Mom & Pop Merchant Solutions funds the business loans that banks won't regardless of A merchants (business owners) credit scores. Mom & Pop Merchant Solutions provides business loans and merchant cash advances that allow a company working capital in an otherwise lenderless world. All we hear all day long is how banks are not lending business owners money. Mom & Pop Merchant Solutions is syndicated with 3 partners across the nation and we are the driving force behind the merchant cash advance and business loan alternative industry. We are one of the largest conduits in the nation for small busines loans that have been turned down by the bank. So if for any reason, you have had trouble in the past with your credit, we will be there for you. Our loan amounts range from $2500 to $1,000,000 in 5 to 7 days. ...and we approve over 98% of all applicants. email :contact@businessfast.loan

1. MOM & POP MERCHANT SOLUTIONS
"A Small BusineSS Loan Alternative Company"

2.  Mom & Pop Merchant Solutions was established to
satisfy the lack of available financing in the small-medium
sized business marketplace.
 We provide businesses with Unsecured Business Loan
Alternatives called Merchant Cash Advances in 49 States
and Business Loans in California.
 Funding usually takes place in about 5 business days.
 We specialize in customized programs providing business
owners with Unsecured Business Loan Alternatives on
the terms that make the most sense for their business.
OVERVIEW

3.  We provide funding through factoring future credit card sales,
and business income. This is not a loan in 49 states (but in
California they are called loans).
 We are purchasing future receivables at a discount.
 There is no fixed payback time or schedule of repayment and no
fixed interest rate.
 Instead, an agreed upon holdback percentage is deducted from
the merchants daily credit card batches or ACH'd from their bank
account until the purchased amount is collected. Therefore the
merchant is only paying a part of its Visa, MasterCard, Discover
and/or banking revenue.
 We require no collateral.
 Funding is available much quicker than traditional bank loans and
requires a fraction of the paperwork.
WHAT WE DO

4. WITHHOLD PERCENTAGE CHART
or
merchant's
bank account.

5. UNDERWRITING
 Minimum average of 8 to 10 batches or income related
days per month.
 Minimum processing average of $2,500 per month.
 Business must accept credit cards for at least 3 months for
an MCA or be in business 6 months and provide 6 months
banks statments for and ACH withdrawl.
 No open bankruptcies or large, unresolved judgments or
tax liens. (We may still fund these with a Starter Program.)

6. UNDERWRITING PROCEDURES
During the underwriting process we are required to fulfill
certain obligations in order to approve each applicant. These
procedures include but are not limited to:
 Merchant interview
 Landlord interview
 Reference checks
 Personal & business credit checks
 Site inspections
 UCC filing checks and confirmations

7. WHO SHOULD APPLY
Our solutions are ideal for small to medium size
businesses who need cash to:
 Meet payroll
 Expand inventory
 Improve facilities
 Advertise
 Pay taxes
 Open a new location
 Pay operating expenses

8. KEY SELLING POINTS
 This is one of the fastest, easiest ways to get risk-free
capital.
 Better than a traditional loan. No collateral.
 Better than a life long partnership. No restrictions on use of
proceeds.

9. DOCUMENT REQUIREMENTS
 Application for funding, completed and signed
 3 months business credit card statements
 3 months bank statements UNLESS business
does NOT except credit cards, then 6 months
bank statements.
 Photo ID
 Voided business check

10. WHO WE FUND
Business Owners that accept credit cards and/or cash
and checks for a service or sales of merchandise.

11. OUR CLIENTS
 Mom & Pop Merchant Solutions regularly adds new businesses and new
business types to our portfolio. While we will consider most business
types, we try to target mostly the following:

12. TARGET LIST
 Restaurants
 Salons/Spas
 Auto repair shops
 Liquor stores
 Grocery stores
 Clothing retail
 Florists
 Dentists
 Hotels & Motels

13. Florist
3%
Medical
1%
Beauty
5%
Food / Convenience
8%
Restaurant
27%
Automotive
13%
Other
13%
Retail
27%
Dollars Funded by Industry
Jewelry
3%

14. Dollars Funded by State
Arizona
5%
California
32%
Connecticut
1%
Florida
7%
Indiana
1%
Oregon
2%
Pennsylvania
2%
South Carolina
4%
Tennessee
6%
Texas
3%
Utah
5%
Virginia
2%
Illinois
2%
Maryland
1%
Maine
2%
New Jersey
0%
New York
1%
North Carolina
4%
Ohio
12%
Washington
2%
Louisiana
5%

15. MERCHANT BENEFITS
 No collateral
 No fixed payments (unless requested)
 No coupons or checks to write
 No impact on a business owner's ability to qualify for
other financing
 No business use restrictions on the funding
 No hassles - quick application & fast funding

16. TYPES OF DEALS
1. CREDIT CARD
RECEIVABLE FACTORING
2. STARTER PROGRAMS
3. CASH & CHECK
RECEIVABLE FACTORING

17. CREDIT CARD & ACH
RECEIVABLES FACTORING
 No fixed payback schedule
 Application process is quick
 Cash in business account in
days
 Completely automated
payback
 No hidden fees
 No collateral
 No late fees
 Credit score does not make
or break the deal
 Cash flow friendly

18. STARTER PROGRAM
For merchants that do not fit the underwriting requirements for our
traditional Credit Card or ACH Factoring, our starter program allows them
to still qualify for funds for a lower dollar amount by paying this back in a
shorter time frame. The merchant is able to renew and build confidence
towards a larger sized funding advance. The underwriting criteria for a
starter program our much more lenient and is designed for those who
have very poor credit histories. Merchants build a rapport with Mom &
Pop Merchant Solutions through their performance.

19. In Closing...
 Mom & Pop Merchant Solutions has numerous Business Loan
Alternative products for small to medium sized business
owners to utilize.
 Business Loan Alternatives are similar to a business loan in
the sense that we extend a certain amount of working capital
to business owners to utilize at their discretion.
 The merchant only pays for the money advanced 5 days a
week, and repays us via a daily withdraw from their credit
card machine or from their bank account via an ACH
withdraw.
 These Business Loan Alternatives typically fund within 5 days.