SlideShare une entreprise Scribd logo
1  sur  4
Télécharger pour lire hors ligne
Company Profile
OF
SUPRA PACIFIC MANAGEMENT
CONSULTANCY LIMITED
REGISTERED & CORPORATE OFFICE:
402, 4th Floor, Apollo Complex,
R. K. Singh Marg, Off Parsi Panchayat Road,
Andheri (East), Mumbai – 400 069
Phone: +91-22-28240444, Email Id: info@suprapacific.com, www.suprapacific.com
CIN: L74140MH1986PLC039547
1st December 2016
(1) Profile of the Company
Name of the Company
Supra Pacific Management Consultancy
Limited
Registered& Corporate Office
Address of the Company
402, 4th Floor, Apollo Complex,
R. K. Singh Marg, Off Parsi Panchayat
Road, Andheri (East), Mumbai – 400
069
Telephone No. +91-22-28240444 / 28216736
Email Id info@suprapacific.com
Website www.suprapacific.com
Date of Incorporation 11/04/1986
CIN of the Company L74140MH1986PLC039547
ISIN of the Company INE268T01015
Name of the Stock Exchange where
the Shares of the Company are
listed Bombay Stock Exchange
Our Scrip Code on Bombay Stock
Exchange 540168
(2) About the Company:
Supra Pacific Management Consultancy Limited was incorporated on
11/04/1986 as a Private Limited Company & it was subsequently converted to
Public Ltd Company. It had made a public Issue during the year 1996. Then its
equity shares were listed on Pune Stock Exchange and Ahmedabad Stock
Exchange on 23/08/1996.
However, there were not much trading activities on these two Stock Exchanges.
Also, the company did not carry out housing finance business. Thus the
company remained almost inactive for about 20 years. Now we have it listed on
the Bombay Stock Exchange on 28/10/2016.
(3) Brief Financial Past History - 1996-2016 (20 years):
In the year 2014-15, shareholders’ approval was obtained for direct listing on
BSE as per SEBI guideline.
During the year 1999, the company had obtained RBI registration as NBFC.
There has been regular reporting to RBI, ROC, Stock Exchange, SEBI, Income
Tax dept. and other authorities. Regular Audits, AGMs, and EGMs have been
conducted as required under various laws.
Thus, Company was legally operative but did not conduct any significant
business except that equity corpus fund was safely deployed. There was no loss
but normal profit.
(4) BSE listing:
As per the BSE norms, our company was designated as “Compliant Company”.
Our equity shares were dematted as required. We had past 3 years profit track
record. We had Rs. 5.5 Crs paid up capital and more has 1000 shareholders.
After completing BSE procedure, our Company got BSE listing on 28/10/2016.
Our Board of Director has taken decision to carry on NBFC related activities
aggressively. In our AGM on 28/09/2016, the shareholders have authorized the
Directors to borrow fund up to Rs. 500 Crs. Now this is well set to carry out
NBFC activities in big way.
(5) Credit Lines Approvals From Banks/Financial Institutes:
(a) Credit Line From Financial Institute – SICOM has granted our company
credit line up to Rs. 100 Crs to borrow from them for NBFC activities like
Project Funding etc.
(b) Credit Line From Private Bank – Indusind Bank has granted our company
credit line up to Rs. 100 Crs to borrow from them for NBFC activities like
Bill Discounting, Funding Bank Guarantee, Project Funding etc.
(6) Operations during Period October 2016-March 2017: Since completing BSE
listing procedure, we are embedding professionally qualified Directors on the
Board, setting up Internal Administration, establishing Credit limits with
Bank/Financial Institutes and liasioning with associates/bankers, etc. The
company has on hand business and hopes disbursement up to Rs. 200 Crs by
March 2017.
(7) Future Planning- First Series NCD Issue: The company has started negotiation
with HNI investors and has received In-principal consent from them to
subscribe in its NCD issue up to Rs. 50 Crs in near future.
The company is planning to open NCD issue during December 2016/ January
2017 for open Rs. 30 Crs to Rs. 50 Crs in accordance with guidelines of
SEBI/RBI/BSE.
The debenture will be issued on Private Placement basis in demat form.
(8) NOF Planning:
At the moment our Networth is about Rs. 6 Crs..When we complete NCD issue
of Rs. 30 Crs, our NOF will be around Rs. 35 Crs. This will enable us to borrow
upto Rs. 200 Crs for project funding by March 2017.
(9) Further Series Of NCD/Right Equity Issue/Placement Of Equity Shares
Abroad During Financial Year 2017-2018.
The company has started taking long terms action and has started negotiation
with strategic investors for subscription of NCD, Right Issue, Private Placement
Equity etc. which will take our NOF from Rs. 35 Crs to Rs. 200 Crs by March
2018.
This will enable us to borrow upto Rs. 1000 Crs from Banks and Financial
Institute in India and Abroad.
By March 2018, we are planning to reach fund disbursement of Rs. 1000 Crs.
(10) Operations Abroad
RBI has opened gates for receiving funds in NBFC from abroad in a much
easier way. We are appointing few senior known management persons as our
Associates and Directors to seek fund for project finance and our instrument
finance etc.
Our efforts will show the result very soon.
(11) Business Model:
(a) Funding NPA Projects / NPA Assets:
As per estimates, the bank loan / asset valuing about Rs. 15 Lakh Crores
with all business is currently classified as NPA/ SEMI NPA.
Normally, NPA assets are sold by lenders / Financial Institutes in the open
market to recover bad loans. However, the lenders have utterly failed in
recovery by openly selling assets.
(b) Role of Asset Reconstruction Companies (ARC) & NBFC:
There are about 30 active RBI registered Asset Reconstruction Companies
(ARCs) to take over NPA Account from funder and dispose off the assets.
However, in view of huge NPA accounts and small number of ARCs, the
settlement of NPA account was not significant.
(c) New Guideline from RBI:
During September 2016, RBI realized that these small numbers of ARCs are
not sufficient to help Banks to wipe out NPAs. Hence RBI has issued
circulars to all the banks and lenders that they can directly refer NPA
accounts to NBFCs who can help to dispose off the NPA assets within
framework of law.
This has open flood gates of opportunities for NBFCs like us. Through our
network of associates in India and Abroad, we will be able to take over huge
amount of NPA accounts in due course.
Be partner in our prosperity.
Join hands with us as Associate, Funder, Shareholder or Borrower etc. and let
us prosper together.
************************************************

Contenu connexe

Tendances

Application supported by blocked amount (ASBA)
Application supported by blocked amount (ASBA)Application supported by blocked amount (ASBA)
Application supported by blocked amount (ASBA)Mallikarjun Bali
 
IRDA AND RBI -INDIAN FINANCIAL SYSTEM
IRDA AND RBI -INDIAN FINANCIAL SYSTEMIRDA AND RBI -INDIAN FINANCIAL SYSTEM
IRDA AND RBI -INDIAN FINANCIAL SYSTEMniharikayadav26
 
The Private Office -Wealth Management Presentation for targeting NRI & HH...
The Private Office -Wealth Management Presentation for targeting NRI & HH...The Private Office -Wealth Management Presentation for targeting NRI & HH...
The Private Office -Wealth Management Presentation for targeting NRI & HH...Juran Green Energy Partners WorldWide
 
RBI - overview, roles and functions of RBI
RBI - overview, roles and  functions of RBI RBI - overview, roles and  functions of RBI
RBI - overview, roles and functions of RBI Bushra Begum
 
Aditya vision limited
Aditya vision limited Aditya vision limited
Aditya vision limited Tejpal Verma
 
Bank of Punjab Presentation 2013
Bank of Punjab Presentation 2013Bank of Punjab Presentation 2013
Bank of Punjab Presentation 2013Malik Abdul Rehman
 
What Prompted RBI to Ipose penalty on Bandhan Bank?
What Prompted RBI to Ipose penalty on Bandhan Bank?What Prompted RBI to Ipose penalty on Bandhan Bank?
What Prompted RBI to Ipose penalty on Bandhan Bank?Gyananjaya Behera
 
Presentation on bimal jalan committee's report on banking licences
Presentation on bimal jalan committee's report on banking licencesPresentation on bimal jalan committee's report on banking licences
Presentation on bimal jalan committee's report on banking licencesJinmoyBaishya1
 
Banking Regulation Act 1949
Banking Regulation Act 1949Banking Regulation Act 1949
Banking Regulation Act 1949Vishal Pinto
 
An Introduction to Masala Bonds
An Introduction to Masala BondsAn Introduction to Masala Bonds
An Introduction to Masala BondsSumedha Fiscal
 
Bank ppt (23 05-2016)
Bank ppt (23 05-2016)Bank ppt (23 05-2016)
Bank ppt (23 05-2016)Dipen Solanki
 
bank of punjab Mba project
bank of punjab Mba project bank of punjab Mba project
bank of punjab Mba project Ather Iqbal
 
Presentation on the bank of Punjab
Presentation on the bank of Punjab Presentation on the bank of Punjab
Presentation on the bank of Punjab Jamshaid Chudhary
 
Banking regulation act,1949
Banking regulation act,1949Banking regulation act,1949
Banking regulation act,1949sunil patro
 

Tendances (20)

Application supported by blocked amount (ASBA)
Application supported by blocked amount (ASBA)Application supported by blocked amount (ASBA)
Application supported by blocked amount (ASBA)
 
Acquisory news bytes 21.04.2016
Acquisory news bytes 21.04.2016Acquisory news bytes 21.04.2016
Acquisory news bytes 21.04.2016
 
IRDA AND RBI -INDIAN FINANCIAL SYSTEM
IRDA AND RBI -INDIAN FINANCIAL SYSTEMIRDA AND RBI -INDIAN FINANCIAL SYSTEM
IRDA AND RBI -INDIAN FINANCIAL SYSTEM
 
Et news 14 nov daman
Et news 14 nov damanEt news 14 nov daman
Et news 14 nov daman
 
The Private Office -Wealth Management Presentation for targeting NRI & HH...
The Private Office -Wealth Management Presentation for targeting NRI & HH...The Private Office -Wealth Management Presentation for targeting NRI & HH...
The Private Office -Wealth Management Presentation for targeting NRI & HH...
 
RBI - overview, roles and functions of RBI
RBI - overview, roles and  functions of RBI RBI - overview, roles and  functions of RBI
RBI - overview, roles and functions of RBI
 
Aditya vision limited
Aditya vision limited Aditya vision limited
Aditya vision limited
 
Banking s.b.i
Banking s.b.iBanking s.b.i
Banking s.b.i
 
Acquisory News Bytes 12 May 2016
Acquisory News Bytes 12 May 2016Acquisory News Bytes 12 May 2016
Acquisory News Bytes 12 May 2016
 
Bank of Punjab Presentation 2013
Bank of Punjab Presentation 2013Bank of Punjab Presentation 2013
Bank of Punjab Presentation 2013
 
Liaison office in India
Liaison office in IndiaLiaison office in India
Liaison office in India
 
What Prompted RBI to Ipose penalty on Bandhan Bank?
What Prompted RBI to Ipose penalty on Bandhan Bank?What Prompted RBI to Ipose penalty on Bandhan Bank?
What Prompted RBI to Ipose penalty on Bandhan Bank?
 
Presentation on bimal jalan committee's report on banking licences
Presentation on bimal jalan committee's report on banking licencesPresentation on bimal jalan committee's report on banking licences
Presentation on bimal jalan committee's report on banking licences
 
Banking Regulation Act 1949
Banking Regulation Act 1949Banking Regulation Act 1949
Banking Regulation Act 1949
 
An Introduction to Masala Bonds
An Introduction to Masala BondsAn Introduction to Masala Bonds
An Introduction to Masala Bonds
 
Internship Report BOP
Internship Report BOPInternship Report BOP
Internship Report BOP
 
Bank ppt (23 05-2016)
Bank ppt (23 05-2016)Bank ppt (23 05-2016)
Bank ppt (23 05-2016)
 
bank of punjab Mba project
bank of punjab Mba project bank of punjab Mba project
bank of punjab Mba project
 
Presentation on the bank of Punjab
Presentation on the bank of Punjab Presentation on the bank of Punjab
Presentation on the bank of Punjab
 
Banking regulation act,1949
Banking regulation act,1949Banking regulation act,1949
Banking regulation act,1949
 

Similaire à Supra_Company_Profile_1_12_16

Additional Information of UTI Mutual Fund- Wishfin
Additional Information of UTI Mutual Fund- WishfinAdditional Information of UTI Mutual Fund- Wishfin
Additional Information of UTI Mutual Fund- WishfinAnvi Sharma
 
How to get License for NBFC company in India
How to get License for NBFC company in India How to get License for NBFC company in India
How to get License for NBFC company in India GAURAV KR SHARMA
 
Non-Banking Financial Companies
Non-Banking Financial CompaniesNon-Banking Financial Companies
Non-Banking Financial CompaniesManisha Singh
 
Non-Banking Financial Companies
Non-Banking Financial CompaniesNon-Banking Financial Companies
Non-Banking Financial CompaniesManisha Singh
 
S M Profile up dated on - 30-04-2016
S M Profile up dated on - 30-04-2016S M Profile up dated on - 30-04-2016
S M Profile up dated on - 30-04-2016Subhankar Mondol
 
Presentation on how to open a bank
Presentation on how to open a bankPresentation on how to open a bank
Presentation on how to open a bankRiskyrider
 
Additional Information of Principal Mutual Fund- Wishfin
Additional Information of Principal Mutual Fund- WishfinAdditional Information of Principal Mutual Fund- Wishfin
Additional Information of Principal Mutual Fund- WishfinAnvi Sharma
 
Formation of a company
Formation of a company Formation of a company
Formation of a company Biraj Joshi
 
Project report on ratio analysis of axis bank
Project report on ratio analysis of axis bankProject report on ratio analysis of axis bank
Project report on ratio analysis of axis bankSukhchain Aggarwal
 
Fundamental Analysis- HDFC Bank
Fundamental Analysis- HDFC BankFundamental Analysis- HDFC Bank
Fundamental Analysis- HDFC BankEnactus NM College
 
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK Vishnu Rajendran C R
 
IPO (with fictitious Figure)
IPO (with fictitious Figure)IPO (with fictitious Figure)
IPO (with fictitious Figure)ACS Shalu Saraf
 
Emerging Trends in Corporate Finance - Sources of Corporate Financing and La...
Emerging Trends in  Corporate Finance - Sources of Corporate Financing and La...Emerging Trends in  Corporate Finance - Sources of Corporate Financing and La...
Emerging Trends in Corporate Finance - Sources of Corporate Financing and La...Resurgent India
 
Ibps po power_capsule_english_2014 - SIDDANNA M BALAPGOL
Ibps po power_capsule_english_2014 -  SIDDANNA M BALAPGOLIbps po power_capsule_english_2014 -  SIDDANNA M BALAPGOL
Ibps po power_capsule_english_2014 - SIDDANNA M BALAPGOLSiddanna Balapgol
 
Ibps po power_capsule_english_2014
Ibps po power_capsule_english_2014Ibps po power_capsule_english_2014
Ibps po power_capsule_english_2014Siddanna Balapgol
 

Similaire à Supra_Company_Profile_1_12_16 (20)

Additional Information of UTI Mutual Fund- Wishfin
Additional Information of UTI Mutual Fund- WishfinAdditional Information of UTI Mutual Fund- Wishfin
Additional Information of UTI Mutual Fund- Wishfin
 
How to get License for NBFC company in India
How to get License for NBFC company in India How to get License for NBFC company in India
How to get License for NBFC company in India
 
Non-Banking Financial Companies
Non-Banking Financial CompaniesNon-Banking Financial Companies
Non-Banking Financial Companies
 
Non-Banking Financial Companies
Non-Banking Financial CompaniesNon-Banking Financial Companies
Non-Banking Financial Companies
 
S M Profile up dated on - 30-04-2016
S M Profile up dated on - 30-04-2016S M Profile up dated on - 30-04-2016
S M Profile up dated on - 30-04-2016
 
Presentation on how to open a bank
Presentation on how to open a bankPresentation on how to open a bank
Presentation on how to open a bank
 
Additional Information of Principal Mutual Fund- Wishfin
Additional Information of Principal Mutual Fund- WishfinAdditional Information of Principal Mutual Fund- Wishfin
Additional Information of Principal Mutual Fund- Wishfin
 
24836. CORPORATE LAWS & PRACTICES_ND-2022_Question
24836. CORPORATE LAWS & PRACTICES_ND-2022_Question 24836. CORPORATE LAWS & PRACTICES_ND-2022_Question
24836. CORPORATE LAWS & PRACTICES_ND-2022_Question
 
Formation of a company
Formation of a company Formation of a company
Formation of a company
 
Project report on ratio analysis of axis bank
Project report on ratio analysis of axis bankProject report on ratio analysis of axis bank
Project report on ratio analysis of axis bank
 
CS Ashish Shah
CS Ashish ShahCS Ashish Shah
CS Ashish Shah
 
NFCG
NFCGNFCG
NFCG
 
Fundamental Analysis- HDFC Bank
Fundamental Analysis- HDFC BankFundamental Analysis- HDFC Bank
Fundamental Analysis- HDFC Bank
 
NBFC Registration in India
NBFC Registration in IndiaNBFC Registration in India
NBFC Registration in India
 
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK
NON - BANKING FINANCIAL COMPANIES IN INDIA & IT'S LEGAL FRAMEWORK
 
IPO (with fictitious Figure)
IPO (with fictitious Figure)IPO (with fictitious Figure)
IPO (with fictitious Figure)
 
Emerging Trends in Corporate Finance - Sources of Corporate Financing and La...
Emerging Trends in  Corporate Finance - Sources of Corporate Financing and La...Emerging Trends in  Corporate Finance - Sources of Corporate Financing and La...
Emerging Trends in Corporate Finance - Sources of Corporate Financing and La...
 
Sebibajaj1
Sebibajaj1Sebibajaj1
Sebibajaj1
 
Ibps po power_capsule_english_2014 - SIDDANNA M BALAPGOL
Ibps po power_capsule_english_2014 -  SIDDANNA M BALAPGOLIbps po power_capsule_english_2014 -  SIDDANNA M BALAPGOL
Ibps po power_capsule_english_2014 - SIDDANNA M BALAPGOL
 
Ibps po power_capsule_english_2014
Ibps po power_capsule_english_2014Ibps po power_capsule_english_2014
Ibps po power_capsule_english_2014
 

Supra_Company_Profile_1_12_16

  • 1. Company Profile OF SUPRA PACIFIC MANAGEMENT CONSULTANCY LIMITED REGISTERED & CORPORATE OFFICE: 402, 4th Floor, Apollo Complex, R. K. Singh Marg, Off Parsi Panchayat Road, Andheri (East), Mumbai – 400 069 Phone: +91-22-28240444, Email Id: info@suprapacific.com, www.suprapacific.com CIN: L74140MH1986PLC039547 1st December 2016
  • 2. (1) Profile of the Company Name of the Company Supra Pacific Management Consultancy Limited Registered& Corporate Office Address of the Company 402, 4th Floor, Apollo Complex, R. K. Singh Marg, Off Parsi Panchayat Road, Andheri (East), Mumbai – 400 069 Telephone No. +91-22-28240444 / 28216736 Email Id info@suprapacific.com Website www.suprapacific.com Date of Incorporation 11/04/1986 CIN of the Company L74140MH1986PLC039547 ISIN of the Company INE268T01015 Name of the Stock Exchange where the Shares of the Company are listed Bombay Stock Exchange Our Scrip Code on Bombay Stock Exchange 540168 (2) About the Company: Supra Pacific Management Consultancy Limited was incorporated on 11/04/1986 as a Private Limited Company & it was subsequently converted to Public Ltd Company. It had made a public Issue during the year 1996. Then its equity shares were listed on Pune Stock Exchange and Ahmedabad Stock Exchange on 23/08/1996. However, there were not much trading activities on these two Stock Exchanges. Also, the company did not carry out housing finance business. Thus the company remained almost inactive for about 20 years. Now we have it listed on the Bombay Stock Exchange on 28/10/2016. (3) Brief Financial Past History - 1996-2016 (20 years): In the year 2014-15, shareholders’ approval was obtained for direct listing on BSE as per SEBI guideline. During the year 1999, the company had obtained RBI registration as NBFC. There has been regular reporting to RBI, ROC, Stock Exchange, SEBI, Income Tax dept. and other authorities. Regular Audits, AGMs, and EGMs have been conducted as required under various laws. Thus, Company was legally operative but did not conduct any significant business except that equity corpus fund was safely deployed. There was no loss but normal profit.
  • 3. (4) BSE listing: As per the BSE norms, our company was designated as “Compliant Company”. Our equity shares were dematted as required. We had past 3 years profit track record. We had Rs. 5.5 Crs paid up capital and more has 1000 shareholders. After completing BSE procedure, our Company got BSE listing on 28/10/2016. Our Board of Director has taken decision to carry on NBFC related activities aggressively. In our AGM on 28/09/2016, the shareholders have authorized the Directors to borrow fund up to Rs. 500 Crs. Now this is well set to carry out NBFC activities in big way. (5) Credit Lines Approvals From Banks/Financial Institutes: (a) Credit Line From Financial Institute – SICOM has granted our company credit line up to Rs. 100 Crs to borrow from them for NBFC activities like Project Funding etc. (b) Credit Line From Private Bank – Indusind Bank has granted our company credit line up to Rs. 100 Crs to borrow from them for NBFC activities like Bill Discounting, Funding Bank Guarantee, Project Funding etc. (6) Operations during Period October 2016-March 2017: Since completing BSE listing procedure, we are embedding professionally qualified Directors on the Board, setting up Internal Administration, establishing Credit limits with Bank/Financial Institutes and liasioning with associates/bankers, etc. The company has on hand business and hopes disbursement up to Rs. 200 Crs by March 2017. (7) Future Planning- First Series NCD Issue: The company has started negotiation with HNI investors and has received In-principal consent from them to subscribe in its NCD issue up to Rs. 50 Crs in near future. The company is planning to open NCD issue during December 2016/ January 2017 for open Rs. 30 Crs to Rs. 50 Crs in accordance with guidelines of SEBI/RBI/BSE. The debenture will be issued on Private Placement basis in demat form. (8) NOF Planning: At the moment our Networth is about Rs. 6 Crs..When we complete NCD issue of Rs. 30 Crs, our NOF will be around Rs. 35 Crs. This will enable us to borrow upto Rs. 200 Crs for project funding by March 2017. (9) Further Series Of NCD/Right Equity Issue/Placement Of Equity Shares Abroad During Financial Year 2017-2018. The company has started taking long terms action and has started negotiation with strategic investors for subscription of NCD, Right Issue, Private Placement Equity etc. which will take our NOF from Rs. 35 Crs to Rs. 200 Crs by March 2018.
  • 4. This will enable us to borrow upto Rs. 1000 Crs from Banks and Financial Institute in India and Abroad. By March 2018, we are planning to reach fund disbursement of Rs. 1000 Crs. (10) Operations Abroad RBI has opened gates for receiving funds in NBFC from abroad in a much easier way. We are appointing few senior known management persons as our Associates and Directors to seek fund for project finance and our instrument finance etc. Our efforts will show the result very soon. (11) Business Model: (a) Funding NPA Projects / NPA Assets: As per estimates, the bank loan / asset valuing about Rs. 15 Lakh Crores with all business is currently classified as NPA/ SEMI NPA. Normally, NPA assets are sold by lenders / Financial Institutes in the open market to recover bad loans. However, the lenders have utterly failed in recovery by openly selling assets. (b) Role of Asset Reconstruction Companies (ARC) & NBFC: There are about 30 active RBI registered Asset Reconstruction Companies (ARCs) to take over NPA Account from funder and dispose off the assets. However, in view of huge NPA accounts and small number of ARCs, the settlement of NPA account was not significant. (c) New Guideline from RBI: During September 2016, RBI realized that these small numbers of ARCs are not sufficient to help Banks to wipe out NPAs. Hence RBI has issued circulars to all the banks and lenders that they can directly refer NPA accounts to NBFCs who can help to dispose off the NPA assets within framework of law. This has open flood gates of opportunities for NBFCs like us. Through our network of associates in India and Abroad, we will be able to take over huge amount of NPA accounts in due course. Be partner in our prosperity. Join hands with us as Associate, Funder, Shareholder or Borrower etc. and let us prosper together. ************************************************