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Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
3/ EMERGING FIELD OF OPEN
Jessi Baker
Provenance
Amisha Ghadiali
Think Act Vote
Helen Jackson
Open Healthcare
Leander Binewald
NEF
James Arthur
FabHub
Robin Brownsell
Tusmor
Siddarth VijayaKumar
GrubClub
Alexander Markham
AJ Russell & Sons
Alastair Parvin
WikiHouse
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
Open
Fashion
Amisha Ghadiali
6th July 2013
Contact: takeamoment@amisha.co.uk
Why is
fashion
important?
We are all part of
this industry,
whether we
identify with it
or not...
There are over 80
billion garments
produced each year.
(Greenpeace)
The world clothing and textile
industry (clothing, textiles,
footwear and luxury goods)
reached almost $2,560
trillion in 2010.
(Global Textiles, Apparel &
Luxury Goods)
The British Fashion
Council estimated that
in 2009 the UK fashion
industry directly
contributed £20.9 billion
to the UK economy.
The Fashion Industry
employs ONE SIXTH
of the world’s
population
Riddled with issues.....
Fast Fashion, Chemical
Pollution, Waste, Slave Labour,
Pesticide Poisoning,
Environmental Damage,
Global Supply Chain,
Exploitation, No Accountability,
Bad Press, MISSING DATA....
Open Fashion?
* Designers & Brands working together, sharing learning
* Open data on supply chains & production
* Full Accountability, No Hiding
* Consumer Power
* Your ideas....?
Case
Studies
Three Opportunities/
Challenges of Open
Fashion:
* Business Development
* Consumer Power
* Sustainable Industry
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
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Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
nef (the new economics foundation)
Money + Open
= Community Currency
Leander Bindewald
nef (the new economics foundation)
nef (the new economics foundation) 2
This presentation has been produced by the New Economics Foundation
as part of the Community Currencies in Action (CCIA) collaboration project.
CCIA is a transnational partnership working to develop and deliver community currency demonstrations in several
member states across the North West of Europe. CCIA will lead the way in sharing knowledge and best practice to enable
communities throughout Europe to grow stronger in their ability to achieve vibrant and prosperous networks that are
efficient in delivering social, economic and environmental outcomes.
CCIA will design, develop and implement community currencies across NW Europe; providing a rigorously tested
package of support structures to facilitate the development of CCs across NWE and promote CCs as a credible (policy)
vehicle for achieving positive outcomes.
CCIA is part funded through the INTERREG IVB North West Europe (NWE) Programme, which is a financial instrument
of	
  the	
  European	
  Union’s	
  Cohesion	
  Policy	
  - Investing in Opportunities.
Find out more about CCIA on our website: www.communitycurrenciesinaction.eu
nef (the new economics foundation)
What is money?
nef (the new economics foundation)
"Give me the power to issue
a nation's money;
then I do not care who makes the law."
Anselm Rothschild
Money and Power
nef (the new economics foundation)
How is money?
How do we use money?
 unit of account
 means of exchange
 store of value
Three forms of money:
 Notes and coin
 Central bank reserves
 Commercial bank money
(Bank deposits)
nef (the new economics foundation)
Where does money come from?
“When  banks  make  loans  they  create
additional deposits” Bank of England (2007)
"Of all the many ways of organising
banking, the worst is the one we have
today."
Mervyn King (2010)
nef (the new economics foundation)
“Money  is  not  metal;  it  is  trust  inscribed”  
Niall Ferguson
Money a Social Relationship
nef (the new economics foundation)
Who can create money?
Banks
created as interest-
bearing debt by
private banks
Government
spent into
circulation by state
and collected as tax
“The  Ecology  of  Money”  
by Richard Douthwaite
People
based  on  “resources”  
and mutual agreement
nef (the new economics foundation)
Currency as Social Technology
“Currency  is  any  unit  system,  
that facilitates collaboration
in  a  community”
nef (the new economics foundation)
Another Money is Happening
nef (the new economics foundation)
nef (the new economics foundation)
www.ccia.eu
Leander Bindewald
www.neweconomics.org
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
Tusmor
Political Barriers to Entry Removed
!   Tusmor have been working with the FSA (FCA)
for more than a year defining Barriers to Entry for
new banks and designing improvements to
practice and procedure to mitigate those barriers
!   Tusmor have been working with HM Treasury on
Barriers to Entry in the UK Payments Systems.
!   Tusmor have been working with BIS on financial
Barriers to Entry.
Page
2
What we are doing
Page
3
Tusmor Incubation service is now working with 5
new banks planning to launch by summer 2014
( if they can raise investment )
£10 million compared to £100 million
They will operate on the Tusmor Banking Platform
The platform will be shared and therefore be able
to deliver significant savings and
Improve speed to market from 30 to 6 months
Our aim is to enable and support hundreds of new
local banks
Working with like minded people and organisations
to deliver solutions
The Transforming Finance Charter
The Landscape
Page
4
Tusmor.com
Robin Brownsell
e: robin.brownsell@tusmor.com m: +44 7710 489100
Tusmor
Page
5
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
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Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
GrubClub
GrubClub
Outline
•  The Grub Club Cycle
•  Collaborative Consumption
•  How do we see it?
•  Questions?
GrubClub
The Grub Club Cycle…
GrubClub
What is Collaborative Consumption?
•  Access Vs Ownership
•  Products develop borrow value
•  Individuals become sharing centers
------------
-----------------
--------------------------
---------------------------------
The Model is here to Stay
GrubClub
GrubClub
With new ones on the way
GrubClub
And some are not yet born
•  Get your haircut or nails done in your
neighbour’s home?
•  Find and buy food before it goes off
•  Any other suggestions?
GrubClub
Good news for Recovering Capitalists!
•  Viable business model
•  Helps make the most of everything around us
•  Allows small businesses to get started and thrive
But
•  Was the Financial crisis caused by it?
GrubClub
Questions?
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE
“The firstworldwar could never
havehappenediftinned food
hadn’tbeen invented.”
GEORGE ORWELL
OPEN
FACTORY
0 75678
End/I4
Fl/2 Fl/1
End/I1
F2/B
F2/F
F1/C
F1/G
F1/E
F1/D
F1/A
F2/B
F2/D
F2/E
F2/G
F2/C
F1/F
F1/B
HC/2
HC/1
VC/1
VC/2
WikiHouse
F2/B
F2/D
F2/E
F2/B
F2/F
F1/C
F1/G
18mm
CNC
2+
2+
1
2
3
4
1. Standard triple glazed unit.
2. CNC cut ‘sandwich’ frame. 18mm Birch plywood.
3. Capacity to use many different kinds of hinges, handles and seals.
4. No manufactured flashings required.
Video Domus Video Jenni Ottilie Keppler
Photo Wikipedia
FORECLOSED
6 BIG CHALLENGES
OPEN ≠ FREE
How do we fund /
resource / support
development without
compromising it?
Transparency is hard
work!
(Time scarcity leads to
opacity)
STANDARDS,
DOCUMENTATION &
INFRASTRUCTURE
Tools to allow much easier
collaborative sharing of
design files, supporting plural
authorship and the semantic
knowledge around each
product. How to get sharing
out of the inbox.
(GitHub for stuff)
OPEN
VENTURES
As well as open
projects by
communities of
amateurs, what
might open ventures
be? How do you do
open business?
LEGAL
LIABILITY
When open software
breaks, people lose
time and money. When
open hardware
breaks, people lose
limbs.
(Uh oh.)
OPEN
MARKETS
How do you host a
peer-to-peer economy
in each sector? We
need to develop new
kinds of regulation and
governance to solve big
problems.
(Politics and ethics of
open access)
LOWER THE
THRESHOLDS
Open is not just
shared &
transparent. If we are
going to be disruptive
we also need to
continuously design-
down the practical
social thresholds
between us and
wellbeing.
(Time, Cost,
@AlastairParvin
@Thruflo
Saturday 6 July 2013
The Future of Open
OPEN
INSTITUTE

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