Reliance Mutual Fund Overview,10 different Schemes and their asset allocation

1. Reliance Mutual Fund, a part of the Reliance Anil Dhirubhai Ambani (ADA) Group, is one of
the fastest growing mutual funds in India. RMF offers investors a well-rounded portfolio of
products to meet varying investor requirements and has presence in 160 cities across the country.
RMF constantly endeavors to launch innovative products and customer service initiatives to
increase value to investors.
Reliance Mutual Fund (RMF) is one of India's leading mutual funds, with Average Assets Under
Management (AAUM) of ` 2,22,964 Crores (April 2017 - June 2017 Quarter Q1) and 70.05
lakhs folios (as on 30th June)
Reliance Mutual Fund (RMF) has been established as a trust under the Indian Trusts Act, 1882
with Reliance Capital Limited (RCL), as the Settler/Sponsor and Reliance Capital Trustee Co.
Limited (RCTC), as the Trustee.
Reliance Mutual Fund has been registered with the Securities & Exchange Board of India (SEBI)
vide registration number MF/022/95/1 dated June 30, 1995. The name of Reliance Capital
Mutual Fund was changed to Reliance Mutual Fund effective March 11,2004 vide SEBI's letter
no. IMD/PSP/4958/2004 dated March 11,2004. RMF was formed to launch various schemes
under which units are issued to the public with a view to contribute to the capital market and to
provide investors the opportunities to make investments in diversified securities.
The Main Objectives of RMF are:
 To carry on the activity of a mutual fund as many be permitted at law and formulate and
devise various collective scheme of savings and investments for people in India and
abroad and also ensure liquidity of investment for unit holders
 To deploy funds thus raised so as to help the unit holders earn reasonable returns on their
savings.
 To take such steps as may be necessary from time to time to realize the effects without
any limitation

2.  Total AUM: Rs.1970625
 Quaterly Average AUM as on 31st July 2017: Rs.223758
 Market Share: 11.35%
Scheme 1: Reliance Small Cap Fund
 Type of fund: An open ended scheme
 Allotment Date: September 16, 2010
 Investment Objective:
The primary investment objective of the scheme is to generate long term capital
appreciation by investing predominately in equity and equity related instruments of small
cap companies and the secondary objective is to generate by investing in debt and
money market securities.
 Fund manager: Samir Ranch Sunil Singhania
 Benchmark: S&P BSE Small cap
 Entry load: NA
 Exit load: 1 % if redeem before 1 year
 Investment plans:
 Under both direct and other than direct plan
Growth plan-growth option
Dividend Plan-payout and reinvestment
 Minimum Applicable amount: Rs.5000 and thereafter in multiples of 1
 Additional purchase of 1000 & in multiple of 1 thereafter
Asset Allocation under ;the Scheme:
Top 10 Holdings by issuer and sector as on February 28, 2017

3. NAV for Last 9 months:

4. Scheme 2: Reliance Retirement Fund -Wealth Creation Scheme
 Type of scheme: An open ended notified tax savings cum pension scheme.
 Investment Objective: The investment objective of the scheme is to provide capital
appreciation and consistent income to the investors which will be in line with their
retirement goals by investing in an equity oriented portfolio. The fund attempts to invest
primarily in the large cap space with some allocations to good quality mid-cap
companies. The fund endeavors to provide a superior wealth creation alternative for
investors who are in the accumulation phase i.e seeking to create a retirement corpus
during their pre-retirement phase.
 Date of Allotment: February 11,2015
 Fund Manager: Sanjay Parekh and Anju Chhajer
 Benchmark: S&P BSE 100
 Fund Size: Monthly Average: ` 840.04 Cr Month End: ` 874.22 Cr
Asset Allocation under the scheme:

5. NAV for last 9 months:
Date NAV
25-0917 13.2789
25-0-17 13.1318
25-0717 13.1411
25-0617 12.4634
25-0517 12.1956
25-0417 12.1188
25-0317 11.6784
25-0217 11.53
25-0117 11.0037
0
2
4
6
8
10
12
14
NAV
NAV

6. Scheme 3: Reliance Diversified Power Sector Fund
 Type: Open Ended Power Sector Scheme
 Date of Allotment: May 8 , 2004
 Investment Objective: It is an investment opportunity to participate in India’s key drivers
of sustainable growth by investing in securities of companies in the power sector. The
portfolio has adequate diversification within power sector by spreading investment over a
large range of companies. The fund provides opportunities within the sector, with focused
approach and flexibility to invest in power distribution, transmission and generation
related companies and primary financer to power projects. The portfolio is focused on
creating long term risk adjusted return.this is one of the few sector where demand is vast.
 Fund Manager: Sunil Singhania and Sanjay Doshi
 Benchmark:S&P BSE Power
 Fund Size:
 Monthly Average:Rs.1834 cr
 Month End:Rs.1872 cr
Asset Allocation under the Scheme:

7. NAV For last 9 months:
Date NAV
25-09-17 109.916
25-08-17 107.106
25-07-17 107.224
25-06-17 98.7363
25-05-17 102.237
25-04-17 105.516
25-03-17 96.8627
25-02-17 90.507
25-01-17 86.5491
Scheme 4: Reliance Tax Saver (ELSS) Fund
 Type of Scheme: Equity- Tax Saver
 Investment Objective: Seek to maintain balance between large cap and mid cap
companies. Endeavors to invest in potential leaders. Invest in companies with potential of
high growth prospects over medium term. Generally the funds has two or three sector
calls at a time. They are mostly in in line of emerging arket trends. Small percentage of
portfolio is invested in constrain calls. Significant percent of outstanding equity of the
scheme is invested in high conviction mid cap companies. Significant allocations is taken
in MNC.Attempt to have a balanced portfolio on macro basis, allocating to themes like
domestic, consumption and Defensive.
 Date of Allotment: September 21.2005
 Fund manager: Ashwani Kumar
 Benchmark S&P BSE 100
 Fund Size:
 Monthly Average-Rs.8762 cr
 Month End- Rs.9015 cr
0
20
40
60
80
100
120
NAV
NAV

8. Asset allocation under the scheme:

9. Nav For last 9 Months:
Date NAV
25-9-17 62.576
25-8-17 61.9747
25-7-17 62.3628
25-6-17 59.3546
25-5-17 58.3718
25-4-17 57.8141
25-3-17 55.4997
25-2-17 54.6127
25-1-17 51.6518
Scheme 5: Reliance US Equity Opportunity Fund
 Type of fund: Equity International
 Investment Objectives: The fund endeavors to invest in a portfolio oh high quality stocks
listed on recognized stock exchanges of US. The Investment Strategy of the fund would
be powered by the research support of Morningstar Investment Advisor India Pvt Ltd. Its
focused is on economics moats ,to identify investment opportunity .The fund proposes to
follow the Hare Strategy for its investment. The Hare portfolio invest in stocks of firms
that are experiencing rapid growth,emphaising those that possess sustainable competitive
advantages. Companies in this strategy tends to faster growing with both higher risk and
higher return potential. The investment objective would be a blend of top down and
bottom up approach without any sector market cap.
 Date of Allotment: July 23,2015
 Fund Manager: Jahnvee Shah, Anju Chhajer
 Benchmark:S&P 500
 Fund Size:
 Monthly Average:11.53 cr
 Month end:11.59cr

10. Asset Allocation under the Scheme:

11. NAV for last 9 Months:
Date NAV
25-09-17 11.9678
25-08-17 11.5971
25-07-17 11.8817
25-06-17 11.7088
25-05-17 11.4518
25-04-17 10.8876
25-03-17 10.8575
25-02-17 11.1998
25-01-17 11.1535
Scheme 6:Reliance Money Manager Fund
 Type of Scheme :An open ended income scheme
 Investment Objective: A Majority part of the portfolio gets allocated to instruments
whose average maturity exceeds 12 months.15% to 30% allocation made in relatively
higher carry assets of 9 to18 months would give the portfolio, carry advantage and roll
down benefit over 3 to 6 months period.
 Date of Allotment: March 20,2007
 Fund Manager: Amit Tripathi, Anju Chajjer
 Benchmark: Crisal Liquid Fund Index
 Fund Size:
 Monthly Average:Rs.17874 cr
 Month end:18089 cr
Asset Allocation Under the Scheme:
10.2
10.4
10.6
10.8
11
11.2
11.4
11.6
11.8
12
12.2
NAV
NAV

13. NAV For last 9 months:
Date NAV
25-09-17 2357.9953
25-08-17 2346.174
25-07-17 2333.364
25-06-17 2316.292
25-05-17 2300.352
25-04-17 2287.482
25-03-17 2271.789
25-02-17 2260.55
25-01-17 2249.974
Scheme 7: Reliance Gilt Securities Fund
 Type of Scheme: Fixed Income Gilt
 Investment Objective:
 Reliance Gilt Securities fund is a long duration fund which typically invests in a portfolio
 Of securities issued and guaranteed by the central & State Government to generate
optimal credit risk free returns.
 Date of allotment:
 August 22,2008
 Fund Manager:Prashant Pimple
 Benchmark: I sec Li BEX
 Fund Size:
 Monthly Average: Rs.1268.61
 Month end:1Rs.1249.12 cr
2180.0000
2200.0000
2220.0000
2240.0000
2260.0000
2280.0000
2300.0000
2320.0000
2340.0000
2360.0000
2380.0000
NAV
NAV

14. Asset Allocation under the scheme:
NAV for last 9 months
Date NAV
25-09-17 13.041
25-08-17 13.0364
25-07-17 13.0207
25-06-17 12.93
25-05-17 12.5696
25-04-17 12.3967
25-03-17 12.292
25-02-17 12.1605
25-01-17 12.4271

15. Scheme 8: Reliance Gold Saving Fund
 Type of Scheme: GOLD FOF
 Investment Objective: The Scheme employs an investment approach designed to track
 The performance of Reliance ETF Gold BOES.The Scheme seekd to which this gold by
investing in Reliance ETF Gold BoES.
 Date of Allotment: March 7,2011
 Fund Manager:Payal Wadhwa
 Benchmark: Domestic Prices of Gold
 Fund Size:
 Monthly Average: 739 cr
 Month end:738 cr
Asset Allocation under the Scheme:
NAV for last 9 Months:
Date NAV
25-9-17 13.0097
25-8-17 12.6446
25-7-17 12.4846
25-6-17 12.7029
25-5-17 12.7009
25-4-17 12.8855
25-3-17 12.8118
25-2-17 13.0713
25-1-17 12.9051
12.1000
12.2000
12.3000
12.4000
12.5000
12.6000
12.7000
12.8000
12.9000
13.0000
13.1000
13.2000
NAV
NAV

16. Scheme 9: Reliance Dynamic Bond Fund
 Type of Scheme: Fixed Income-Dynamic
 Investment Objective: The Fund intends to maintain a dynamic approach toward portfolio
management by actively managing duration in order to position the fund uniquely in
different interest rate scenarios and benefit from any opportunity available in debt
market. The Flexible asset allocation of the firm enables the asset managers to take
opportunistic bets on G Secs to increase duration as well as take exposure to money
market instruments to provide liquidity.
 Date of Allotment: Nov 15,2004
 Fund Manager: Prashant Pimple
 Benchmark: Crisal Composite Bond fund index
 Fund Size:
 Monthly Aversge:4079 cr
 Month End:4057 cr
Asset Allocation under the Scheme:

17. NAV For Last 9 months:
Date NAV
25-9-17 23.8002
25-8-17 23.7919
25-7-17 23.7594
25-6-17 23.6028
25-5-17 23.0698
25-4-17 22.8059
25-3-17 22.5943
25-2-17 22.4534
25-1-17 22.9341
Scheme 10: Reliance Regular Saving Fund- Balanced Option
 Type of Scheme: Equity Balanced
 Investment Objective: Reliance RSF Balanced fund endeavors to generate superior risk
adjusted returns by investing in a combination of equities and fixed income investments.
The fund attempts to optimize the benefits of equity growth potential with relative
stability of fixed income investments. On equity space the fund invests primarily in the
large cap with tactical exposure to emerging leaders to generate alpha. The fixed income
strategy is focused on generating higher accrual through investment with moderate
duration.
21.5000
22.0000
22.5000
23.0000
23.5000
24.0000
NAV
NAV

18.  Date of Allotment: June 8,2005
 Fund Manager: Sanjay Parekh, Amit Trivedi
 Benchmark: Crisal Balanced fund-Aggressive Index
 Fund Size:
 Monthly Average:7363 Cr
 Month end:7854 Cr
Asset Allocation under the Scheme:

19. NAV For Last 9 Months:
Date NAV
25-9-17 55.1542
25-8-17 54.8821
25-7-17 54.8738
25-6-17 52.6085
25-5-17 51.2738
25-4-17 50.8641
25-3-17 49.28
25-2-17 48.6424
25-1-17 45.8385
0.0000
10.0000
20.0000
30.0000
40.0000
50.0000
60.0000
NAV
NAV