insurance; Gainesville, FL, for Nationwide Insurance; Jon A. Allen; Ronnie Moore & Associates; Atlanta, GA, for Raymond
P. Alexander.
FC&S Legal Comment
This report is based on information that was provided by plaintiff’s counsel. Defense counsel for Mr. Alexander did not
respond to the reporter’s phone calls, and the claims adjuster for Nationwide declined to comment.
To see the full detailed report from our ALM partner, VerdictSearch, please click here.
About The Author
Steven A. Meyerowitz, Esq., is the Director of FC&S Legal, the Editor-in-Chief of the Insurance Coverage Law Report,
and the Founder and President of Meyerowitz Communications Inc. As FC&S Legal Director, Mr. Meyerowitz, a member
of the team that conceptualized FC&S Legal, provides daily analysis and commentary on the most significant insurance
coverage law decisions from courts across the country and news regarding legislative and regulatory developments.
Take the guesswork out of your claims settlements.
Call 1-800-543-0874 | Email customerservice@nuco.com | www.fcandslegal.com
Click here for a FREE trial »
Call 1-800-543-0874 | Email customerservice@nuco.com | www.fcandslegal.com
Copyright © 2015 The National Underwriter Company. All Rights Reserved.
NOTE: The content posted to this account from FC&S Legal: The Insurance Coverage Law Information Center is current to the date of its initial
publication. There may have been further developments of the issues discussed since the original publication.
This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding
that the publisher is not engaged in rendering legal, accounting or other professional service. If legal advice is required, the services of a competent
professional person should be sought.
For more information, or to begin your free trial:
	 • Call: 1-800-543-0874
	 • Email: customerservice@nuco.com
	 • Online: www.fcandslegal.com
FC&S Legal guarantees you instant access to the most authoritative and comprehensive
insurance coverage law information available today.
This powerful, up-to-the-minute online resource enables you to stay apprised
of the latest developments through your desktop, laptop, tablet, or smart phone
—whenever and wherever you need it.

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Verdicts & Settlements: Passenger Recovers $125,000 in Insurance Payments for Injuries in Head-On Collision

  • 1. The Insurance Coverage Law Information Center The following article is from National Underwriter’s latest online resource, FC&S Legal: The Insurance Coverage Law Information Center. PASSENGER RECOVERS $125,000 IN INSURANCE PAYMENTS FOR INJURIES IN HEAD-ON COLLISION Steven A. Meyerowitz, Esq., Director, FC&S Legal November 11, 2015 A passenger in a vehicle involved in a head-on collision in Georgia has recovered $125,000 in insurance payments for his injuries. Facts and Allegations Dudly Chiwandire, a law student from South Africa, alleged that he was a front-seat passenger in a vehicle operated by Daniel Winsley in Suwanee, Georgia, when it was struck head-on by a vehicle operated by Raymond P. Alexander. Mr. Chiwandire primarily claimed injuries to his left wrist from the collision. He filed a claim with Mr. Alexander’s liability carrier and also sought underinsured motorist benefits from his own carrier, Nationwide. Mr. Chiwandire alleged that Mr. Alexander had been negligent in the operation of his vehicle, causing the accident and his personal injuries. He said that he had two surgeries and physical therapy and alleged that he had a permanent loss of range of motion in his left wrist and thumb, affecting his daily activities and ability to care for his three young children. He claimed $65,834.01 in past medical costs and further sought damages for his pain and suffering. Mr. Alexander did not dispute Mr. Chiwandire’s claimed injuries or damages. Result Mr. Chiwandire settled with Mr. Alexander’s liability carrier for $100,000 and with his underinsured motorist carrier for $25,000, for a total recovery of $125,000. The case is Chiwandire v. Alexander (Ga. Settlement Nov. 6, 2015). Attorneys involved include: Plaintiff Attorney(s): Charles Scholle; Scholle Law; Duluth, GA, for Dudly Chiwandire; Defense Attorney(s): Ken Reeves; Claims Adjuster at Nationwide Insurance; Gainesville, FL, for Nationwide Insurance; Jon A. Allen; Ronnie Moore & Associates; Atlanta, GA, for Raymond P. Alexander. FC&S Legal Comment This report is based on information that was provided by plaintiff’s counsel. Defense counsel for Mr. Alexander did not respond to the reporter’s phone calls, and the claims adjuster for Nationwide declined to comment. To see the full detailed report from our ALM partner, VerdictSearch, please click here. About The Author Steven A. Meyerowitz, Esq., is the Director of FC&S Legal, the Editor-in-Chief of the Insurance Coverage Law Report, and the Founder and President of Meyerowitz Communications Inc. As FC&S Legal Director, Mr. Meyerowitz, a member of the team that conceptualized FC&S Legal, provides daily analysis and commentary on the most significant insurance coverage law decisions from courts across the country and news regarding legislative and regulatory developments. Take the guesswork out of your claims settlements. Call 1-800-543-0874 | Email customerservice@nuco.com | www.fcandslegal.com Click here for a FREE trial »
  • 2. Call 1-800-543-0874 | Email customerservice@nuco.com | www.fcandslegal.com Copyright © 2015 The National Underwriter Company. All Rights Reserved. NOTE: The content posted to this account from FC&S Legal: The Insurance Coverage Law Information Center is current to the date of its initial publication. There may have been further developments of the issues discussed since the original publication. This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting or other professional service. If legal advice is required, the services of a competent professional person should be sought. For more information, or to begin your free trial: • Call: 1-800-543-0874 • Email: customerservice@nuco.com • Online: www.fcandslegal.com FC&S Legal guarantees you instant access to the most authoritative and comprehensive insurance coverage law information available today. This powerful, up-to-the-minute online resource enables you to stay apprised of the latest developments through your desktop, laptop, tablet, or smart phone —whenever and wherever you need it.