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Course: Financial Analysis
Project: Innovative Business Plan

Aneza Pantaleon
Ioannis Skianis
Peter Stavroulakis
Zoi Fountzoula
The course taught offered a
stepping stone for a plethora of
substantial knowledge in the field
of financial analysis...
...which of course is based on the all
knowing Balance Sheet
But what if we were to extend the
principles of the Balance Sheet to...

...society?
As a result of society's growth, we
hold many Assets...
But at what cost?
Liabilities...
...and what about Debt?
...our family
...our home
...our children
Our future.
Preliminary Facts
• In Athens alone, there are over 20*10^6 m^2
of active roof “footprint”
• Our respiratory system is aggravated with
chemicals that in many areas are worse than
second-hand smoke
• We consider environmental degradation as a
given in our urban centers
• Sociological growth is negatively correlated
with quality of life
Introducing...
Financial Plan
CVP Analysis
• Break-even at approximately 91 clients
Projected Profit & Loss Account and
Cash Flow Statement
Projected Cash Flow

Projected Profit+Loss
Revenue
Variable Costs
Contribution Margin
Fixed Costs
ΕΒΤ
Tax
EAT
Profit Margin

2.928.000,00 €
1.860.000,00 €
1.068.000,00 €
393.186,71 €
674.813,29 €
168.703,32 €
506.109,97 €
17,29%

Opening Cash Position
Cash Out
Staff
Services
Equipment Loan
Operating Expenses
Seminars
COGS
Cash In
Revenue 1
Revenue 2
Closing Cash Postion

0

202.800,00 €
30.000,00 €
4.386,71 €
156.000,00 €
60.000,00 €
1.800.000,00 €
2.448.000,00 €
480.000,00 €
674.813,29 €
Investment Appraisal
• Net Profit Margin over 17% for all 10 years

NPV
IRR

3.767.460,67 €
512%
Worst Case Scenario
Περίοδος

Καθαρό Κζρδος Περιθώριο Κζρδους
0- 100.000,00 €
1
- €
0,00%
2
129,60 €
0,01%
3
247,65 €
0,02%
4
353,10 €
0,02%
5
444,87 €
0,03%

NPV

-93.457,17 €
Best Case Scenario...
Corollaries
• Debt=0
• Leverage=0
• Equity will equal
Total Assets
...profitability will diminish.

But society will not care...
...because it will have created value.
Thank you for your attention!

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