2. Why Virtual Certificates? Virtual certificates provide merchants with more opportunity for exposure, repeat clientele, and new prospect generation for a small fee. This different source of revenue generation allows us to provide users with free account replenishment, unlimited transactions, no gateway fees, and greater security.

3. Chief Hierarchy Chart C.E.O Chief Executive Officer C.O.O Chief Operating Officer C.T.O Chief Technical Officer C.M.O Chief Marketing Officer C.F.O Chief Financial Officer

4. C.O.O Hierarchy Chart C.O.O Chief Operating Officer HR Human Resources CX Customer Experience LGL Legal FM Facility Management

5. C.T.O Hierarchy Chart C.T.O Chief Technical Officer GRX Graphics DEV Development TST Product Testing IS Information Security

6. C.M.O Hierarchy Chart C.M.O Chief Marketing Officer MKT Marketing CNT Content Writing IMG Company Image SLS Sales Generation

7. C.F.O Hierarchy Chart C.F.O Chief Financial Officer ACC Accounting FIN Finance PUR Purchasing NET Networking/Investments

8. Development Flow Testing Building Research/ Design Planning Analysis Visitor Area Testing Building Research/ Design Planning Analysis Account Area Testing Building Research/ Design Planning Analysis Mobile Testing Building Research/ Design Planning Analysis Admin Area